Bank Pan Indonesia Tbk Financial Flexibility Index
Bank Pan Indonesia Tbk financial flexibility index. Bank Pan Indonesia Tbk (PNBN) has a Financial Flexibility Index of 0.00x as of June 2026. Free cash flow of Rp545.97 Billion (operating CF Rp391.73 Billion minus capex Rp154.24 Billion) represents 0% of total liabilities (Rp172.19 Trillion). Explore how much does Bank Pan Indonesia Tbk reinvest in capital to see what proportion of operating cash flow is directed to capital expenditures.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of Bank Pan Indonesia Tbk (2004–2025)
Financial flexibility index of Bank Pan Indonesia Tbk from 2004 to 2025. Historical Financial Flexibility Index trend for Bank Pan Indonesia Tbk across 22 annual periods. Check Bank Pan Indonesia Tbk cash flow reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Bank Pan Indonesia Tbk Financial Flexibility Index by Year (2004–2025)
Bank Pan Indonesia Tbk financial flexibility index by year from 2004 to 2025. Year-by-year free cash flow to debt coverage for Bank Pan Indonesia Tbk. For the full cash flow conversion analysis, see Bank Pan Indonesia Tbk operating cash flow efficiency.
| Year | Flexibility Index | Free Cash Flow (IDR) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.02x | Rp4.37 Trillion | Rp4.08 Trillion | Rp178.55 Trillion | ▼ -76.4% |
| 2024 | 0.10x | Rp19.46 Trillion | Rp19.02 Trillion | Rp187.89 Trillion | ▲ +318.7% |
| 2023 | 0.02x | Rp4.17 Trillion | Rp3.87 Trillion | Rp168.70 Trillion | ▲ +2619.8% |
| 2022 | 0.00x | Rp147.09 Billion | Rp-190.26 Billion | Rp161.72 Trillion | ▼ -95.8% |
| 2021 | 0.02x | Rp3.34 Trillion | Rp3.03 Trillion | Rp155.91 Trillion | ▼ -87.1% |
| 2020 | 0.17x | Rp28.25 Trillion | Rp27.90 Trillion | Rp170.61 Trillion | ▲ +978.8% |
| 2019 | 0.02x | Rp2.56 Trillion | Rp1.67 Trillion | Rp166.85 Trillion | ▲ +123.2% |
| 2018 | -0.07x | Rp-11.00 Trillion | Rp-11.14 Trillion | Rp166.46 Trillion | ▼ -53.8% |
| 2017 | -0.04x | Rp-7.62 Trillion | Rp-7.76 Trillion | Rp177.25 Trillion | ▼ -4223.1% |
| 2016 | 0.00x | Rp171.94 Billion | Rp-12.84 Billion | Rp164.97 Trillion | ▼ -97.3% |
| 2015 | 0.04x | Rp5.95 Trillion | Rp5.63 Trillion | Rp152.31 Trillion | ▲ +173.4% |
| 2014 | -0.05x | Rp-7.96 Trillion | Rp-8.29 Trillion | Rp149.35 Trillion | ▼ -185.7% |
| 2013 | 0.06x | Rp8.96 Trillion | Rp8.36 Trillion | Rp144.10 Trillion | ▲ +191.1% |
| 2012 | -0.07x | Rp-8.96 Trillion | Rp-9.46 Trillion | Rp131.14 Trillion | ▲ +20.0% |
| 2011 | -0.09x | Rp-9.29 Trillion | Rp-9.55 Trillion | Rp108.87 Trillion | ▼ -167.9% |
| 2010 | 0.13x | Rp12.02 Trillion | Rp11.65 Trillion | Rp95.64 Trillion | ▲ +6.8% |
| 2009 | 0.12x | Rp7.79 Trillion | Rp7.49 Trillion | Rp66.21 Trillion | ▲ +389.2% |
| 2008 | 0.02x | Rp1.34 Trillion | Rp1.02 Trillion | Rp55.66 Trillion | ▲ +175.0% |
| 2007 | -0.03x | Rp-1.45 Trillion | Rp-1.91 Trillion | Rp45.15 Trillion | ▲ +48.9% |
| 2006 | -0.06x | Rp-2.10 Trillion | Rp-2.38 Trillion | Rp33.40 Trillion | ▼ -179.4% |
| 2005 | 0.08x | Rp2.54 Trillion | Rp2.31 Trillion | Rp32.10 Trillion | ▲ +130.1% |
| 2004 | 0.03x | Rp654.15 Billion | Rp548.33 Billion | Rp19.06 Trillion | — |