Zurich Insurance Group AG - Asset Resilience Ratio

Latest as of December 2025: 27.33%

Zurich Insurance Group AG (ZURN) has an Asset Resilience Ratio of 27.33% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check ZURN strategic asset allocation to assess the company's strategic physical and investment asset allocation.

Liquid Assets

CHF124.30 Billion

≈ $157.15 Billion USD Cash + Short-term Investments

Total Assets

CHF454.82 Billion

≈ $575.01 Billion USD All company assets

Resilience Assessment

Very High

Financial Resilience Level

Asset Resilience Ratio Trend (1999–2025)

This chart shows how Zurich Insurance Group AG's Asset Resilience Ratio has changed over time. See Zurich Insurance Group AG balance sheet quality to measure how much of total assets are equity-financed.

Liquid Assets Composition Over Time

This chart breaks down Zurich Insurance Group AG's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see ZURN market cap overview.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	CHF7.09 Billion	1.56%
Short-term Investments	CHF117.21 Billion	25.77%
Total Liquid Assets	CHF124.30 Billion	27.33%

Asset Resilience Insights

Very High Liquidity: Zurich Insurance Group AG maintains exceptional liquid asset reserves at 27.33% of total assets.
This level provides strong protection against economic uncertainties but may indicate potential for more aggressive growth investments.
The company has significant short-term investments, indicating active treasury management.

Zurich Insurance Group AG Industry Peers by Asset Resilience Ratio

Compare Zurich Insurance Group AG's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Helvetia Holding AG SW:HBAN	Insurance - Diversified	1.30%
UNIQA Insurance Group AG VI:UQA	Insurance - Diversified	45.14%
Peña Verde S.A.B MX:PV	Insurance - Diversified	0.13%
Vienna Insurance Group AG VI:VIG	Insurance - Diversified	48.85%
ageas SA/NV BR:AGS	Insurance - Diversified	57.24%
BB Seguridade Participacoes SA SA:BBSE3	Insurance - Diversified	43.47%
Porto Seguro S.A SA:PSSA3	Insurance - Diversified	2.90%
Sun Life Financial Inc. TO:SLF	Insurance - Diversified	6.77%

Annual Asset Resilience Ratio for Zurich Insurance Group AG (1999–2025)

The table below shows the annual Asset Resilience Ratio data for Zurich Insurance Group AG.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2025-12-31	27.33%	CHF124.30 Billion ≈ $157.15 Billion	CHF454.82 Billion ≈ $575.01 Billion	-4.14pp
2024-12-31	31.46%	CHF112.65 Billion ≈ $142.41 Billion	CHF358.00 Billion ≈ $452.62 Billion	+3.73pp
2023-12-31	27.74%	CHF100.25 Billion ≈ $126.74 Billion	CHF361.38 Billion ≈ $456.88 Billion	-6.38pp
2022-12-31	34.12%	CHF114.43 Billion ≈ $144.67 Billion	CHF335.41 Billion ≈ $424.05 Billion	-2.74pp
2021-12-31	36.85%	CHF160.61 Billion ≈ $203.05 Billion	CHF435.83 Billion ≈ $551.00 Billion	+30.93pp
2020-12-31	5.92%	CHF26.01 Billion ≈ $32.88 Billion	CHF439.30 Billion ≈ $555.39 Billion	+0.54pp
2019-12-31	5.38%	CHF21.79 Billion ≈ $27.54 Billion	CHF404.69 Billion ≈ $511.64 Billion	+3.18pp
2018-12-31	2.20%	CHF8.70 Billion ≈ $10.99 Billion	CHF395.34 Billion ≈ $499.82 Billion	+0.21pp
2017-12-31	1.99%	CHF8.38 Billion ≈ $10.60 Billion	CHF422.06 Billion ≈ $533.60 Billion	-0.15pp
2016-12-31	2.13%	CHF8.17 Billion ≈ $10.33 Billion	CHF382.68 Billion ≈ $483.81 Billion	+2.08pp
2015-12-31	0.05%	CHF193.00 Million ≈ $244.00 Million	CHF381.97 Billion ≈ $482.92 Billion	+42.02pp
2001-12-31	-41.97%	CHF-97.19 Billion ≈ $-122.88 Billion	CHF231.60 Billion ≈ $292.81 Billion	+3.48pp
2000-12-31	-45.44%	CHF-103.95 Billion ≈ $-131.42 Billion	CHF228.75 Billion ≈ $289.20 Billion	-0.75pp
1999-12-31	-44.69%	CHF-100.33 Billion ≈ $-126.84 Billion	CHF224.49 Billion ≈ $283.81 Billion	--

pp = percentage points

About Zurich Insurance Group AG

SW:ZURN Switzerland Insurance - Diversified

Market Cap

$103.07 Billion

CHF81.53 Billion CHF

Market Cap Rank

#318 Global

#8 in Switzerland

Share Price

CHF545.80

Change (1 day)

-1.44%

52-Week Range

CHF529.60 - CHF605.60

All Time High

CHF623.40