Zurich Insurance Group AG - Asset Resilience Ratio
Zurich Insurance Group AG (ZURN) has an Asset Resilience Ratio of 27.64% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See Zurich Insurance Group AG short-term liquidity ratio to evaluate short-term liquidity relative to the company's equity base.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (1999–2025)
This chart shows how Zurich Insurance Group AG's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see ZURN asset base.
Liquid Assets Composition Over Time
This chart breaks down Zurich Insurance Group AG's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore ZURN long-term investments to assets to see how much of total assets are deployed in long-term investments.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | CHF0.00 | 0% |
| Short-term Investments | CHF116.47 Billion | 27.64% |
| Total Liquid Assets | CHF116.47 Billion | 27.64% |
Asset Resilience Insights
- Very High Liquidity: Zurich Insurance Group AG maintains exceptional liquid asset reserves at 27.64% of total assets.
- This level provides strong protection against economic uncertainties but may indicate potential for more aggressive growth investments.
- The company has significant short-term investments, indicating active treasury management.
Zurich Insurance Group AG Industry Peers by Asset Resilience Ratio
Compare Zurich Insurance Group AG's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
BB Seguridade Participacoes SA
SA:BBSE3 |
Insurance - Diversified | 43.47% |
|
Vienna Insurance Group AG
VI:VIG |
Insurance - Diversified | 48.65% |
|
UNIQA Insurance Group AG
VI:UQA |
Insurance - Diversified | 45.14% |
|
ageas SA/NV
BR:AGS |
Insurance - Diversified | 54.49% |
|
Porto Seguro S.A
SA:PSSA3 |
Insurance - Diversified | 2.90% |
|
Sun Life Financial Inc.
TO:SLF |
Insurance - Diversified | 6.77% |
|
Western Investment Company of Canada Limited
V:WI |
Insurance - Diversified | 5.56% |
|
iA Financial Corporation Inc
TO:IAG |
Insurance - Diversified | 0.65% |
Annual Asset Resilience Ratio for Zurich Insurance Group AG (1999–2025)
The table below shows the annual Asset Resilience Ratio data for Zurich Insurance Group AG.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 30.52% | CHF124.30 Billion ≈ $157.15 Billion |
CHF407.21 Billion ≈ $514.82 Billion |
-0.94pp |
| 2024-12-31 | 31.46% | CHF112.65 Billion ≈ $142.41 Billion |
CHF358.00 Billion ≈ $452.62 Billion |
+3.73pp |
| 2023-12-31 | 27.74% | CHF100.25 Billion ≈ $126.74 Billion |
CHF361.38 Billion ≈ $456.88 Billion |
-6.38pp |
| 2022-12-31 | 34.12% | CHF114.43 Billion ≈ $144.67 Billion |
CHF335.41 Billion ≈ $424.05 Billion |
-2.74pp |
| 2021-12-31 | 36.85% | CHF160.61 Billion ≈ $203.05 Billion |
CHF435.83 Billion ≈ $551.00 Billion |
+30.93pp |
| 2020-12-31 | 5.92% | CHF26.01 Billion ≈ $32.88 Billion |
CHF439.30 Billion ≈ $555.39 Billion |
+0.54pp |
| 2019-12-31 | 5.38% | CHF21.79 Billion ≈ $27.54 Billion |
CHF404.69 Billion ≈ $511.64 Billion |
+3.18pp |
| 2018-12-31 | 2.20% | CHF8.70 Billion ≈ $10.99 Billion |
CHF395.34 Billion ≈ $499.82 Billion |
+0.21pp |
| 2017-12-31 | 1.99% | CHF8.38 Billion ≈ $10.60 Billion |
CHF422.06 Billion ≈ $533.60 Billion |
-0.15pp |
| 2016-12-31 | 2.13% | CHF8.17 Billion ≈ $10.33 Billion |
CHF382.68 Billion ≈ $483.81 Billion |
+1.65pp |
| 2015-12-31 | 0.49% | CHF1.86 Billion ≈ $2.35 Billion |
CHF381.97 Billion ≈ $482.92 Billion |
+0.15pp |
| 2014-12-31 | 0.34% | CHF1.39 Billion ≈ $1.75 Billion |
CHF406.53 Billion ≈ $513.96 Billion |
+0.02pp |
| 2013-12-31 | 0.32% | CHF1.33 Billion ≈ $1.68 Billion |
CHF415.05 Billion ≈ $524.74 Billion |
-1.90pp |
| 2012-12-31 | 2.22% | CHF9.10 Billion ≈ $11.50 Billion |
CHF409.27 Billion ≈ $517.42 Billion |
-0.05pp |
| 2011-12-31 | 2.27% | CHF8.77 Billion ≈ $11.09 Billion |
CHF385.87 Billion ≈ $487.84 Billion |
-0.01pp |
| 2010-12-31 | 2.28% | CHF8.56 Billion ≈ $10.82 Billion |
CHF375.66 Billion ≈ $474.94 Billion |
-0.87pp |
| 2009-12-31 | 3.15% | CHF11.63 Billion ≈ $14.70 Billion |
CHF368.91 Billion ≈ $466.41 Billion |
-0.50pp |
| 2008-12-31 | 3.65% | CHF11.96 Billion ≈ $15.13 Billion |
CHF327.94 Billion ≈ $414.61 Billion |
+0.07pp |
| 2007-12-31 | 3.58% | CHF13.94 Billion ≈ $17.63 Billion |
CHF389.34 Billion ≈ $492.24 Billion |
-2.60pp |
| 2006-12-31 | 6.18% | CHF23.12 Billion ≈ $29.23 Billion |
CHF373.86 Billion ≈ $472.65 Billion |
-0.75pp |
| 2005-12-31 | 6.93% | CHF23.48 Billion ≈ $29.69 Billion |
CHF338.80 Billion ≈ $428.33 Billion |
+2.02pp |
| 2004-12-31 | 4.91% | CHF16.96 Billion ≈ $21.44 Billion |
CHF345.24 Billion ≈ $436.47 Billion |
+0.64pp |
| 2003-12-31 | 4.27% | CHF13.54 Billion ≈ $17.11 Billion |
CHF316.91 Billion ≈ $400.66 Billion |
+1.30pp |
| 2002-12-31 | 2.97% | CHF8.44 Billion ≈ $10.68 Billion |
CHF284.65 Billion ≈ $359.87 Billion |
+41.81pp |
| 2001-12-31 | -38.84% | CHF-89.96 Billion ≈ $-113.74 Billion |
CHF231.60 Billion ≈ $292.81 Billion |
+4.29pp |
| 2000-12-31 | -43.13% | CHF-98.67 Billion ≈ $-124.75 Billion |
CHF228.75 Billion ≈ $289.20 Billion |
-0.50pp |
| 1999-12-31 | -42.63% | CHF-95.70 Billion ≈ $-120.99 Billion |
CHF224.49 Billion ≈ $283.81 Billion |
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About Zurich Insurance Group AG
Zurich Insurance Group AG provides insurance products and related services in Europe, the Middle East, Africa, North America, Latin America, and the Asia Pacific. It operates through Property & Casualty Regions, Life Regions, and Farmers segments. The company offers car and motor, home, travel, general liability, life and critical illness, and other insurance products; and saving and investment, … Read more