Bank of Montreal Working Capital to Net Assets Ratio
Bank of Montreal working capital to net assets ratio. Bank of Montreal (BMO) has a Working Capital to Net Assets ratio of -764.3% as of January 2026. Working capital of CA$-655.42 Billion (current assets of CA$418.25 Billion minus current liabilities of CA$1.07 Trillion) is measured against net assets of CA$85.75 Billion. A higher ratio indicates strong short-term liquidity financed by the equity base. Check tangible net worth ratio of Bank of Montreal to evaluate the tangible quality of the company's equity base.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
Working Capital to Net Assets Ratio of Bank of Montreal (1998–2025)
Working capital to net assets ratio of Bank of Montreal from 1998 to 2025. This chart shows how Bank of Montreal's Working Capital to Net Assets ratio has evolved across 24 annual periods from 1998 to 2025. As of January 2026, the ratio stands at -764.3%, reflecting working capital of CA$-655.42 Billion against net assets of CA$85.75 Billion CAD. See how many days can Bank of Montreal fund operations to measure how many days the company can operate on defensive assets alone.
Bank of Montreal Working Capital to Net Assets Ratio by Year (1998–2025)
Bank of Montreal working capital to net assets ratio by year from 1998 to 2025. The table below presents the year-by-year Working Capital to Net Assets ratio for Bank of Montreal from 1998 to 2025, covering 24 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. For the complete balance sheet picture, see BMO current and non-current assets.
| Year | WC/NA Ratio | Working Capital (CAD) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2025 | -1097.7% | CA$-967.10 Billion | CA$88.10 Billion | CA$158.34 Billion | CA$1.13 Trillion | ▼ -5.3 pp |
| 2024 | -1092.4% | CA$-920.75 Billion | CA$84.29 Billion | CA$155.96 Billion | CA$1.08 Trillion | ▼ -404.6 pp |
| 2023 | -687.8% | CA$-529.88 Billion | CA$77.04 Billion | CA$114.31 Billion | CA$644.19 Billion | ▼ -706.5 pp |
| 2022 | 18.7% | CA$13.30 Billion | CA$71.04 Billion | CA$126.30 Billion | CA$113.00 Billion | ▼ -30.9 pp |
| 2021 | 49.7% | CA$28.56 Billion | CA$57.52 Billion | CA$128.67 Billion | CA$100.11 Billion | ▲ +37.3 pp |
| 2020 | 12.3% | CA$6.97 Billion | CA$56.59 Billion | CA$101.19 Billion | CA$94.22 Billion | ▼ -53.7 pp |
| 2019 | 66.1% | CA$33.74 Billion | CA$51.08 Billion | CA$127.31 Billion | CA$93.56 Billion | ▼ -3.0 pp |
| 2018 | 69.1% | CA$31.59 Billion | CA$45.73 Billion | CA$123.01 Billion | CA$91.42 Billion | ▲ +81.1 pp |
| 2017 | -12.0% | CA$-5.33 Billion | CA$44.35 Billion | CA$84.75 Billion | CA$90.07 Billion | ▲ +25.7 pp |
| 2016 | -37.7% | CA$-15.95 Billion | CA$42.33 Billion | CA$70.28 Billion | CA$86.22 Billion | ▲ +4.9 pp |
| 2015 | -42.5% | CA$-16.98 Billion | CA$39.91 Billion | CA$72.72 Billion | CA$89.70 Billion | ▼ -150.4 pp |
| 2014 | 107.9% | CA$38.19 Billion | CA$35.40 Billion | CA$46.95 Billion | CA$8.76 Billion | ▼ -32.3 pp |
| 2013 | 140.2% | CA$44.12 Billion | CA$31.48 Billion | CA$52.90 Billion | CA$8.77 Billion | ▼ -24.7 pp |
| 2012 | 164.8% | CA$49.60 Billion | CA$30.09 Billion | CA$59.52 Billion | CA$9.93 Billion | ▲ +15.5 pp |
| 2011 | 149.3% | CA$41.99 Billion | CA$28.12 Billion | CA$51.92 Billion | CA$9.93 Billion | ▼ -33.2 pp |
| 2010 | 182.5% | CA$39.93 Billion | CA$21.88 Billion | CA$47.70 Billion | CA$7.76 Billion | ▼ -133.8 pp |
| 2009 | 316.4% | CA$63.89 Billion | CA$20.20 Billion | CA$70.84 Billion | CA$6.94 Billion | ▲ +174.8 pp |
| 2008 | 141.5% | CA$27.68 Billion | CA$19.55 Billion | CA$29.33 Billion | CA$1.66 Billion | ▼ -135.3 pp |
| 2007 | 276.9% | CA$46.04 Billion | CA$16.63 Billion | CA$55.69 Billion | CA$9.65 Billion | ▲ +167.0 pp |
| 2006 | 109.8% | CA$18.03 Billion | CA$16.42 Billion | CA$26.67 Billion | CA$8.64 Billion | ▼ -52.3 pp |
| 2005 | 162.2% | CA$25.44 Billion | CA$15.69 Billion | CA$26.59 Billion | CA$1.15 Billion | ▼ -1640.5 pp |
| 2000 | 1802.6% | CA$228.80 Billion | CA$12.69 Billion | CA$230.37 Billion | CA$1.56 Billion | ▼ -187.0 pp |
| 1999 | 1989.6% | CA$226.32 Billion | CA$11.37 Billion | CA$227.70 Billion | CA$1.38 Billion | ▲ +28.5 pp |
| 1998 | 1961.1% | CA$218.18 Billion | CA$11.13 Billion | CA$219.49 Billion | CA$1.31 Billion | — |