Bank of Montreal Cash Flow-to-Debt Ratio
Bank of Montreal cash flow-to-debt ratio. Bank of Montreal (BMO) has a Cash Flow-to-Debt Ratio of 0.00x as of January 2026, meaning its operating cash flow of CA$-1.34 Billion could theoretically repay 0% of its total liabilities (CA$1.37 Trillion) in one year. Check Bank of Montreal earnings quality ratio to evaluate the quality of earnings relative to operating cash generation.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Cash Flow-to-Debt Ratio of Bank of Montreal (1994–2025)
Cash flow-to-debt ratio of Bank of Montreal from 1994 to 2025. Historical debt coverage capacity for Bank of Montreal across 36 annual periods. Check BMO total capital reinvestment ratio to assess the company's total reinvestment commitment from operating cash flow.
Bank of Montreal Cash Flow-to-Debt Ratio by Year (1994–2025)
Bank of Montreal cash flow-to-debt ratio by year from 1994 to 2025. Year-by-year debt coverage analysis for Bank of Montreal. For the full cash flow conversion analysis, see Bank of Montreal cash flow conversion.
| Year | CF-to-Debt Ratio | Operating CF (CAD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.01x | CA$10.24 Billion | CA$1.39 Trillion | ▼ -66.3% |
| 2024 | 0.02x | CA$29.03 Billion | CA$1.33 Trillion | ▲ +177.8% |
| 2023 | 0.01x | CA$9.59 Billion | CA$1.22 Trillion | ▲ +69.9% |
| 2022 | 0.00x | CA$4.96 Billion | CA$1.07 Trillion | ▼ -67.8% |
| 2021 | 0.01x | CA$13.42 Billion | CA$930.65 Billion | ▼ -74.7% |
| 2020 | 0.06x | CA$50.84 Billion | CA$892.67 Billion | ▲ +55.7% |
| 2019 | 0.04x | CA$29.30 Billion | CA$801.12 Billion | ▲ +264.2% |
| 2018 | -0.02x | CA$-16.23 Billion | CA$728.32 Billion | ▼ -432.2% |
| 2017 | 0.00x | CA$-4.32 Billion | CA$1.03 Trillion | ▼ -195.8% |
| 2017 | 0.00x | CA$2.91 Billion | CA$665.23 Billion | ▲ +62.2% |
| 2016 | 0.00x | CA$2.56 Billion | CA$951.16 Billion | ▼ -72.7% |
| 2016 | 0.01x | CA$6.37 Billion | CA$645.61 Billion | ▼ -54.2% |
| 2015 | 0.02x | CA$24.13 Billion | CA$1.12 Trillion | ▲ +476.3% |
| 2015 | 0.00x | CA$2.25 Billion | CA$601.97 Billion | ▼ -70.9% |
| 2014 | 0.01x | CA$16.14 Billion | CA$1.26 Trillion | ▲ +155.8% |
| 2014 | -0.02x | CA$-12.74 Billion | CA$553.25 Billion | ▼ -201.9% |
| 2013 | 0.02x | CA$11.43 Billion | CA$505.82 Billion | ▲ +9.1% |
| 2012 | 0.02x | CA$10.26 Billion | CA$495.36 Billion | ▲ +1526.6% |
| 2011 | 0.00x | CA$572.00 Million | CA$449.30 Billion | ▲ +107.5% |
| 2010 | -0.02x | CA$-6.58 Billion | CA$389.76 Billion | ▼ -148.6% |
| 2009 | 0.03x | CA$12.79 Billion | CA$368.26 Billion | ▲ +224.4% |
| 2008 | 0.01x | CA$4.25 Billion | CA$396.50 Billion | ▲ +127.0% |
| 2007 | -0.04x | CA$-13.94 Billion | CA$351.23 Billion | ▼ -2065.0% |
| 2006 | 0.00x | CA$616.00 Million | CA$304.92 Billion | ▲ +107.8% |
| 2005 | -0.03x | CA$-7.25 Billion | CA$281.84 Billion | ▼ -360.0% |
| 2004 | 0.01x | CA$2.49 Billion | CA$252.00 Billion | ▲ +126.0% |
| 2003 | -0.04x | CA$-9.27 Billion | CA$244.01 Billion | ▼ -123.5% |
| 2002 | -0.02x | CA$-4.10 Billion | CA$240.97 Billion | ▼ -136.5% |
| 2001 | 0.05x | CA$10.65 Billion | CA$228.73 Billion | ▲ +443.2% |
| 2000 | -0.01x | CA$-2.99 Billion | CA$220.70 Billion | ▼ -168.6% |
| 1999 | 0.02x | CA$4.34 Billion | CA$219.24 Billion | ▲ +42.0% |
| 1998 | 0.01x | CA$2.95 Billion | CA$211.47 Billion | ▲ +259.6% |
| 1997 | -0.01x | CA$-1.74 Billion | CA$198.93 Billion | ▲ +70.5% |
| 1996 | -0.03x | CA$-4.80 Billion | CA$162.24 Billion | ▼ -520.5% |
| 1995 | 0.00x | CA$-690.94 Million | CA$144.80 Billion | ▼ -598.3% |
| 1994 | 0.00x | CA$126.07 Million | CA$131.64 Billion | — |