Bank Pan Indonesia Tbk (PNBN) — Free Cash Flow Generation Index

Latest as of March 2026: 0.94x

Bank Pan Indonesia Tbk (PNBN) has a Free Cash Flow Generation Index of 0.94x as of March 2026. Free cash flow of Rp1.06 Trillion represents 1% of operating cash flow (Rp1.13 Trillion). See PNBN working capital ratio to evaluate short-term liquidity relative to the company's equity base.

FCF Generation Index

0.94x
Free Cash Flow / Operating CF

Free Cash Flow

Rp1.06 Trillion
IDR

Operating Cash Flow

Rp1.13 Trillion
IDR

Capital Expenditures

Rp72.12 Billion
IDR

Bank Pan Indonesia Tbk Free Cash Flow Generation Index (2004–2025)

Historical FCF Generation Index trend for Bank Pan Indonesia Tbk across 13 annual periods. Explore cash flow to debt ratio of Bank Pan Indonesia Tbk to assess how comfortably operating cash covers total debt obligations.

Annual Free Cash Flow Generation for Bank Pan Indonesia Tbk (2004–2025)

Year-by-year Free Cash Flow Generation Index for Bank Pan Indonesia Tbk. For the full company profile including market capitalisation, see PNBN company net worth.

Year FCG Index Free Cash Flow (IDR) Operating CF Capital Expenditures YoY Change
2025 0.93x Rp3.78 Trillion Rp4.08 Trillion Rp294.36 Billion ▼ -5.0%
2024 0.98x Rp18.58 Trillion Rp19.02 Trillion Rp438.22 Billion ▲ +6.0%
2023 0.92x Rp3.57 Trillion Rp3.87 Trillion Rp301.93 Billion ▲ +2.8%
2021 0.90x Rp2.72 Trillion Rp3.03 Trillion Rp311.83 Billion ▼ -9.1%
2020 0.99x Rp27.54 Trillion Rp27.90 Trillion Rp351.73 Billion ▲ +113.5%
2019 0.46x Rp770.30 Billion Rp1.67 Trillion Rp895.14 Billion ▼ -50.9%
2015 0.94x Rp5.30 Trillion Rp5.63 Trillion Rp323.75 Billion ▲ +1.6%
2013 0.93x Rp7.76 Trillion Rp8.36 Trillion Rp601.54 Billion ▼ -4.2%
2010 0.97x Rp11.29 Trillion Rp11.65 Trillion Rp367.30 Billion ▲ +0.8%
2009 0.96x Rp7.20 Trillion Rp7.49 Trillion Rp295.99 Billion ▲ +39.7%
2008 0.69x Rp701.31 Billion Rp1.02 Trillion Rp318.84 Billion ▼ -23.9%
2005 0.90x Rp2.09 Trillion Rp2.31 Trillion Rp224.03 Billion ▲ +11.9%
2004 0.81x Rp442.51 Billion Rp548.33 Billion Rp105.82 Billion —
FCG Index = Free Cash Flow / Operating Cash Flow. FCF = Operating CF + Capital Expenditures (capex stored negative).