Zurich Insurance Group AG (ZURN) — Free Cash Flow Generation Index
Zurich Insurance Group AG (ZURN) has a Free Cash Flow Generation Index of 0.99x as of June 2026. Free cash flow of CHF16.29 Billion represents 1% of operating cash flow (CHF16.51 Billion). Explore how much does Zurich Insurance Group AG reinvest in capital to see what proportion of operating cash flow is directed to capital expenditures.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
Zurich Insurance Group AG Free Cash Flow Generation Index (1999–2025)
Historical FCF Generation Index trend for Zurich Insurance Group AG across 24 annual periods. For the full cash flow conversion analysis, see Zurich Insurance Group AG (ZURN) cash conversion ratio.
Annual Free Cash Flow Generation for Zurich Insurance Group AG (1999–2025)
Year-by-year Free Cash Flow Generation Index for Zurich Insurance Group AG. Check Zurich Insurance Group AG (ZURN) total reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
| Year | FCG Index | Free Cash Flow (CHF) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.98x | CHF23.23 Billion | CHF23.73 Billion | CHF502.84 Million | ▲ +2.9% |
| 2024 | 0.95x | CHF7.23 Billion | CHF7.60 Billion | CHF370.00 Million | ▲ +0.9% |
| 2023 | 0.94x | CHF6.93 Billion | CHF7.34 Billion | CHF418.00 Million | ▲ +6.3% |
| 2022 | 0.89x | CHF4.51 Billion | CHF5.08 Billion | CHF572.00 Million | ▲ +8.5% |
| 2021 | 0.82x | CHF2.59 Billion | CHF3.17 Billion | CHF576.00 Million | ▼ -9.4% |
| 2020 | 0.90x | CHF5.15 Billion | CHF5.70 Billion | CHF552.00 Million | ▲ +6.8% |
| 2019 | 0.85x | CHF4.13 Billion | CHF4.88 Billion | CHF752.00 Million | ▲ +14.7% |
| 2018 | 0.74x | CHF3.24 Billion | CHF4.39 Billion | CHF1.15 Billion | ▼ -17.9% |
| 2017 | 0.90x | CHF4.68 Billion | CHF5.21 Billion | CHF530.00 Million | ▲ +74.5% |
| 2016 | 0.51x | CHF758.00 Million | CHF1.47 Billion | CHF715.00 Million | ▼ -40.9% |
| 2015 | 0.87x | CHF4.54 Billion | CHF5.22 Billion | CHF678.00 Million | ▲ +13.8% |
| 2014 | 0.76x | CHF4.48 Billion | CHF5.86 Billion | CHF1.38 Billion | ▼ -5.0% |
| 2013 | 0.80x | CHF1.16 Billion | CHF1.44 Billion | CHF282.00 Million | ▼ -11.8% |
| 2012 | 0.91x | CHF2.34 Billion | CHF2.56 Billion | CHF226.00 Million | ▼ -3.9% |
| 2011 | 0.95x | CHF3.69 Billion | CHF3.89 Billion | CHF199.00 Million | ▲ +3.0% |
| 2010 | 0.92x | CHF2.13 Billion | CHF2.31 Billion | CHF182.00 Million | ▼ -1.7% |
| 2008 | 0.94x | CHF6.61 Billion | CHF7.05 Billion | CHF444.00 Million | ▲ +50.4% |
| 2006 | 0.62x | CHF463.00 Million | CHF743.00 Million | CHF280.00 Million | ▼ -37.7% |
| 2005 | 1.00x | CHF6.05 Billion | CHF6.05 Billion | CHF0.00 | ▼ -0.2% |
| 2004 | 1.00x | CHF8.35 Billion | CHF8.33 Billion | CHF19.00 Million | ▲ +0.1% |
| 2003 | 1.00x | CHF8.56 Billion | CHF8.55 Billion | CHF12.00 Million | ▼ 0.0% |
| 2002 | 1.00x | CHF5.64 Billion | CHF5.63 Billion | CHF9.00 Million | ▲ +18.0% |
| 2000 | 0.85x | CHF3.21 Billion | CHF3.77 Billion | CHF570.00 Million | ▲ +2.8% |
| 1999 | 0.83x | CHF2.96 Billion | CHF3.59 Billion | CHF626.00 Million | — |