Bank Pan Indonesia Tbk (PNBN) — Cash Flow Reinvestment Rate

Latest as of June 2026: 33.55x

Bank Pan Indonesia Tbk (PNBN) has a Cash Flow Reinvestment Rate of 33.55x as of June 2026, reinvesting Rp13.14 Trillion (capex Rp154.24 Billion plus investments Rp-12.99 Trillion) from operating cash flow of Rp391.73 Billion. See free cash flow generation of Bank Pan Indonesia Tbk to measure how efficiently the company converts operating cash flow to free cash.

Reinvestment Rate

33.55x
(Capex + Investments) / Operating CF

Total Reinvested

Rp13.14 Trillion
Capex + Investments

Operating Cash Flow

Rp391.73 Billion
IDR

Capital Expenditures

Rp154.24 Billion
IDR

Bank Pan Indonesia Tbk Cash Flow Reinvestment Rate (2004–2025)

Historical reinvestment intensity for Bank Pan Indonesia Tbk across 13 annual periods. For the full cash flow conversion analysis, see cash efficiency ratio of Bank Pan Indonesia Tbk.

Annual Cash Flow Reinvestment Rate for Bank Pan Indonesia Tbk (2004–2025)

Year-by-year capital reinvestment analysis for Bank Pan Indonesia Tbk. See financial flexibility index of Bank Pan Indonesia Tbk to measure the company's free cash flow as a share of total liabilities.

Year Reinvestment Rate Total Reinvested (IDR) Operating CF Capex YoY Change
2025 1.05x Rp4.30 Trillion Rp4.08 Trillion Rp294.36 Billion ▲ +1.6%
2024 1.04x Rp19.73 Trillion Rp19.02 Trillion Rp438.22 Billion ▲ +33.4%
2023 0.78x Rp3.01 Trillion Rp3.87 Trillion Rp301.93 Billion ▼ -61.5%
2021 2.02x Rp6.12 Trillion Rp3.03 Trillion Rp311.83 Billion ▲ +114.1%
2020 0.94x Rp26.32 Trillion Rp27.90 Trillion Rp351.73 Billion ▼ -65.9%
2019 2.77x Rp4.61 Trillion Rp1.67 Trillion Rp895.14 Billion ▲ +4637.3%
2015 0.06x Rp329.00 Billion Rp5.63 Trillion Rp323.75 Billion ▼ -18.8%
2013 0.07x Rp601.54 Billion Rp8.36 Trillion Rp601.54 Billion ▲ +128.3%
2010 0.03x Rp367.30 Billion Rp11.65 Trillion Rp367.30 Billion ▼ -20.2%
2009 0.04x Rp295.99 Billion Rp7.49 Trillion Rp295.99 Billion ▼ -87.4%
2008 0.31x Rp318.84 Billion Rp1.02 Trillion Rp318.84 Billion ▲ +222.5%
2005 0.10x Rp224.03 Billion Rp2.31 Trillion Rp224.03 Billion ▼ -49.8%
2004 0.19x Rp105.82 Billion Rp548.33 Billion Rp105.82 Billion —
Cash Flow Reinvestment Rate = (ABS(Capex) + ABS(Investments)) / Operating Cash Flow