Bank Pan Indonesia Tbk (PNBN) — Working Capital to Net Assets Ratio
Bank Pan Indonesia Tbk (PNBN) has a Working Capital to Net Assets ratio of 17.1% as of March 2026. Working capital of Rp9.97 Trillion (current assets of Rp10.69 Trillion minus current liabilities of Rp719.35 Billion) is measured against net assets of Rp58.13 Trillion. A higher ratio indicates strong short-term liquidity financed by the equity base. See PNBN equity to assets ratio to measure how much of total assets are equity-financed.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
Bank Pan Indonesia Tbk Working Capital to Net Assets (2004–2025)
This chart shows how Bank Pan Indonesia Tbk's Working Capital to Net Assets ratio has evolved across 22 annual periods from 2004 to 2025. As of March 2026, the ratio stands at 17.1%, reflecting working capital of Rp9.97 Trillion against net assets of Rp58.13 Trillion IDR. Check Bank Pan Indonesia Tbk (PNBN) tangible net worth to evaluate the tangible quality of the company's equity base.
Annual Working Capital to Net Assets for Bank Pan Indonesia Tbk (2004–2025)
The table below presents the year-by-year Working Capital to Net Assets ratio for Bank Pan Indonesia Tbk from 2004 to 2025, covering 22 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. For live market cap and the full company profile, see Bank Pan Indonesia Tbk stock valuation.
| Year | WC/NA Ratio | Working Capital (IDR) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2025 | 14.3% | Rp8.42 Trillion | Rp58.77 Trillion | Rp16.99 Trillion | Rp8.57 Trillion | ▲ +96.3 pp |
| 2024 | -82.0% | Rp-45.96 Trillion | Rp56.07 Trillion | Rp45.53 Trillion | Rp91.49 Trillion | ▲ +26.4 pp |
| 2023 | -108.3% | Rp-57.75 Trillion | Rp53.31 Trillion | Rp10.31 Trillion | Rp68.07 Trillion | ▼ -145.1 pp |
| 2022 | 36.8% | Rp18.67 Trillion | Rp50.72 Trillion | Rp18.89 Trillion | Rp223.66 Billion | ▲ +3.9 pp |
| 2021 | 32.9% | Rp15.98 Trillion | Rp48.55 Trillion | Rp16.14 Trillion | Rp151.47 Billion | ▼ -2.5 pp |
| 2020 | 35.4% | Rp16.82 Trillion | Rp47.46 Trillion | Rp17.12 Trillion | Rp301.71 Billion | ▼ -4.0 pp |
| 2019 | 39.5% | Rp17.54 Trillion | Rp44.44 Trillion | Rp17.96 Trillion | Rp422.09 Billion | ▼ -4.3 pp |
| 2018 | 43.7% | Rp17.83 Trillion | Rp40.75 Trillion | Rp18.30 Trillion | Rp470.74 Billion | ▼ -10.8 pp |
| 2017 | 54.6% | Rp19.80 Trillion | Rp36.29 Trillion | Rp20.20 Trillion | Rp396.89 Billion | ▼ -25.2 pp |
| 2016 | 79.7% | Rp27.26 Trillion | Rp34.20 Trillion | Rp27.70 Trillion | Rp432.79 Billion | ▲ +2.5 pp |
| 2015 | 77.2% | Rp23.77 Trillion | Rp30.81 Trillion | Rp24.18 Trillion | Rp403.22 Billion | ▼ -7.7 pp |
| 2014 | 84.9% | Rp19.71 Trillion | Rp23.23 Trillion | Rp20.01 Trillion | Rp295.97 Billion | ▼ -34.7 pp |
| 2013 | 119.6% | Rp23.87 Trillion | Rp19.96 Trillion | Rp24.12 Trillion | Rp250.52 Billion | ▲ +6.0 pp |
| 2012 | 113.6% | Rp20.05 Trillion | Rp17.65 Trillion | Rp20.35 Trillion | Rp303.96 Billion | ▼ -23.1 pp |
| 2011 | 136.7% | Rp21.71 Trillion | Rp15.89 Trillion | Rp22.82 Trillion | Rp1.11 Trillion | ▼ -16.9 pp |
| 2010 | 153.5% | Rp20.44 Trillion | Rp13.31 Trillion | Rp21.09 Trillion | Rp649.34 Billion | ▲ +61.2 pp |
| 2009 | 92.3% | Rp10.76 Trillion | Rp11.65 Trillion | Rp11.44 Trillion | Rp686.93 Billion | ▲ +6.0 pp |
| 2008 | 86.3% | Rp7.54 Trillion | Rp8.73 Trillion | Rp8.61 Trillion | Rp1.07 Trillion | ▲ +37.2 pp |
| 2007 | 49.1% | Rp4.09 Trillion | Rp8.32 Trillion | Rp5.26 Trillion | Rp1.17 Trillion | ▼ -23.1 pp |
| 2006 | 72.2% | Rp5.14 Trillion | Rp7.12 Trillion | Rp5.69 Trillion | Rp554.65 Billion | ▼ -53.6 pp |
| 2005 | 125.9% | Rp6.06 Trillion | Rp4.82 Trillion | Rp6.31 Trillion | Rp249.62 Billion | ▲ +91.1 pp |
| 2004 | 34.8% | Rp1.70 Trillion | Rp4.88 Trillion | Rp1.89 Trillion | Rp198.69 Billion | — |