Zurich Insurance Group AG (ZURN) — Tangible Net Worth Ratio
Zurich Insurance Group AG (ZURN) has a Tangible Net Worth Ratio of 80.3% as of June 2026. This metric is calculated by deducting intangible assets (CHF6.54 Billion) from net assets (CHF33.18 Billion) and expressing it as a percentage of total net assets. A higher ratio means that more of the company's equity is backed by tangible, balance-sheet-verifiable assets rather than goodwill, patents, or brand value. Also explore ZURN year-over-year net asset growth to track the company's year-over-year net asset growth rate.
Tangible NW Ratio
Net Assets (Equity)
Intangible Assets
Total Assets
Zurich Insurance Group AG Tangible Net Worth Ratio (1999–2025)
This chart shows how Zurich Insurance Group AG's Tangible Net Worth Ratio has changed across 27 annual periods from 1999 to 2025. As of June 2026, the ratio stands at 80.3%, reflecting net assets of CHF33.18 Billion with intangible assets of CHF6.54 Billion CHF. For live market cap and overall valuation, see Zurich Insurance Group AG stock valuation.
Annual Tangible Net Worth Ratio for Zurich Insurance Group AG (1999–2025)
The table below presents the year-by-year Tangible Net Worth Ratio for Zurich Insurance Group AG from 1999 to 2025, covering 27 annual filings. Each row shows net assets, intangible assets, total assets, the tangible net worth ratio, and the change in percentage points versus the prior year. Explore reinvestment intensity of Zurich Insurance Group AG to see what proportion of operating cash flow is directed to capital expenditures.
| Year | Tangible NW Ratio | Net Assets (CHF) | Intangible Assets | Total Assets | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 77.2% | CHF30.17 Billion | CHF6.86 Billion | CHF407.21 Billion | ▲ +1.9 pp |
| 2024 | 75.4% | CHF26.94 Billion | CHF6.63 Billion | CHF358.00 Billion | ▲ +2.0 pp |
| 2023 | 73.4% | CHF26.28 Billion | CHF6.99 Billion | CHF361.38 Billion | ▼ -2.5 pp |
| 2022 | 75.9% | CHF26.93 Billion | CHF6.48 Billion | CHF335.41 Billion | ▼ -5.9 pp |
| 2021 | 81.8% | CHF39.17 Billion | CHF7.13 Billion | CHF435.83 Billion | ▼ -5.0 pp |
| 2020 | 86.8% | CHF39.85 Billion | CHF5.25 Billion | CHF439.30 Billion | ▲ +1.5 pp |
| 2019 | 85.3% | CHF36.55 Billion | CHF5.36 Billion | CHF404.69 Billion | ▲ +2.8 pp |
| 2018 | 82.5% | CHF31.80 Billion | CHF5.57 Billion | CHF395.34 Billion | ▼ -0.9 pp |
| 2017 | 83.4% | CHF34.89 Billion | CHF5.79 Billion | CHF422.06 Billion | ▲ +1.3 pp |
| 2016 | 82.1% | CHF32.47 Billion | CHF5.82 Billion | CHF382.68 Billion | ▼ -0.3 pp |
| 2015 | 82.4% | CHF32.90 Billion | CHF5.79 Billion | CHF381.97 Billion | ▲ +0.7 pp |
| 2014 | 81.7% | CHF36.83 Billion | CHF6.75 Billion | CHF406.53 Billion | ▲ +1.9 pp |
| 2013 | 79.8% | CHF34.73 Billion | CHF7.03 Billion | CHF415.05 Billion | ▼ 0.0 pp |
| 2012 | 79.8% | CHF36.86 Billion | CHF7.45 Billion | CHF409.27 Billion | ▼ -3.2 pp |
| 2011 | 83.0% | CHF34.02 Billion | CHF5.77 Billion | CHF385.87 Billion | ▲ +0.9 pp |
| 2010 | 82.1% | CHF33.32 Billion | CHF5.95 Billion | CHF375.66 Billion | ▲ +4.5 pp |
| 2009 | 77.6% | CHF31.48 Billion | CHF7.04 Billion | CHF368.91 Billion | ▲ +4.8 pp |
| 2008 | 72.8% | CHF23.78 Billion | CHF6.46 Billion | CHF327.94 Billion | ▼ -17.2 pp |
| 2007 | 90.0% | CHF29.18 Billion | CHF2.91 Billion | CHF389.34 Billion | ▼ -1.0 pp |
| 2006 | 91.0% | CHF27.06 Billion | CHF2.42 Billion | CHF373.86 Billion | ▲ +1.1 pp |
| 2005 | 89.9% | CHF22.43 Billion | CHF2.25 Billion | CHF338.80 Billion | ▲ +1.6 pp |
| 2004 | 88.3% | CHF22.18 Billion | CHF2.59 Billion | CHF345.24 Billion | ▲ +2.7 pp |
| 2003 | 85.6% | CHF19.38 Billion | CHF2.79 Billion | CHF316.91 Billion | ▲ +3.9 pp |
| 2002 | 81.7% | CHF16.80 Billion | CHF3.08 Billion | CHF284.65 Billion | ▲ +8.0 pp |
| 2001 | 73.7% | CHF17.74 Billion | CHF4.66 Billion | CHF231.60 Billion | ▼ -18.9 pp |
| 2000 | 92.7% | CHF20.67 Billion | CHF1.52 Billion | CHF228.75 Billion | ▼ -0.1 pp |
| 1999 | 92.7% | CHF21.78 Billion | CHF1.58 Billion | CHF224.49 Billion | — |