Bank of Montreal (BMO) — Cash Flow-to-Debt Ratio
Bank of Montreal (BMO) has a Cash Flow-to-Debt Ratio of 0.00x as of January 2026, meaning its operating cash flow of CA$-1.34 Billion could theoretically repay 0% of its total liabilities (CA$1.37 Trillion) in one year. Explore Bank of Montreal long-term investment intensity to see how much of total assets are deployed in long-term investments.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Bank of Montreal Cash Flow-to-Debt Ratio (1994–2025)
Historical debt coverage capacity for Bank of Montreal across 36 annual periods. Also explore total assets of Bank of Montreal for the complete picture of this company's asset base.
Annual Cash Flow-to-Debt Ratio for Bank of Montreal (1994–2025)
Year-by-year debt coverage analysis for Bank of Montreal. For market capitalisation and broader financial context, see BMO stock market capitalisation.
| Year | CF-to-Debt Ratio | Operating CF (CAD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.01x | CA$10.24 Billion | CA$1.39 Trillion | ▼ -66.3% |
| 2024 | 0.02x | CA$29.03 Billion | CA$1.33 Trillion | ▲ +177.8% |
| 2023 | 0.01x | CA$9.59 Billion | CA$1.22 Trillion | ▲ +69.9% |
| 2022 | 0.00x | CA$4.96 Billion | CA$1.07 Trillion | ▼ -67.8% |
| 2021 | 0.01x | CA$13.42 Billion | CA$930.65 Billion | ▼ -74.7% |
| 2020 | 0.06x | CA$50.84 Billion | CA$892.67 Billion | ▲ +55.7% |
| 2019 | 0.04x | CA$29.30 Billion | CA$801.12 Billion | ▲ +264.2% |
| 2018 | -0.02x | CA$-16.23 Billion | CA$728.32 Billion | ▼ -432.2% |
| 2017 | 0.00x | CA$-4.32 Billion | CA$1.03 Trillion | ▼ -195.8% |
| 2017 | 0.00x | CA$2.91 Billion | CA$665.23 Billion | ▲ +62.2% |
| 2016 | 0.00x | CA$2.56 Billion | CA$951.16 Billion | ▼ -72.7% |
| 2016 | 0.01x | CA$6.37 Billion | CA$645.61 Billion | ▼ -54.2% |
| 2015 | 0.02x | CA$24.13 Billion | CA$1.12 Trillion | ▲ +476.3% |
| 2015 | 0.00x | CA$2.25 Billion | CA$601.97 Billion | ▼ -70.9% |
| 2014 | 0.01x | CA$16.14 Billion | CA$1.26 Trillion | ▲ +155.8% |
| 2014 | -0.02x | CA$-12.74 Billion | CA$553.25 Billion | ▼ -201.9% |
| 2013 | 0.02x | CA$11.43 Billion | CA$505.82 Billion | ▲ +9.1% |
| 2012 | 0.02x | CA$10.26 Billion | CA$495.36 Billion | ▲ +1526.6% |
| 2011 | 0.00x | CA$572.00 Million | CA$449.30 Billion | ▲ +107.5% |
| 2010 | -0.02x | CA$-6.58 Billion | CA$389.76 Billion | ▼ -148.6% |
| 2009 | 0.03x | CA$12.79 Billion | CA$368.26 Billion | ▲ +224.4% |
| 2008 | 0.01x | CA$4.25 Billion | CA$396.50 Billion | ▲ +127.0% |
| 2007 | -0.04x | CA$-13.94 Billion | CA$351.23 Billion | ▼ -2065.0% |
| 2006 | 0.00x | CA$616.00 Million | CA$304.92 Billion | ▲ +107.8% |
| 2005 | -0.03x | CA$-7.25 Billion | CA$281.84 Billion | ▼ -360.0% |
| 2004 | 0.01x | CA$2.49 Billion | CA$252.00 Billion | ▲ +126.0% |
| 2003 | -0.04x | CA$-9.27 Billion | CA$244.01 Billion | ▼ -123.5% |
| 2002 | -0.02x | CA$-4.10 Billion | CA$240.97 Billion | ▼ -136.5% |
| 2001 | 0.05x | CA$10.65 Billion | CA$228.73 Billion | ▲ +443.2% |
| 2000 | -0.01x | CA$-2.99 Billion | CA$220.70 Billion | ▼ -168.6% |
| 1999 | 0.02x | CA$4.34 Billion | CA$219.24 Billion | ▲ +42.0% |
| 1998 | 0.01x | CA$2.95 Billion | CA$211.47 Billion | ▲ +259.6% |
| 1997 | -0.01x | CA$-1.74 Billion | CA$198.93 Billion | ▲ +70.5% |
| 1996 | -0.03x | CA$-4.80 Billion | CA$162.24 Billion | ▼ -520.5% |
| 1995 | 0.00x | CA$-690.94 Million | CA$144.80 Billion | ▼ -598.3% |
| 1994 | 0.00x | CA$126.07 Million | CA$131.64 Billion | — |