Zurich Insurance Group AG Free Cash Flow Generation Index
Zurich Insurance Group AG free cash flow generation index. Zurich Insurance Group AG (ZURN) has a Free Cash Flow Generation Index of 0.99x as of June 2026. Free cash flow of CHF16.29 Billion represents 1% of operating cash flow (CHF16.51 Billion). Check Zurich Insurance Group AG (ZURN) asset resilience to evaluate the company's liquid asset resilience ratio.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
Free Cash Flow Generation Index of Zurich Insurance Group AG (1999–2025)
Free cash flow generation index of Zurich Insurance Group AG from 1999 to 2025. Historical FCF Generation Index trend for Zurich Insurance Group AG across 24 annual periods. Explore Zurich Insurance Group AG capital reinvestment ratio to see what proportion of operating cash flow is directed to capital expenditures.
Zurich Insurance Group AG Free Cash Flow Generation Index by Year (1999–2025)
Zurich Insurance Group AG free cash flow generation index by year from 1999 to 2025. Year-by-year Free Cash Flow Generation Index for Zurich Insurance Group AG. For the full cash flow conversion analysis, see ZURN operating cash flow.
| Year | FCG Index | Free Cash Flow (CHF) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.98x | CHF23.23 Billion | CHF23.73 Billion | CHF502.84 Million | ▲ +2.9% |
| 2024 | 0.95x | CHF7.23 Billion | CHF7.60 Billion | CHF370.00 Million | ▲ +0.9% |
| 2023 | 0.94x | CHF6.93 Billion | CHF7.34 Billion | CHF418.00 Million | ▲ +6.3% |
| 2022 | 0.89x | CHF4.51 Billion | CHF5.08 Billion | CHF572.00 Million | ▲ +8.5% |
| 2021 | 0.82x | CHF2.59 Billion | CHF3.17 Billion | CHF576.00 Million | ▼ -9.4% |
| 2020 | 0.90x | CHF5.15 Billion | CHF5.70 Billion | CHF552.00 Million | ▲ +6.8% |
| 2019 | 0.85x | CHF4.13 Billion | CHF4.88 Billion | CHF752.00 Million | ▲ +14.7% |
| 2018 | 0.74x | CHF3.24 Billion | CHF4.39 Billion | CHF1.15 Billion | ▼ -17.9% |
| 2017 | 0.90x | CHF4.68 Billion | CHF5.21 Billion | CHF530.00 Million | ▲ +74.5% |
| 2016 | 0.51x | CHF758.00 Million | CHF1.47 Billion | CHF715.00 Million | ▼ -40.9% |
| 2015 | 0.87x | CHF4.54 Billion | CHF5.22 Billion | CHF678.00 Million | ▲ +13.8% |
| 2014 | 0.76x | CHF4.48 Billion | CHF5.86 Billion | CHF1.38 Billion | ▼ -5.0% |
| 2013 | 0.80x | CHF1.16 Billion | CHF1.44 Billion | CHF282.00 Million | ▼ -11.8% |
| 2012 | 0.91x | CHF2.34 Billion | CHF2.56 Billion | CHF226.00 Million | ▼ -3.9% |
| 2011 | 0.95x | CHF3.69 Billion | CHF3.89 Billion | CHF199.00 Million | ▲ +3.0% |
| 2010 | 0.92x | CHF2.13 Billion | CHF2.31 Billion | CHF182.00 Million | ▼ -1.7% |
| 2008 | 0.94x | CHF6.61 Billion | CHF7.05 Billion | CHF444.00 Million | ▲ +50.4% |
| 2006 | 0.62x | CHF463.00 Million | CHF743.00 Million | CHF280.00 Million | ▼ -37.7% |
| 2005 | 1.00x | CHF6.05 Billion | CHF6.05 Billion | CHF0.00 | ▼ -0.2% |
| 2004 | 1.00x | CHF8.35 Billion | CHF8.33 Billion | CHF19.00 Million | ▲ +0.1% |
| 2003 | 1.00x | CHF8.56 Billion | CHF8.55 Billion | CHF12.00 Million | ▼ 0.0% |
| 2002 | 1.00x | CHF5.64 Billion | CHF5.63 Billion | CHF9.00 Million | ▲ +18.0% |
| 2000 | 0.85x | CHF3.21 Billion | CHF3.77 Billion | CHF570.00 Million | ▲ +2.8% |
| 1999 | 0.83x | CHF2.96 Billion | CHF3.59 Billion | CHF626.00 Million | — |