Bank Pan Indonesia Tbk (PNBN) — Cash Flow Reinvestment Rate

Latest as of March 2026: 4.13x

Bank Pan Indonesia Tbk (PNBN) has a Cash Flow Reinvestment Rate of 4.13x as of March 2026, reinvesting Rp6.19 Trillion (capex Rp72.12 Billion plus investments Rp6.12 Trillion) from operating cash flow of Rp1.50 Trillion. Check PNBN cash to earnings ratio to evaluate the quality of earnings relative to operating cash generation.

Reinvestment Rate

4.13x
(Capex + Investments) / Operating CF

Total Reinvested

Rp6.19 Trillion
Capex + Investments

Operating Cash Flow

Rp1.50 Trillion
IDR

Capital Expenditures

Rp72.12 Billion
IDR

Bank Pan Indonesia Tbk Cash Flow Reinvestment Rate (2004–2025)

Historical reinvestment intensity for Bank Pan Indonesia Tbk across 13 annual periods. Explore Bank Pan Indonesia Tbk (PNBN) long-term investment share to see how much of total assets are deployed in long-term investments.

Annual Cash Flow Reinvestment Rate for Bank Pan Indonesia Tbk (2004–2025)

Year-by-year capital reinvestment analysis for Bank Pan Indonesia Tbk. For live market cap and broader valuation context, see Bank Pan Indonesia Tbk (PNBN) market capitalisation.

Year Reinvestment Rate Total Reinvested (IDR) Operating CF Capex YoY Change
2025 1.05x Rp4.30 Trillion Rp4.08 Trillion Rp294.36 Billion ▲ +1.6%
2024 1.04x Rp19.73 Trillion Rp19.02 Trillion Rp438.22 Billion ▲ +33.4%
2023 0.78x Rp3.01 Trillion Rp3.87 Trillion Rp301.93 Billion ▼ -61.5%
2021 2.02x Rp6.12 Trillion Rp3.03 Trillion Rp311.83 Billion ▲ +114.1%
2020 0.94x Rp26.32 Trillion Rp27.90 Trillion Rp351.73 Billion ▼ -65.9%
2019 2.77x Rp4.61 Trillion Rp1.67 Trillion Rp895.14 Billion ▲ +4637.3%
2015 0.06x Rp329.00 Billion Rp5.63 Trillion Rp323.75 Billion ▼ -18.8%
2013 0.07x Rp601.54 Billion Rp8.36 Trillion Rp601.54 Billion ▲ +128.3%
2010 0.03x Rp367.30 Billion Rp11.65 Trillion Rp367.30 Billion ▼ -20.2%
2009 0.04x Rp295.99 Billion Rp7.49 Trillion Rp295.99 Billion ▼ -87.4%
2008 0.31x Rp318.84 Billion Rp1.02 Trillion Rp318.84 Billion ▲ +222.5%
2005 0.10x Rp224.03 Billion Rp2.31 Trillion Rp224.03 Billion ▼ -49.8%
2004 0.19x Rp105.82 Billion Rp548.33 Billion Rp105.82 Billion —
Cash Flow Reinvestment Rate = (ABS(Capex) + ABS(Investments)) / Operating Cash Flow