Bank Pan Indonesia Tbk (PNBN) — Net Asset Quality Index
Bank Pan Indonesia Tbk (PNBN) has a Net Asset Quality Index of 24.9% as of June 2026. This metric measures the proportion of total assets financed by shareholders' equity — total assets of Rp229.29 Trillion minus total liabilities of Rp172.19 Trillion yields net assets of Rp57.09 Trillion. A higher index indicates a stronger, lower-leverage balance sheet. Read Bank Pan Indonesia Tbk debt and liabilities for a breakdown of total debt and financial obligations.
Quality Index
Net Assets
Total Assets
Total Liabilities
Bank Pan Indonesia Tbk Net Asset Quality Index Over Time (2004–2025)
This chart shows how Bank Pan Indonesia Tbk's Net Asset Quality Index has evolved across 22 annual periods from 2004 to 2025. As of June 2026, the index stands at 24.9%, representing net assets of Rp57.09 Trillion against total assets of Rp229.29 Trillion IDR. For live market cap and overall valuation, see Bank Pan Indonesia Tbk (PNBN) total market value.
Annual Net Asset Quality Index for Bank Pan Indonesia Tbk (2004–2025)
The table below presents the year-by-year Net Asset Quality Index for Bank Pan Indonesia Tbk from 2004 to 2025, covering 22 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. Check PNBN strategic asset allocation to assess the company's strategic physical and investment asset allocation.
| Year | Quality Index | Net Assets (IDR) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 24.8% | Rp58.77 Trillion | Rp237.33 Trillion | Rp178.55 Trillion | ▲ +1.8 pp |
| 2024 | 23.0% | Rp56.07 Trillion | Rp243.96 Trillion | Rp187.89 Trillion | ▼ -1.0 pp |
| 2023 | 24.0% | Rp53.31 Trillion | Rp222.01 Trillion | Rp168.70 Trillion | ▲ +0.1 pp |
| 2022 | 23.9% | Rp50.72 Trillion | Rp212.43 Trillion | Rp161.72 Trillion | ▲ +0.1 pp |
| 2021 | 23.7% | Rp48.55 Trillion | Rp204.46 Trillion | Rp155.91 Trillion | ▲ +2.0 pp |
| 2020 | 21.8% | Rp47.46 Trillion | Rp218.07 Trillion | Rp170.61 Trillion | ▲ +0.7 pp |
| 2019 | 21.0% | Rp44.44 Trillion | Rp211.29 Trillion | Rp166.85 Trillion | ▲ +1.4 pp |
| 2018 | 19.7% | Rp40.75 Trillion | Rp207.20 Trillion | Rp166.46 Trillion | ▲ +2.7 pp |
| 2017 | 17.0% | Rp36.29 Trillion | Rp213.54 Trillion | Rp177.25 Trillion | ▼ -0.2 pp |
| 2016 | 17.2% | Rp34.20 Trillion | Rp199.18 Trillion | Rp164.97 Trillion | ▲ +0.3 pp |
| 2015 | 16.8% | Rp30.81 Trillion | Rp183.12 Trillion | Rp152.31 Trillion | ▲ +3.4 pp |
| 2014 | 13.5% | Rp23.23 Trillion | Rp172.58 Trillion | Rp149.35 Trillion | ▲ +1.3 pp |
| 2013 | 12.2% | Rp19.96 Trillion | Rp164.06 Trillion | Rp144.10 Trillion | ▲ +0.3 pp |
| 2012 | 11.9% | Rp17.65 Trillion | Rp148.79 Trillion | Rp131.14 Trillion | ▼ -0.9 pp |
| 2011 | 12.7% | Rp15.89 Trillion | Rp124.75 Trillion | Rp108.87 Trillion | ▲ +0.5 pp |
| 2010 | 12.2% | Rp13.31 Trillion | Rp108.95 Trillion | Rp95.64 Trillion | ▼ -2.7 pp |
| 2009 | 15.0% | Rp11.65 Trillion | Rp77.86 Trillion | Rp66.21 Trillion | ▲ +1.4 pp |
| 2008 | 13.6% | Rp8.73 Trillion | Rp64.39 Trillion | Rp55.66 Trillion | ▼ -2.0 pp |
| 2007 | 15.6% | Rp8.32 Trillion | Rp53.47 Trillion | Rp45.15 Trillion | ▼ -2.0 pp |
| 2006 | 17.6% | Rp7.12 Trillion | Rp40.51 Trillion | Rp33.40 Trillion | ▲ +4.5 pp |
| 2005 | 13.0% | Rp4.82 Trillion | Rp36.92 Trillion | Rp32.10 Trillion | ▼ -7.3 pp |
| 2004 | 20.4% | Rp4.88 Trillion | Rp23.94 Trillion | Rp19.06 Trillion | — |