Punjab & Sind Bank (NSE:PSB) — Stock Price
Punjab & Sind Bank (NSE:PSB) is currently trading at Rs23.67 INR, down 0.50% today. Over the past 52 weeks, shares have ranged between Rs20.66 and Rs31.86. This page tracks Punjab & Sind Bank's live share price on the NSE exchange, its daily price and volume history, and — where reported — its income statement, balance sheet, cash flow statement, and earnings history. For company valuation and market capitalisation context, see PSB company net worth.
Punjab & Sind Bank (PSB) Stock Price Chart — Daily History & Trading Volume
The chart below tracks Punjab & Sind Bank's daily closing share price and trading volume on the NSE exchange over the past year, giving a clear view of recent price momentum and liquidity.
Punjab & Sind Bank Income Statement — Revenue, Profit & Earnings by Year
Punjab & Sind Bank's annual income statement shows how revenue converts into profit each fiscal year, including gross profit, operating income, EBITDA, and net income.
| Fiscal Year | 2026 | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Total Revenue | Rs137.59 Billion | Rs130.79 Billion | Rs105.62 Billion | Rs89.05 Billion | Rs81.07 Billion |
| Cost of Revenue | Rs82.28 Billion | Rs76.98 Billion | Rs68.53 Billion | Rs50.19 Billion | Rs44.44 Billion |
| Gross Profit | Rs55.32 Billion | Rs53.81 Billion | Rs37.09 Billion | Rs38.86 Billion | Rs36.63 Billion |
| Research & Development | — | — | — | — | — |
| SG&A | Rs20.69 Billion | Rs300.68 Million | Rs297.58 Million | Rs278.79 Million | Rs225.63 Million |
| Total Operating Expenses | Rs37.79 Billion | Rs40.44 Billion | Rs27.72 Billion | Rs22.66 Billion | Rs24.76 Billion |
| Operating Income | Rs17.52 Billion | Rs13.38 Billion | Rs9.37 Billion | Rs16.20 Billion | Rs11.87 Billion |
| EBITDA | Rs19.29 Billion | Rs14.83 Billion | Rs10.87 Billion | Rs17.68 Billion | Rs13.24 Billion |
| EBIT | Rs17.52 Billion | Rs13.38 Billion | Rs9.37 Billion | Rs16.20 Billion | Rs11.87 Billion |
| Interest Expense | Rs81.70 Billion | Rs76.98 Billion | Rs68.53 Billion | Rs50.19 Billion | Rs44.44 Billion |
| Income Before Tax | Rs17.52 Billion | Rs13.38 Billion | Rs9.37 Billion | Rs16.20 Billion | Rs11.87 Billion |
| Income Tax Expense | Rs4.30 Billion | Rs3.22 Billion | Rs3.42 Billion | Rs3.07 Billion | Rs1.48 Billion |
| Net Income | Rs13.22 Billion | Rs10.16 Billion | Rs5.95 Billion | Rs13.13 Billion | Rs10.39 Billion |
Punjab & Sind Bank Balance Sheet — Assets, Liabilities & Shareholder Equity
The balance sheet below summarizes Punjab & Sind Bank's financial position at each fiscal year-end — what it owns (assets), what it owes (liabilities), and the resulting shareholder equity.
| Fiscal Year | 2026 | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Total Assets | Rs1.79 Trillion | Rs1.62 Trillion | Rs1.48 Trillion | Rs1.36 Trillion | Rs1.21 Trillion |
| Total Current Assets | Rs62.99 Billion | Rs136.76 Billion | Rs88.84 Billion | Rs3.95 Billion | Rs4.29 Billion |
| Cash & Equivalents | — | — | — | — | — |
| Short-term Investments | — | — | — | Rs-59.02 Billion | Rs-86.19 Billion |
| Net Receivables | — | Rs29.98 Billion | Rs18.36 Billion | Rs16.53 Billion | Rs12.36 Billion |
| Inventory | — | — | Rs-92.19 Billion | Rs-91.67 Billion | Rs-86.06 Billion |
| Property, Plant & Equipment | — | Rs17.79 Billion | Rs17.56 Billion | Rs15.19 Billion | Rs15.77 Billion |
| Goodwill | — | — | — | — | — |
| Total Liabilities | Rs1.65 Trillion | Rs1.48 Trillion | Rs1.32 Trillion | Rs1.21 Trillion | Rs1.07 Trillion |
| Total Current Liabilities | — | Rs1.31 Trillion | Rs470.77 Billion | Rs8.11 Billion | Rs6.88 Billion |
| Long-term Debt | — | Rs142.30 Billion | Rs97.71 Billion | Rs90.18 Billion | Rs24.44 Billion |
| Net Debt | Rs100.53 Billion | Rs16.91 Billion | Rs94.38 Billion | Rs27.22 Billion | Rs-66.04 Billion |
| Total Stockholder Equity | Rs141.32 Billion | Rs133.55 Billion | Rs155.33 Billion | Rs151.09 Billion | Rs140.11 Billion |
| Retained Earnings | — | Rs19.08 Billion | Rs13.95 Billion | Rs13.56 Billion | Rs6.26 Billion |
Punjab & Sind Bank Cash Flow Statement — Operating, Investing & Financing Activities
This cash flow statement breaks down how Punjab & Sind Bank generates and spends cash across operating, investing, and financing activities each fiscal year, including free cash flow and capital expenditures.
| Fiscal Year | 2026 | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Operating Cash Flow | Rs35.86 Billion | Rs-3.65 Billion | Rs-79.95 Billion | Rs1.43 Trillion | Rs-59.99 Billion |
| Capital Expenditures | Rs2.41 Billion | Rs1.68 Billion | Rs2.29 Billion | Rs90.31 Billion | Rs1.21 Billion |
| Free Cash Flow | Rs33.45 Billion | Rs-5.33 Billion | Rs26.07 Billion | Rs1.34 Trillion | Rs-61.19 Billion |
| Investing Cash Flow | Rs-221.13 Billion | Rs-126.31 Billion | Rs-2.29 Billion | Rs-881.59 Million | Rs-1.21 Billion |
| Financing Cash Flow | Rs160.06 Billion | Rs144.33 Billion | Rs93.10 Billion | Rs-1.33 Trillion | Rs40.68 Billion |
| Dividends Paid | Rs496.70 Million | Rs1.36 Billion | Rs3.25 Billion | Rs210.11 Billion | Rs210.11 Billion |
| Stock-Based Compensation | — | — | — | — | — |
| Depreciation | Rs1.77 Billion | Rs1.45 Billion | Rs1.50 Billion | Rs148.33 Billion | Rs1.37 Billion |
| Change in Cash | Rs-25.21 Billion | Rs14.37 Billion | Rs10.86 Billion | Rs8.50 Billion | Rs-20.51 Billion |
Punjab & Sind Bank Earnings History — EPS Actual vs. Analyst Estimates
Track Punjab & Sind Bank's quarterly earnings per share (EPS) against Wall Street estimates, along with the earnings surprise percentage for each reporting period.
| Report Date | EPS Actual | EPS Estimate | Surprise |
|---|---|---|---|
| Apr 27, 2026 | — | — | — |
| Jan 13, 2026 | — | — | — |
| Oct 17, 2025 | — | — | — |
| Jul 24, 2025 | — | — | — |
| Apr 29, 2025 | — | — | — |
| Jan 29, 2025 | — | — | — |