C&F Financial Corporation (NASDAQ:CFFI) — Stock Price
C&F Financial Corporation (NASDAQ:CFFI) is currently trading at $85.26 USD, down 3.05% today. Over the past 52 weeks, shares have ranged between $65.18 and $88.64. This page tracks C&F Financial Corporation's live share price on the NASDAQ exchange, its daily price and volume history, and — where reported — its income statement, balance sheet, cash flow statement, and earnings history. For company valuation and market capitalisation context, see CFFI company net worth.
C&F Financial Corporation (CFFI) Stock Price Chart — Daily History & Trading Volume
The chart below tracks C&F Financial Corporation's daily closing share price and trading volume on the NASDAQ exchange over the past year, giving a clear view of recent price momentum and liquidity.
C&F Financial Corporation Income Statement — Revenue, Profit & Earnings by Year
C&F Financial Corporation's annual income statement shows how revenue converts into profit each fiscal year, including gross profit, operating income, EBITDA, and net income.
| Fiscal Year | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Total Revenue | $186.13 Million | $166.51 Million | $149.76 Million | $123.45 Million | $139.97 Million |
| Cost of Revenue | $56.84 Million | $56.07 Million | $34.70 Million | $11.06 Million | $8.93 Million |
| Gross Profit | $129.29 Million | $110.44 Million | $115.05 Million | $112.39 Million | $131.04 Million |
| Research & Development | — | — | — | — | — |
| SG&A | $56.78 Million | $55.41 Million | $56.53 Million | $48.92 Million | $59.64 Million |
| Total Operating Expenses | $96.22 Million | $86.31 Million | $85.89 Million | $75.42 Million | $92.96 Million |
| Operating Income | $33.07 Million | $24.13 Million | $29.16 Million | $36.96 Million | $38.08 Million |
| EBITDA | $33.07 Million | $27.99 Million | $33.04 Million | $41.32 Million | $42.82 Million |
| EBIT | — | $24.13 Million | $29.16 Million | $36.96 Million | $38.08 Million |
| Interest Expense | $45.29 Million | $42.82 Million | $26.43 Million | $7.89 Million | $8.36 Million |
| Income Before Tax | $33.07 Million | $24.13 Million | $29.16 Million | $36.96 Million | $38.08 Million |
| Income Tax Expense | $6.08 Million | $4.21 Million | $5.42 Million | $7.59 Million | $8.96 Million |
| Net Income | $26.84 Million | $19.83 Million | $23.60 Million | $29.16 Million | $28.67 Million |
C&F Financial Corporation Balance Sheet — Assets, Liabilities & Shareholder Equity
The balance sheet below summarizes C&F Financial Corporation's financial position at each fiscal year-end — what it owns (assets), what it owes (liabilities), and the resulting shareholder equity.
| Fiscal Year | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Total Assets | $2.77 Billion | $2.56 Billion | $2.44 Billion | $2.33 Billion | $2.26 Billion |
| Total Current Assets | $418.09 Million | $142.63 Million | $548.00 Million | $548.23 Million | $647.63 Million |
| Cash & Equivalents | — | — | — | — | — |
| Short-term Investments | $327.23 Million | $66.45 Million | $462.44 Million | $512.59 Million | $373.07 Million |
| Net Receivables | $11.73 Million | $10.59 Million | $10.40 Million | $8.98 Million | $6.81 Million |
| Inventory | — | — | $99.14 Million | $-35.99 Million | $-275.58 Million |
| Property, Plant & Equipment | — | — | — | $52.30 Million | $45.63 Million |
| Goodwill | $25.19 Million | $25.19 Million | $25.19 Million | $25.19 Million | $25.19 Million |
| Total Liabilities | $2.51 Billion | $2.34 Billion | $2.22 Billion | $2.14 Billion | $2.05 Billion |
| Total Current Liabilities | $2.37 Billion | $2.20 Billion | $2.13 Billion | $2.04 Billion | $1.95 Billion |
| Long-term Debt | $93.33 Million | $93.61 Million | $51.32 Million | $55.49 Million | $55.73 Million |
| Net Debt | $34.20 Million | $57.02 Million | $34.38 Million | $65.42 Million | $-177.28 Million |
| Total Stockholder Equity | $261.75 Million | $226.36 Million | $216.88 Million | $195.63 Million | $210.32 Million |
| Retained Earnings | $268.70 Million | $247.81 Million | $233.76 Million | $217.21 Million | $193.81 Million |
C&F Financial Corporation Cash Flow Statement — Operating, Investing & Financing Activities
This cash flow statement breaks down how C&F Financial Corporation generates and spends cash across operating, investing, and financing activities each fiscal year, including free cash flow and capital expenditures.
| Fiscal Year | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Operating Cash Flow | $24.49 Million | $38.49 Million | $38.81 Million | $90.56 Million | $157.39 Million |
| Capital Expenditures | $2.33 Million | $3.49 Million | $1.46 Million | $3.39 Million | $4.79 Million |
| Free Cash Flow | $22.16 Million | $35.00 Million | $37.35 Million | $87.17 Million | $152.60 Million |
| Investing Cash Flow | $-169.35 Million | $-148.64 Million | $-56.34 Million | $-411.28 Million | $-138.69 Million |
| Financing Cash Flow | $158.41 Million | $100.58 Million | $66.03 Million | $79.64 Million | $162.38 Million |
| Dividends Paid | $5.95 Million | $5.78 Million | $5.99 Million | $5.76 Million | $5.67 Million |
| Stock-Based Compensation | $1.85 Million | $1.92 Million | $1.99 Million | $1.97 Million | $1.70 Million |
| Depreciation | $3.92 Million | $3.86 Million | $3.88 Million | $4.36 Million | $4.74 Million |
| Change in Cash | $13.55 Million | $-9.57 Million | $48.50 Million | $-241.08 Million | $181.08 Million |
C&F Financial Corporation Earnings History — EPS Actual vs. Analyst Estimates
Track C&F Financial Corporation's quarterly earnings per share (EPS) against Wall Street estimates, along with the earnings surprise percentage for each reporting period.
| Report Date | EPS Actual | EPS Estimate | Surprise |
|---|---|---|---|
| Mar 31, 2026 | 2.08 | — | — |
| Jan 27, 2026 | 2.07 | — | — |
| Oct 29, 2025 | 2.19 | — | — |
| Jul 22, 2025 | 2.37 | — | — |
| Apr 17, 2025 | 1.66 | — | — |
| Jan 22, 2025 | 1.87 | — | — |
| Oct 29, 2024 | 1.65 | — | — |
| Jul 24, 2024 | 1.50 | — | — |