Bank of Montreal (BMO) — Cash Flow-to-Debt Ratio
Bank of Montreal (BMO) has a Cash Flow-to-Debt Ratio of 0.00x as of January 2026, meaning its operating cash flow of CA$-1.34 Billion could theoretically repay 0% of its total liabilities (CA$1.37 Trillion) in one year. See BMO cash flow after capex ratio to measure how efficiently the company converts operating cash flow to free cash.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Bank of Montreal Cash Flow-to-Debt Ratio (1994–2025)
Historical debt coverage capacity for Bank of Montreal across 36 annual periods. Also explore Bank of Montreal equity growth rate to track the company's year-over-year net asset growth rate.
Annual Cash Flow-to-Debt Ratio for Bank of Montreal (1994–2025)
Year-by-year debt coverage analysis for Bank of Montreal. For market capitalisation and broader financial context, see market value of Bank of Montreal.
| Year | CF-to-Debt Ratio | Operating CF (CAD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.01x | CA$10.24 Billion | CA$1.39 Trillion | ▼ -66.3% |
| 2024 | 0.02x | CA$29.03 Billion | CA$1.33 Trillion | ▲ +177.8% |
| 2023 | 0.01x | CA$9.59 Billion | CA$1.22 Trillion | ▲ +69.9% |
| 2022 | 0.00x | CA$4.96 Billion | CA$1.07 Trillion | ▼ -67.8% |
| 2021 | 0.01x | CA$13.42 Billion | CA$930.65 Billion | ▼ -74.7% |
| 2020 | 0.06x | CA$50.84 Billion | CA$892.67 Billion | ▲ +55.7% |
| 2019 | 0.04x | CA$29.30 Billion | CA$801.12 Billion | ▲ +264.2% |
| 2018 | -0.02x | CA$-16.23 Billion | CA$728.32 Billion | ▼ -432.2% |
| 2017 | 0.00x | CA$-4.32 Billion | CA$1.03 Trillion | ▼ -195.8% |
| 2017 | 0.00x | CA$2.91 Billion | CA$665.23 Billion | ▲ +62.2% |
| 2016 | 0.00x | CA$2.56 Billion | CA$951.16 Billion | ▼ -72.7% |
| 2016 | 0.01x | CA$6.37 Billion | CA$645.61 Billion | ▼ -54.2% |
| 2015 | 0.02x | CA$24.13 Billion | CA$1.12 Trillion | ▲ +476.3% |
| 2015 | 0.00x | CA$2.25 Billion | CA$601.97 Billion | ▼ -70.9% |
| 2014 | 0.01x | CA$16.14 Billion | CA$1.26 Trillion | ▲ +155.8% |
| 2014 | -0.02x | CA$-12.74 Billion | CA$553.25 Billion | ▼ -201.9% |
| 2013 | 0.02x | CA$11.43 Billion | CA$505.82 Billion | ▲ +9.1% |
| 2012 | 0.02x | CA$10.26 Billion | CA$495.36 Billion | ▲ +1526.6% |
| 2011 | 0.00x | CA$572.00 Million | CA$449.30 Billion | ▲ +107.5% |
| 2010 | -0.02x | CA$-6.58 Billion | CA$389.76 Billion | ▼ -148.6% |
| 2009 | 0.03x | CA$12.79 Billion | CA$368.26 Billion | ▲ +224.4% |
| 2008 | 0.01x | CA$4.25 Billion | CA$396.50 Billion | ▲ +127.0% |
| 2007 | -0.04x | CA$-13.94 Billion | CA$351.23 Billion | ▼ -2065.0% |
| 2006 | 0.00x | CA$616.00 Million | CA$304.92 Billion | ▲ +107.8% |
| 2005 | -0.03x | CA$-7.25 Billion | CA$281.84 Billion | ▼ -360.0% |
| 2004 | 0.01x | CA$2.49 Billion | CA$252.00 Billion | ▲ +126.0% |
| 2003 | -0.04x | CA$-9.27 Billion | CA$244.01 Billion | ▼ -123.5% |
| 2002 | -0.02x | CA$-4.10 Billion | CA$240.97 Billion | ▼ -136.5% |
| 2001 | 0.05x | CA$10.65 Billion | CA$228.73 Billion | ▲ +443.2% |
| 2000 | -0.01x | CA$-2.99 Billion | CA$220.70 Billion | ▼ -168.6% |
| 1999 | 0.02x | CA$4.34 Billion | CA$219.24 Billion | ▲ +42.0% |
| 1998 | 0.01x | CA$2.95 Billion | CA$211.47 Billion | ▲ +259.6% |
| 1997 | -0.01x | CA$-1.74 Billion | CA$198.93 Billion | ▲ +70.5% |
| 1996 | -0.03x | CA$-4.80 Billion | CA$162.24 Billion | ▼ -520.5% |
| 1995 | 0.00x | CA$-690.94 Million | CA$144.80 Billion | ▼ -598.3% |
| 1994 | 0.00x | CA$126.07 Million | CA$131.64 Billion | — |