Bank Pan Indonesia Tbk (PNBN) — Net Asset Quality Index
Bank Pan Indonesia Tbk (PNBN) has a Net Asset Quality Index of 25.8% as of March 2026. This metric measures the proportion of total assets financed by shareholders' equity — total assets of Rp225.36 Trillion minus total liabilities of Rp167.23 Trillion yields net assets of Rp58.13 Trillion. A higher index indicates a stronger, lower-leverage balance sheet. Check Bank Pan Indonesia Tbk asset resilience ratio to evaluate the company's liquid asset resilience ratio.
Quality Index
Net Assets
Total Assets
Total Liabilities
Bank Pan Indonesia Tbk Net Asset Quality Index Over Time (2004–2025)
This chart shows how Bank Pan Indonesia Tbk's Net Asset Quality Index has evolved across 22 annual periods from 2004 to 2025. As of March 2026, the index stands at 25.8%, representing net assets of Rp58.13 Trillion against total assets of Rp225.36 Trillion IDR. See PNBN current assets to equity ratio to evaluate short-term liquidity relative to the company's equity base.
Annual Net Asset Quality Index for Bank Pan Indonesia Tbk (2004–2025)
The table below presents the year-by-year Net Asset Quality Index for Bank Pan Indonesia Tbk from 2004 to 2025, covering 22 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For market capitalisation and the full company profile, see PNBN company net worth.
| Year | Quality Index | Net Assets (IDR) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 24.8% | Rp58.77 Trillion | Rp237.33 Trillion | Rp178.55 Trillion | ▲ +1.8 pp |
| 2024 | 23.0% | Rp56.07 Trillion | Rp243.96 Trillion | Rp187.89 Trillion | ▼ -1.0 pp |
| 2023 | 24.0% | Rp53.31 Trillion | Rp222.01 Trillion | Rp168.70 Trillion | ▲ +0.1 pp |
| 2022 | 23.9% | Rp50.72 Trillion | Rp212.43 Trillion | Rp161.72 Trillion | ▲ +0.1 pp |
| 2021 | 23.7% | Rp48.55 Trillion | Rp204.46 Trillion | Rp155.91 Trillion | ▲ +2.0 pp |
| 2020 | 21.8% | Rp47.46 Trillion | Rp218.07 Trillion | Rp170.61 Trillion | ▲ +0.7 pp |
| 2019 | 21.0% | Rp44.44 Trillion | Rp211.29 Trillion | Rp166.85 Trillion | ▲ +1.4 pp |
| 2018 | 19.7% | Rp40.75 Trillion | Rp207.20 Trillion | Rp166.46 Trillion | ▲ +2.7 pp |
| 2017 | 17.0% | Rp36.29 Trillion | Rp213.54 Trillion | Rp177.25 Trillion | ▼ -0.2 pp |
| 2016 | 17.2% | Rp34.20 Trillion | Rp199.18 Trillion | Rp164.97 Trillion | ▲ +0.3 pp |
| 2015 | 16.8% | Rp30.81 Trillion | Rp183.12 Trillion | Rp152.31 Trillion | ▲ +3.4 pp |
| 2014 | 13.5% | Rp23.23 Trillion | Rp172.58 Trillion | Rp149.35 Trillion | ▲ +1.3 pp |
| 2013 | 12.2% | Rp19.96 Trillion | Rp164.06 Trillion | Rp144.10 Trillion | ▲ +0.3 pp |
| 2012 | 11.9% | Rp17.65 Trillion | Rp148.79 Trillion | Rp131.14 Trillion | ▼ -0.9 pp |
| 2011 | 12.7% | Rp15.89 Trillion | Rp124.75 Trillion | Rp108.87 Trillion | ▲ +0.5 pp |
| 2010 | 12.2% | Rp13.31 Trillion | Rp108.95 Trillion | Rp95.64 Trillion | ▼ -2.7 pp |
| 2009 | 15.0% | Rp11.65 Trillion | Rp77.86 Trillion | Rp66.21 Trillion | ▲ +1.4 pp |
| 2008 | 13.6% | Rp8.73 Trillion | Rp64.39 Trillion | Rp55.66 Trillion | ▼ -2.0 pp |
| 2007 | 15.6% | Rp8.32 Trillion | Rp53.47 Trillion | Rp45.15 Trillion | ▼ -2.0 pp |
| 2006 | 17.6% | Rp7.12 Trillion | Rp40.51 Trillion | Rp33.40 Trillion | ▲ +4.5 pp |
| 2005 | 13.0% | Rp4.82 Trillion | Rp36.92 Trillion | Rp32.10 Trillion | ▼ -7.3 pp |
| 2004 | 20.4% | Rp4.88 Trillion | Rp23.94 Trillion | Rp19.06 Trillion | — |