Bank of Montreal Net Asset Quality Index
Bank of Montreal net asset quality index. Bank of Montreal (BMO) has a Net Asset Quality Index of 5.9% as of January 2026. This metric measures the proportion of total assets financed by shareholders' equity — total assets of CA$1.46 Trillion minus total liabilities of CA$1.37 Trillion yields net assets of CA$85.75 Billion. A higher index indicates a stronger, lower-leverage balance sheet. See Bank of Montreal net assets for net asset value and shareholders' equity analysis.
Quality Index
Net Assets
Total Assets
Total Liabilities
Net Asset Quality Index of Bank of Montreal (1994–2025)
Net asset quality index of Bank of Montreal from 1994 to 2025. This chart shows how Bank of Montreal's Net Asset Quality Index has evolved across 36 annual periods from 1994 to 2025. As of January 2026, the index stands at 5.9%, representing net assets of CA$85.75 Billion against total assets of CA$1.46 Trillion CAD. Check BMO strategic asset allocation to assess the company's strategic physical and investment asset allocation.
Bank of Montreal Net Asset Quality Index by Year (1994–2025)
Bank of Montreal net asset quality index by year from 1994 to 2025. The table below presents the year-by-year Net Asset Quality Index for Bank of Montreal from 1994 to 2025, covering 36 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For live market cap and overall valuation, see how much is Bank of Montreal worth.
| Year | Quality Index | Net Assets (CAD) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 6.0% | CA$88.10 Billion | CA$1.48 Trillion | CA$1.39 Trillion | ▼ 0.0 pp |
| 2024 | 6.0% | CA$84.29 Billion | CA$1.41 Trillion | CA$1.33 Trillion | ▲ +0.0 pp |
| 2023 | 6.0% | CA$77.04 Billion | CA$1.29 Trillion | CA$1.22 Trillion | ▼ -0.3 pp |
| 2022 | 6.2% | CA$71.04 Billion | CA$1.14 Trillion | CA$1.07 Trillion | ▲ +0.4 pp |
| 2021 | 5.8% | CA$57.52 Billion | CA$988.17 Billion | CA$930.65 Billion | ▼ -0.1 pp |
| 2020 | 6.0% | CA$56.59 Billion | CA$949.26 Billion | CA$892.67 Billion | ▼ 0.0 pp |
| 2019 | 6.0% | CA$51.08 Billion | CA$852.20 Billion | CA$801.12 Billion | ▲ +0.1 pp |
| 2018 | 5.9% | CA$45.73 Billion | CA$774.05 Billion | CA$728.32 Billion | ▼ -0.1 pp |
| 2017 | 6.0% | CA$66.16 Billion | CA$1.10 Trillion | CA$1.03 Trillion | ▼ -0.2 pp |
| 2017 | 6.3% | CA$44.35 Billion | CA$709.58 Billion | CA$665.23 Billion | ▲ +0.4 pp |
| 2016 | 5.9% | CA$59.34 Billion | CA$1.01 Trillion | CA$951.16 Billion | ▼ -0.3 pp |
| 2016 | 6.2% | CA$42.33 Billion | CA$687.93 Billion | CA$645.61 Billion | ▲ +0.4 pp |
| 2015 | 5.8% | CA$68.67 Billion | CA$1.19 Trillion | CA$1.12 Trillion | ▼ -0.4 pp |
| 2015 | 6.2% | CA$39.91 Billion | CA$641.88 Billion | CA$601.97 Billion | ▲ +0.5 pp |
| 2014 | 5.7% | CA$75.92 Billion | CA$1.33 Trillion | CA$1.26 Trillion | ▼ -0.3 pp |
| 2014 | 6.0% | CA$35.40 Billion | CA$588.66 Billion | CA$553.25 Billion | ▲ +0.2 pp |
| 2013 | 5.9% | CA$31.48 Billion | CA$537.30 Billion | CA$505.82 Billion | ▲ +0.1 pp |
| 2012 | 5.7% | CA$30.09 Billion | CA$525.45 Billion | CA$495.36 Billion | ▼ -0.2 pp |
| 2011 | 5.9% | CA$28.12 Billion | CA$477.42 Billion | CA$449.30 Billion | ▲ +0.6 pp |
| 2010 | 5.3% | CA$21.88 Billion | CA$411.64 Billion | CA$389.76 Billion | ▲ +0.1 pp |
| 2009 | 5.2% | CA$20.20 Billion | CA$388.46 Billion | CA$368.26 Billion | ▲ +0.5 pp |
| 2008 | 4.7% | CA$19.55 Billion | CA$416.05 Billion | CA$396.50 Billion | ▲ +0.2 pp |
| 2007 | 4.5% | CA$16.63 Billion | CA$367.85 Billion | CA$351.23 Billion | ▼ -0.6 pp |
| 2006 | 5.1% | CA$16.42 Billion | CA$321.34 Billion | CA$304.92 Billion | ▼ -0.2 pp |
| 2005 | 5.3% | CA$15.69 Billion | CA$297.53 Billion | CA$281.84 Billion | ▲ +0.3 pp |
| 2004 | 5.0% | CA$13.19 Billion | CA$265.19 Billion | CA$252.00 Billion | ▲ +0.1 pp |
| 2003 | 4.9% | CA$12.48 Billion | CA$256.49 Billion | CA$244.01 Billion | ▲ +0.2 pp |
| 2002 | 4.7% | CA$11.89 Billion | CA$252.86 Billion | CA$240.97 Billion | ▲ +0.2 pp |
| 2001 | 4.5% | CA$10.68 Billion | CA$239.41 Billion | CA$228.73 Billion | ▼ -1.0 pp |
| 2000 | 5.4% | CA$12.69 Billion | CA$233.40 Billion | CA$220.70 Billion | ▲ +0.5 pp |
| 1999 | 4.9% | CA$11.37 Billion | CA$230.61 Billion | CA$219.24 Billion | ▼ -0.1 pp |
| 1998 | 5.0% | CA$11.13 Billion | CA$222.59 Billion | CA$211.47 Billion | ▲ +0.7 pp |
| 1997 | 4.3% | CA$8.90 Billion | CA$207.84 Billion | CA$198.93 Billion | ▼ -0.2 pp |
| 1996 | 4.5% | CA$7.59 Billion | CA$169.83 Billion | CA$162.24 Billion | ▼ -0.2 pp |
| 1995 | 4.6% | CA$7.03 Billion | CA$151.83 Billion | CA$144.80 Billion | ▼ -0.1 pp |
| 1994 | 4.7% | CA$6.54 Billion | CA$138.18 Billion | CA$131.64 Billion | — |