Zurich Insurance Group AG (ZURN) — Capital Reinvestment Ratio
Zurich Insurance Group AG (ZURN) has a Capital Reinvestment Ratio of 0.02x as of December 2025, meaning it reinvests 0% of its operating cash flow (CHF14.72 Billion) in capital expenditures (CHF268.89 Million). See Zurich Insurance Group AG balance sheet independence to measure how much of total assets are equity-financed.
Capital Reinvestment Ratio
Operating Cash Flow
Capital Expenditures
Data as of
Zurich Insurance Group AG Capital Reinvestment Ratio (1999–2025)
This chart tracks Zurich Insurance Group AG's Capital Reinvestment Ratio across 23 annual periods. Check Zurich Insurance Group AG (ZURN) total reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Annual Capital Reinvestment Ratio for Zurich Insurance Group AG (1999–2025)
Year-by-year Capital Reinvestment Ratio for Zurich Insurance Group AG from 1999 to 2025. For live market cap and broader valuation context, see Zurich Insurance Group AG stock valuation.
| Year | Reinvestment Ratio | Operating CF (CHF) | Capital Expenditures | YoY Change |
|---|---|---|---|---|
| 2025 | 0.02x | CHF23.73 Billion | CHF502.84 Million | ▼ -56.5% |
| 2024 | 0.05x | CHF7.60 Billion | CHF370.00 Million | ▼ -14.5% |
| 2023 | 0.06x | CHF7.34 Billion | CHF418.00 Million | ▼ -49.5% |
| 2022 | 0.11x | CHF5.08 Billion | CHF572.00 Million | ▼ -38.1% |
| 2021 | 0.18x | CHF3.17 Billion | CHF576.00 Million | ▲ +87.8% |
| 2020 | 0.10x | CHF5.70 Billion | CHF552.00 Million | ▼ -37.1% |
| 2019 | 0.15x | CHF4.88 Billion | CHF752.00 Million | ▼ -41.4% |
| 2018 | 0.26x | CHF4.39 Billion | CHF1.15 Billion | ▲ +157.9% |
| 2017 | 0.10x | CHF5.21 Billion | CHF530.00 Million | ▼ -79.0% |
| 2016 | 0.49x | CHF1.47 Billion | CHF715.00 Million | ▲ +273.9% |
| 2015 | 0.13x | CHF5.22 Billion | CHF678.00 Million | ▼ -44.9% |
| 2014 | 0.24x | CHF5.86 Billion | CHF1.38 Billion | ▲ +20.6% |
| 2013 | 0.20x | CHF1.44 Billion | CHF282.00 Million | ▲ +121.6% |
| 2012 | 0.09x | CHF2.56 Billion | CHF226.00 Million | ▲ +72.3% |
| 2011 | 0.05x | CHF3.89 Billion | CHF199.00 Million | ▼ -35.0% |
| 2010 | 0.08x | CHF2.31 Billion | CHF182.00 Million | ▲ +25.1% |
| 2008 | 0.06x | CHF7.05 Billion | CHF444.00 Million | ▼ -83.3% |
| 2006 | 0.38x | CHF743.00 Million | CHF280.00 Million | ▲ +16421.9% |
| 2004 | 0.00x | CHF8.33 Billion | CHF19.00 Million | ▲ +62.4% |
| 2003 | 0.00x | CHF8.55 Billion | CHF12.00 Million | ▼ -12.2% |
| 2002 | 0.00x | CHF5.63 Billion | CHF9.00 Million | ▼ -98.9% |
| 2000 | 0.15x | CHF3.77 Billion | CHF570.00 Million | ▼ -13.5% |
| 1999 | 0.17x | CHF3.59 Billion | CHF626.00 Million | — |