Bank of Montreal Free Cash Flow Generation Index
Bank of Montreal free cash flow generation index. Bank of Montreal (BMO) has a Free Cash Flow Generation Index of 0.96x as of October 2025. Free cash flow of CA$12.27 Billion represents 1% of operating cash flow (CA$12.77 Billion).
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
Free Cash Flow Generation Index of Bank of Montreal (1994–2025)
Free cash flow generation index of Bank of Montreal from 1994 to 2025. Historical FCF Generation Index trend for Bank of Montreal across 24 annual periods. See financial flexibility index of Bank of Montreal to measure the company's free cash flow as a share of total liabilities.
Bank of Montreal Free Cash Flow Generation Index by Year (1994–2025)
Bank of Montreal free cash flow generation index by year from 1994 to 2025. Year-by-year Free Cash Flow Generation Index for Bank of Montreal. For the full cash flow conversion analysis, see Bank of Montreal (BMO) cash conversion ratio.
| Year | FCG Index | Free Cash Flow (CAD) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.83x | CA$8.51 Billion | CA$10.24 Billion | CA$1.73 Billion | ▼ -12.2% |
| 2024 | 0.95x | CA$27.47 Billion | CA$29.03 Billion | CA$1.56 Billion | ▲ +14.7% |
| 2023 | 0.83x | CA$7.91 Billion | CA$9.59 Billion | CA$1.68 Billion | ▲ +16.6% |
| 2022 | 0.71x | CA$3.51 Billion | CA$4.96 Billion | CA$1.45 Billion | ▼ -77.9% |
| 2021 | 3.21x | CA$43.07 Billion | CA$13.42 Billion | CA$983.00 Million | ▲ +227.5% |
| 2020 | 0.98x | CA$49.80 Billion | CA$50.84 Billion | CA$1.03 Billion | ▲ +1.9% |
| 2019 | 0.96x | CA$28.18 Billion | CA$29.30 Billion | CA$1.13 Billion | ▲ +32.1% |
| 2017 | 0.73x | CA$2.12 Billion | CA$2.91 Billion | CA$791.00 Million | ▼ -74.1% |
| 2016 | 2.81x | CA$7.21 Billion | CA$2.56 Billion | CA$4.65 Billion | ▲ +648.5% |
| 2016 | -0.51x | CA$-3.27 Billion | CA$6.37 Billion | CA$620.00 Million | ▼ -142.4% |
| 2015 | 1.21x | CA$29.17 Billion | CA$24.13 Billion | CA$5.04 Billion | ▲ +50.3% |
| 2015 | 0.80x | CA$1.81 Billion | CA$2.25 Billion | CA$524.00 Million | ▼ -39.7% |
| 2014 | 1.33x | CA$21.51 Billion | CA$16.14 Billion | CA$5.37 Billion | ▲ +41.1% |
| 2013 | 0.94x | CA$10.80 Billion | CA$11.43 Billion | CA$636.00 Million | ▲ +1.1% |
| 2012 | 0.93x | CA$9.58 Billion | CA$10.26 Billion | CA$679.00 Million | ▲ +885.5% |
| 2011 | -0.12x | CA$-68.00 Million | CA$572.00 Million | CA$640.00 Million | ▼ -112.1% |
| 2009 | 0.98x | CA$12.59 Billion | CA$12.79 Billion | CA$204.00 Million | ▲ +9.5% |
| 2008 | 0.90x | CA$3.82 Billion | CA$4.25 Billion | CA$430.50 Million | ▲ +1577.4% |
| 2006 | 0.05x | CA$33.00 Million | CA$616.00 Million | CA$583.00 Million | ▼ -93.9% |
| 2004 | 0.88x | CA$2.19 Billion | CA$2.49 Billion | CA$304.80 Million | ▼ -8.8% |
| 2001 | 0.96x | CA$10.25 Billion | CA$10.65 Billion | CA$398.35 Million | ▲ +4.2% |
| 1999 | 0.92x | CA$4.01 Billion | CA$4.34 Billion | CA$328.97 Million | ▲ +14.6% |
| 1998 | 0.81x | CA$2.37 Billion | CA$2.95 Billion | CA$571.08 Million | ▲ +184.7% |
| 1994 | -0.95x | CA$-119.98 Million | CA$126.07 Million | CA$246.04 Million | — |