Zurich Insurance Group AG (ZURN) - Total Liabilities

Latest as of December 2025: CHF424.67 Billion CHF ≈ $536.90 Billion USD

Based on the latest financial reports, Zurich Insurance Group AG (ZURN) has total liabilities worth CHF424.67 Billion CHF (≈ $536.90 Billion USD) as of December 2025. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities. Also explore how fast is Zurich Insurance Group AG growing its equity to track the company's year-over-year net asset growth rate.

Zurich Insurance Group AG - Total Liabilities Trend (1999–2025)

This chart illustrates how Zurich Insurance Group AG's total liabilities have evolved over time, based on quarterly financial data. See Zurich Insurance Group AG free cash flow generation to measure how efficiently the company converts operating cash flow to free cash.

Zurich Insurance Group AG Competitors by Total Liabilities

The table below lists competitors of Zurich Insurance Group AG ranked by their total liabilities.

Company Country Total Liabilities
Snowflake Inc.
NYSE:SNOW
USA $6.61 Billion
Sandisk Corp
NASDAQ:SNDK
USA $2.79 Billion
Blackstone Group Inc
NYSE:BX
USA $26.91 Billion
CHRISTIAN DIOR ADR1/4/EO2
F:DIO0
Germany €72.69 Billion
Cummins Inc
NYSE:CMI
USA $21.07 Billion
Zijin Mining Group Co Ltd Class A
SHG:601899
China CN¥257.65 Billion
Compagnie Financière Richemont SA
SW:CFR
Switzerland CHF19.19 Billion
Automatic Data Processing Inc
NASDAQ:ADP
USA $58.13 Billion

Liability Composition Analysis (1999–2025)

This chart breaks down Zurich Insurance Group AG's total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. For the full company profile including market capitalisation, see ZURN market cap.

Liquidity & Leverage Metrics

Key Metrics Explained

Metric Value Description
Current Ratio N/A Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities)
Quick Ratio N/A More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities)
Cash Ratio N/A Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities)
Debt to Equity 14.90 Measures financial leverage (Total Liabilities ÷ Shareholder Equity)
Debt to Assets 0.93 Portion of assets financed with debt (Total Liabilities ÷ Total Assets)

Liability Trends Comparison

This chart compares key liability metrics across different time periods, showing how Zurich Insurance Group AG's debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.

Annual Total Liabilities for Zurich Insurance Group AG (1999–2025)

The table below shows the annual total liabilities of Zurich Insurance Group AG from 1999 to 2025.

Year Total Liabilities Change
2025-12-31 CHF377.05 Billion
≈ $476.69 Billion
+13.89%
2024-12-31 CHF331.07 Billion
≈ $418.56 Billion
-1.20%
2023-12-31 CHF335.10 Billion
≈ $423.66 Billion
+8.63%
2022-12-31 CHF308.48 Billion
≈ $390.00 Billion
-22.23%
2021-12-31 CHF396.66 Billion
≈ $501.48 Billion
-0.70%
2020-12-31 CHF399.45 Billion
≈ $505.02 Billion
+8.51%
2019-12-31 CHF368.14 Billion
≈ $465.43 Billion
+1.27%
2018-12-31 CHF363.54 Billion
≈ $459.61 Billion
-6.10%
2017-12-31 CHF387.17 Billion
≈ $489.49 Billion
+10.56%
2016-12-31 CHF350.21 Billion
≈ $442.76 Billion
+0.33%
2015-12-31 CHF349.07 Billion
≈ $441.32 Billion
-5.58%
2014-12-31 CHF369.70 Billion
≈ $467.40 Billion
-2.79%
2013-12-31 CHF380.32 Billion
≈ $480.83 Billion
+2.13%
2012-12-31 CHF372.40 Billion
≈ $470.82 Billion
+5.84%
2011-12-31 CHF351.85 Billion
≈ $444.84 Billion
+2.78%
2010-12-31 CHF342.34 Billion
≈ $432.81 Billion
+1.45%
2009-12-31 CHF337.44 Billion
≈ $426.61 Billion
+10.94%
2008-12-31 CHF304.16 Billion
≈ $384.54 Billion
-15.55%
2007-12-31 CHF360.17 Billion
≈ $455.35 Billion
+3.85%
2006-12-31 CHF346.80 Billion
≈ $438.45 Billion
+9.62%
2005-12-31 CHF316.37 Billion
≈ $399.98 Billion
-2.07%
2004-12-31 CHF323.06 Billion
≈ $408.43 Billion
+8.58%
2003-12-31 CHF297.52 Billion
≈ $376.15 Billion
+11.08%
2002-12-31 CHF267.84 Billion
≈ $338.63 Billion
+25.24%
2001-12-31 CHF213.86 Billion
≈ $270.38 Billion
+2.78%
2000-12-31 CHF208.07 Billion
≈ $263.06 Billion
+2.65%
1999-12-31 CHF202.71 Billion
≈ $256.28 Billion
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About Zurich Insurance Group AG

SW:ZURN Switzerland Insurance - Diversified
Market Cap
$116.25 Billion
CHF91.95 Billion CHF
Market Cap Rank
#279 Global
#7 in Switzerland
Share Price
CHF615.60
Change (1 day)
-0.68%
52-Week Range
CHF529.60 - CHF624.40
All Time High
CHF624.40
About

Zurich Insurance Group AG provides insurance products and related services in Europe, the Middle East, Africa, North America, Latin America, and the Asia Pacific. It operates through Property & Casualty Regions, Life Regions, and Farmers segments. The company offers car and motor, home, travel, general liability, life and critical illness, and other insurance products; and saving and investment, … Read more