Bank Pan Indonesia Tbk (PNBN) — Cash Flow-to-Debt Ratio
Bank Pan Indonesia Tbk (PNBN) has a Cash Flow-to-Debt Ratio of 0.01x as of March 2026, meaning its operating cash flow of Rp1.50 Trillion could theoretically repay 0% of its total liabilities (Rp167.23 Trillion) in one year. Explore long-term investment intensity of Bank Pan Indonesia Tbk to see how much of total assets are deployed in long-term investments.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Bank Pan Indonesia Tbk Cash Flow-to-Debt Ratio (2004–2025)
Historical debt coverage capacity for Bank Pan Indonesia Tbk across 22 annual periods. Also explore balance sheet size of Bank Pan Indonesia Tbk for the complete picture of this company's asset base.
Annual Cash Flow-to-Debt Ratio for Bank Pan Indonesia Tbk (2004–2025)
Year-by-year debt coverage analysis for Bank Pan Indonesia Tbk. For market capitalisation and broader financial context, see market value of Bank Pan Indonesia Tbk.
| Year | CF-to-Debt Ratio | Operating CF (IDR) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.02x | Rp4.08 Trillion | Rp178.55 Trillion | ▼ -77.4% |
| 2024 | 0.10x | Rp19.02 Trillion | Rp187.89 Trillion | ▲ +341.1% |
| 2023 | 0.02x | Rp3.87 Trillion | Rp168.70 Trillion | ▲ +2050.6% |
| 2022 | 0.00x | Rp-190.26 Billion | Rp161.72 Trillion | ▼ -106.1% |
| 2021 | 0.02x | Rp3.03 Trillion | Rp155.91 Trillion | ▼ -88.1% |
| 2020 | 0.16x | Rp27.90 Trillion | Rp170.61 Trillion | ▲ +1538.1% |
| 2019 | 0.01x | Rp1.67 Trillion | Rp166.85 Trillion | ▲ +114.9% |
| 2018 | -0.07x | Rp-11.14 Trillion | Rp166.46 Trillion | ▼ -52.9% |
| 2017 | -0.04x | Rp-7.76 Trillion | Rp177.25 Trillion | ▼ -56149.6% |
| 2016 | 0.00x | Rp-12.84 Billion | Rp164.97 Trillion | ▼ -100.2% |
| 2015 | 0.04x | Rp5.63 Trillion | Rp152.31 Trillion | ▲ +166.5% |
| 2014 | -0.06x | Rp-8.29 Trillion | Rp149.35 Trillion | ▼ -195.7% |
| 2013 | 0.06x | Rp8.36 Trillion | Rp144.10 Trillion | ▲ +180.4% |
| 2012 | -0.07x | Rp-9.46 Trillion | Rp131.14 Trillion | ▲ +17.8% |
| 2011 | -0.09x | Rp-9.55 Trillion | Rp108.87 Trillion | ▼ -172.0% |
| 2010 | 0.12x | Rp11.65 Trillion | Rp95.64 Trillion | ▲ +7.7% |
| 2009 | 0.11x | Rp7.49 Trillion | Rp66.21 Trillion | ▲ +517.7% |
| 2008 | 0.02x | Rp1.02 Trillion | Rp55.66 Trillion | ▲ +143.3% |
| 2007 | -0.04x | Rp-1.91 Trillion | Rp45.15 Trillion | ▲ +40.7% |
| 2006 | -0.07x | Rp-2.38 Trillion | Rp33.40 Trillion | ▼ -199.1% |
| 2005 | 0.07x | Rp2.31 Trillion | Rp32.10 Trillion | ▲ +150.3% |
| 2004 | 0.03x | Rp548.33 Billion | Rp19.06 Trillion | — |