Zurich Insurance Group AG (ZURN) — Net Asset Quality Index
Zurich Insurance Group AG (ZURN) has a Net Asset Quality Index of 6.6% as of December 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of CHF454.82 Billion minus total liabilities of CHF424.67 Billion yields net assets of CHF30.15 Billion. A higher index indicates a stronger, lower-leverage balance sheet. Check Zurich Insurance Group AG liquid asset ratio to evaluate the company's liquid asset resilience ratio.
Quality Index
Net Assets
Total Assets
Total Liabilities
Zurich Insurance Group AG Net Asset Quality Index Over Time (1999–2025)
This chart shows how Zurich Insurance Group AG's Net Asset Quality Index has evolved across 27 annual periods from 1999 to 2025. As of December 2025, the index stands at 6.6%, representing net assets of CHF30.15 Billion against total assets of CHF454.82 Billion CHF. See working capital to net assets of Zurich Insurance Group AG to evaluate short-term liquidity relative to the company's equity base.
Annual Net Asset Quality Index for Zurich Insurance Group AG (1999–2025)
The table below presents the year-by-year Net Asset Quality Index for Zurich Insurance Group AG from 1999 to 2025, covering 27 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For market capitalisation and the full company profile, see Zurich Insurance Group AG market cap and net worth.
| Year | Quality Index | Net Assets (CHF) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 6.6% | CHF30.15 Billion | CHF454.82 Billion | CHF424.67 Billion | ▼ -0.9 pp |
| 2024 | 7.5% | CHF26.94 Billion | CHF358.00 Billion | CHF331.07 Billion | ▲ +0.3 pp |
| 2023 | 7.3% | CHF26.28 Billion | CHF361.38 Billion | CHF335.10 Billion | ▼ -0.8 pp |
| 2022 | 8.0% | CHF26.93 Billion | CHF335.41 Billion | CHF308.48 Billion | ▼ -1.0 pp |
| 2021 | 9.0% | CHF39.17 Billion | CHF435.83 Billion | CHF396.66 Billion | ▼ -0.1 pp |
| 2020 | 9.1% | CHF39.85 Billion | CHF439.30 Billion | CHF399.45 Billion | ▲ +0.0 pp |
| 2019 | 9.0% | CHF36.55 Billion | CHF404.69 Billion | CHF368.14 Billion | ▲ +1.0 pp |
| 2018 | 8.0% | CHF31.80 Billion | CHF395.34 Billion | CHF363.54 Billion | ▼ -0.2 pp |
| 2017 | 8.3% | CHF34.89 Billion | CHF422.06 Billion | CHF387.17 Billion | ▼ -0.2 pp |
| 2016 | 8.5% | CHF32.47 Billion | CHF382.68 Billion | CHF350.21 Billion | ▼ -0.1 pp |
| 2015 | 8.6% | CHF32.90 Billion | CHF381.97 Billion | CHF349.07 Billion | ▼ -0.4 pp |
| 2014 | 9.1% | CHF36.83 Billion | CHF406.53 Billion | CHF369.70 Billion | ▲ +0.7 pp |
| 2013 | 8.4% | CHF34.73 Billion | CHF415.05 Billion | CHF380.32 Billion | ▼ -0.6 pp |
| 2012 | 9.0% | CHF36.86 Billion | CHF409.27 Billion | CHF372.40 Billion | ▲ +0.2 pp |
| 2011 | 8.8% | CHF34.02 Billion | CHF385.87 Billion | CHF351.85 Billion | ▼ -0.1 pp |
| 2010 | 8.9% | CHF33.32 Billion | CHF375.66 Billion | CHF342.34 Billion | ▲ +0.3 pp |
| 2009 | 8.5% | CHF31.48 Billion | CHF368.91 Billion | CHF337.44 Billion | ▲ +1.3 pp |
| 2008 | 7.3% | CHF23.78 Billion | CHF327.94 Billion | CHF304.16 Billion | ▼ -0.2 pp |
| 2007 | 7.5% | CHF29.18 Billion | CHF389.34 Billion | CHF360.17 Billion | ▲ +0.3 pp |
| 2006 | 7.2% | CHF27.06 Billion | CHF373.86 Billion | CHF346.80 Billion | ▲ +0.6 pp |
| 2005 | 6.6% | CHF22.43 Billion | CHF338.80 Billion | CHF316.37 Billion | ▲ +0.2 pp |
| 2004 | 6.4% | CHF22.18 Billion | CHF345.24 Billion | CHF323.06 Billion | ▲ +0.3 pp |
| 2003 | 6.1% | CHF19.38 Billion | CHF316.91 Billion | CHF297.52 Billion | ▲ +0.2 pp |
| 2002 | 5.9% | CHF16.80 Billion | CHF284.65 Billion | CHF267.84 Billion | ▼ -1.8 pp |
| 2001 | 7.7% | CHF17.74 Billion | CHF231.60 Billion | CHF213.86 Billion | ▼ -1.4 pp |
| 2000 | 9.0% | CHF20.67 Billion | CHF228.75 Billion | CHF208.07 Billion | ▼ -0.7 pp |
| 1999 | 9.7% | CHF21.78 Billion | CHF224.49 Billion | CHF202.71 Billion | — |