Bank of Montreal Financial Flexibility Index
Bank of Montreal financial flexibility index. Bank of Montreal (BMO) has a Financial Flexibility Index of 0.00x as of January 2026. Free cash flow of CA$-954.00 Million (operating CF CA$-1.34 Billion minus capex CA$384.00 Million) represents 0% of total liabilities (CA$1.37 Trillion). See BMO free cash flow generation to measure how efficiently the company converts operating cash flow to free cash.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of Bank of Montreal (1994–2025)
Financial flexibility index of Bank of Montreal from 1994 to 2025. Historical Financial Flexibility Index trend for Bank of Montreal across 36 annual periods. Check Bank of Montreal (BMO) cash earnings ratio to evaluate the quality of earnings relative to operating cash generation.
Bank of Montreal Financial Flexibility Index by Year (1994–2025)
Bank of Montreal financial flexibility index by year from 1994 to 2025. Year-by-year free cash flow to debt coverage for Bank of Montreal. For the full cash flow conversion analysis, see how efficiently does Bank of Montreal generate cash.
| Year | Flexibility Index | Free Cash Flow (CAD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.01x | CA$11.97 Billion | CA$10.24 Billion | CA$1.39 Trillion | ▼ -62.7% |
| 2024 | 0.02x | CA$30.59 Billion | CA$29.03 Billion | CA$1.33 Trillion | ▲ +149.2% |
| 2023 | 0.01x | CA$11.27 Billion | CA$9.59 Billion | CA$1.22 Trillion | ▲ +54.5% |
| 2022 | 0.01x | CA$6.41 Billion | CA$4.96 Billion | CA$1.07 Trillion | ▼ -61.3% |
| 2021 | 0.02x | CA$14.41 Billion | CA$13.42 Billion | CA$930.65 Billion | ▼ -73.4% |
| 2020 | 0.06x | CA$51.87 Billion | CA$50.84 Billion | CA$892.67 Billion | ▲ +53.0% |
| 2019 | 0.04x | CA$30.43 Billion | CA$29.30 Billion | CA$801.12 Billion | ▲ +280.4% |
| 2018 | -0.02x | CA$-15.34 Billion | CA$-16.23 Billion | CA$728.32 Billion | ▼ -3596.0% |
| 2017 | 0.00x | CA$622.00 Million | CA$-4.32 Billion | CA$1.03 Trillion | ▼ -89.2% |
| 2017 | 0.01x | CA$3.70 Billion | CA$2.91 Billion | CA$665.23 Billion | ▼ -26.6% |
| 2016 | 0.01x | CA$7.21 Billion | CA$2.56 Billion | CA$951.16 Billion | ▼ -30.0% |
| 2016 | 0.01x | CA$6.99 Billion | CA$6.37 Billion | CA$645.61 Billion | ▼ -58.4% |
| 2015 | 0.03x | CA$29.17 Billion | CA$24.13 Billion | CA$1.12 Trillion | ▲ +465.0% |
| 2015 | 0.00x | CA$2.77 Billion | CA$2.25 Billion | CA$601.97 Billion | ▼ -73.1% |
| 2014 | 0.02x | CA$21.51 Billion | CA$16.14 Billion | CA$1.26 Trillion | ▲ +178.9% |
| 2014 | -0.02x | CA$-12.00 Billion | CA$-12.74 Billion | CA$553.25 Billion | ▼ -190.9% |
| 2013 | 0.02x | CA$12.07 Billion | CA$11.43 Billion | CA$505.82 Billion | ▲ +8.1% |
| 2012 | 0.02x | CA$10.94 Billion | CA$10.26 Billion | CA$495.36 Billion | ▲ +718.5% |
| 2011 | 0.00x | CA$1.21 Billion | CA$572.00 Million | CA$449.30 Billion | ▲ +117.2% |
| 2010 | -0.02x | CA$-6.10 Billion | CA$-6.58 Billion | CA$389.76 Billion | ▼ -144.4% |
| 2009 | 0.04x | CA$13.00 Billion | CA$12.79 Billion | CA$368.26 Billion | ▲ +199.3% |
| 2008 | 0.01x | CA$4.68 Billion | CA$4.25 Billion | CA$396.50 Billion | ▲ +130.6% |
| 2007 | -0.04x | CA$-13.52 Billion | CA$-13.94 Billion | CA$351.23 Billion | ▼ -1079.1% |
| 2006 | 0.00x | CA$1.20 Billion | CA$616.00 Million | CA$304.92 Billion | ▲ +116.3% |
| 2005 | -0.02x | CA$-6.78 Billion | CA$-7.25 Billion | CA$281.84 Billion | ▼ -316.6% |
| 2004 | 0.01x | CA$2.80 Billion | CA$2.49 Billion | CA$252.00 Billion | ▲ +130.1% |
| 2003 | -0.04x | CA$-9.02 Billion | CA$-9.27 Billion | CA$244.01 Billion | ▼ -139.9% |
| 2002 | -0.02x | CA$-3.71 Billion | CA$-4.10 Billion | CA$240.97 Billion | ▼ -131.9% |
| 2001 | 0.05x | CA$11.05 Billion | CA$10.65 Billion | CA$228.73 Billion | ▲ +502.5% |
| 2000 | -0.01x | CA$-2.65 Billion | CA$-2.99 Billion | CA$220.70 Billion | ▼ -156.4% |
| 1999 | 0.02x | CA$4.66 Billion | CA$4.34 Billion | CA$219.24 Billion | ▲ +27.9% |
| 1998 | 0.02x | CA$3.52 Billion | CA$2.95 Billion | CA$211.47 Billion | ▲ +376.4% |
| 1997 | -0.01x | CA$-1.20 Billion | CA$-1.74 Billion | CA$198.93 Billion | ▲ +77.8% |
| 1996 | -0.03x | CA$-4.39 Billion | CA$-4.80 Billion | CA$162.24 Billion | ▼ -1017.2% |
| 1995 | 0.00x | CA$-350.96 Million | CA$-690.94 Million | CA$144.80 Billion | ▼ -185.7% |
| 1994 | 0.00x | CA$372.11 Million | CA$126.07 Million | CA$131.64 Billion | — |