Bank Pan Indonesia Tbk (PNBN) — Tangible Net Worth Ratio
Bank Pan Indonesia Tbk (PNBN) has a Tangible Net Worth Ratio of 98.9% as of March 2026. This metric is calculated by deducting intangible assets (Rp658.08 Billion) from net assets (Rp58.13 Trillion) and expressing it as a percentage of total net assets. A higher ratio means that more of the company's equity is backed by tangible, balance-sheet-verifiable assets rather than goodwill, patents, or brand value. See Bank Pan Indonesia Tbk current assets vs equity to evaluate short-term liquidity relative to the company's equity base.
Tangible NW Ratio
Net Assets (Equity)
Intangible Assets
Total Assets
Bank Pan Indonesia Tbk Tangible Net Worth Ratio (2004–2025)
This chart shows how Bank Pan Indonesia Tbk's Tangible Net Worth Ratio has changed across 22 annual periods from 2004 to 2025. As of March 2026, the ratio stands at 98.9%, reflecting net assets of Rp58.13 Trillion with intangible assets of Rp658.08 Billion IDR. See PNBN days of operational coverage to measure how many days the company can operate on defensive assets alone.
Annual Tangible Net Worth Ratio for Bank Pan Indonesia Tbk (2004–2025)
The table below presents the year-by-year Tangible Net Worth Ratio for Bank Pan Indonesia Tbk from 2004 to 2025, covering 22 annual filings. Each row shows net assets, intangible assets, total assets, the tangible net worth ratio, and the change in percentage points versus the prior year. For the full company profile including market capitalisation, see Bank Pan Indonesia Tbk market cap and net worth.
| Year | Tangible NW Ratio | Net Assets (IDR) | Intangible Assets | Total Assets | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 98.9% | Rp58.77 Trillion | Rp664.42 Billion | Rp237.33 Trillion | ▼ -0.1 pp |
| 2024 | 98.9% | Rp56.07 Trillion | Rp596.55 Billion | Rp243.96 Trillion | ▼ -0.1 pp |
| 2023 | 99.0% | Rp53.31 Trillion | Rp522.48 Billion | Rp222.01 Trillion | ▼ -0.1 pp |
| 2022 | 99.2% | Rp50.72 Trillion | Rp425.97 Billion | Rp212.43 Trillion | ▼ -0.2 pp |
| 2021 | 99.3% | Rp48.55 Trillion | Rp320.98 Billion | Rp204.46 Trillion | ▼ -0.2 pp |
| 2020 | 99.5% | Rp47.46 Trillion | Rp214.43 Billion | Rp218.07 Trillion | ▼ -0.1 pp |
| 2019 | 99.7% | Rp44.44 Trillion | Rp145.33 Billion | Rp211.29 Trillion | ▼ 0.0 pp |
| 2018 | 99.7% | Rp40.75 Trillion | Rp119.97 Billion | Rp207.20 Trillion | ▲ +0.1 pp |
| 2017 | 99.6% | Rp36.29 Trillion | Rp138.18 Billion | Rp213.54 Trillion | ▼ 0.0 pp |
| 2016 | 99.6% | Rp34.20 Trillion | Rp120.55 Billion | Rp199.18 Trillion | ▲ +0.0 pp |
| 2015 | 99.6% | Rp30.81 Trillion | Rp110.85 Billion | Rp183.12 Trillion | ▼ 0.0 pp |
| 2014 | 99.7% | Rp23.23 Trillion | Rp76.61 Billion | Rp172.58 Trillion | ▼ 0.0 pp |
| 2013 | 99.7% | Rp19.96 Trillion | Rp57.25 Billion | Rp164.06 Trillion | ▼ -0.1 pp |
| 2012 | 99.8% | Rp17.65 Trillion | Rp26.91 Billion | Rp148.79 Trillion | ▲ +0.1 pp |
| 2011 | 99.7% | Rp15.89 Trillion | Rp47.45 Billion | Rp124.75 Trillion | ▼ -0.2 pp |
| 2010 | 99.9% | Rp13.31 Trillion | Rp9.92 Billion | Rp108.95 Trillion | ▼ -0.1 pp |
| 2009 | 100.0% | Rp11.65 Trillion | Rp0.00 | Rp77.86 Trillion | ▲ +0.3 pp |
| 2008 | 99.7% | Rp8.73 Trillion | Rp25.79 Billion | Rp64.39 Trillion | ▼ -0.3 pp |
| 2007 | 100.0% | Rp8.32 Trillion | Rp0.00 | Rp53.47 Trillion | ▲ +0.0 pp |
| 2006 | 100.0% | Rp7.12 Trillion | Rp0.00 | Rp40.51 Trillion | ▲ +0.0 pp |
| 2005 | 100.0% | Rp4.82 Trillion | Rp0.00 | Rp36.92 Trillion | ▲ +0.0 pp |
| 2004 | 100.0% | Rp4.88 Trillion | Rp0.00 | Rp23.94 Trillion | — |