Bank Pan Indonesia Tbk (PNBN) — Cash Flow-to-Debt Ratio
Bank Pan Indonesia Tbk (PNBN) has a Cash Flow-to-Debt Ratio of 0.01x as of March 2026, meaning its operating cash flow of Rp1.13 Trillion could theoretically repay 0% of its total liabilities (Rp167.23 Trillion) in one year. See PNBN free cash flow to operating cash ratio to measure how efficiently the company converts operating cash flow to free cash.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Bank Pan Indonesia Tbk Cash Flow-to-Debt Ratio (2004–2025)
Historical debt coverage capacity for Bank Pan Indonesia Tbk across 22 annual periods. Also explore net asset growth rate of Bank Pan Indonesia Tbk to track the company's year-over-year net asset growth rate.
Annual Cash Flow-to-Debt Ratio for Bank Pan Indonesia Tbk (2004–2025)
Year-by-year debt coverage analysis for Bank Pan Indonesia Tbk. For market capitalisation and broader financial context, see Bank Pan Indonesia Tbk (PNBN) total market value.
| Year | CF-to-Debt Ratio | Operating CF (IDR) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.02x | Rp4.08 Trillion | Rp178.55 Trillion | ▼ -77.4% |
| 2024 | 0.10x | Rp19.02 Trillion | Rp187.89 Trillion | ▲ +341.1% |
| 2023 | 0.02x | Rp3.87 Trillion | Rp168.70 Trillion | ▲ +2050.6% |
| 2022 | 0.00x | Rp-190.26 Billion | Rp161.72 Trillion | ▼ -106.1% |
| 2021 | 0.02x | Rp3.03 Trillion | Rp155.91 Trillion | ▼ -88.1% |
| 2020 | 0.16x | Rp27.90 Trillion | Rp170.61 Trillion | ▲ +1538.1% |
| 2019 | 0.01x | Rp1.67 Trillion | Rp166.85 Trillion | ▲ +114.9% |
| 2018 | -0.07x | Rp-11.14 Trillion | Rp166.46 Trillion | ▼ -52.9% |
| 2017 | -0.04x | Rp-7.76 Trillion | Rp177.25 Trillion | ▼ -56149.6% |
| 2016 | 0.00x | Rp-12.84 Billion | Rp164.97 Trillion | ▼ -100.2% |
| 2015 | 0.04x | Rp5.63 Trillion | Rp152.31 Trillion | ▲ +166.5% |
| 2014 | -0.06x | Rp-8.29 Trillion | Rp149.35 Trillion | ▼ -195.7% |
| 2013 | 0.06x | Rp8.36 Trillion | Rp144.10 Trillion | ▲ +180.4% |
| 2012 | -0.07x | Rp-9.46 Trillion | Rp131.14 Trillion | ▲ +17.8% |
| 2011 | -0.09x | Rp-9.55 Trillion | Rp108.87 Trillion | ▼ -172.0% |
| 2010 | 0.12x | Rp11.65 Trillion | Rp95.64 Trillion | ▲ +7.7% |
| 2009 | 0.11x | Rp7.49 Trillion | Rp66.21 Trillion | ▲ +517.7% |
| 2008 | 0.02x | Rp1.02 Trillion | Rp55.66 Trillion | ▲ +143.3% |
| 2007 | -0.04x | Rp-1.91 Trillion | Rp45.15 Trillion | ▲ +40.7% |
| 2006 | -0.07x | Rp-2.38 Trillion | Rp33.40 Trillion | ▼ -199.1% |
| 2005 | 0.07x | Rp2.31 Trillion | Rp32.10 Trillion | ▲ +150.3% |
| 2004 | 0.03x | Rp548.33 Billion | Rp19.06 Trillion | — |