Zurich Insurance Group AG Financial Flexibility Index
Zurich Insurance Group AG financial flexibility index. Zurich Insurance Group AG (ZURN) has a Financial Flexibility Index of 0.04x as of June 2026. Free cash flow of CHF16.74 Billion (operating CF CHF16.51 Billion minus capex CHF223.01 Million) represents 0% of total liabilities (CHF388.17 Billion). Explore Zurich Insurance Group AG (ZURN) capital reinvestment to see what proportion of operating cash flow is directed to capital expenditures.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of Zurich Insurance Group AG (1999–2025)
Financial flexibility index of Zurich Insurance Group AG from 1999 to 2025. Historical Financial Flexibility Index trend for Zurich Insurance Group AG across 27 annual periods. Check total reinvestment intensity of Zurich Insurance Group AG to assess the company's total reinvestment commitment from operating cash flow.
Zurich Insurance Group AG Financial Flexibility Index by Year (1999–2025)
Zurich Insurance Group AG financial flexibility index by year from 1999 to 2025. Year-by-year free cash flow to debt coverage for Zurich Insurance Group AG. For the full cash flow conversion analysis, see Zurich Insurance Group AG cash flow conversion.
| Year | Flexibility Index | Free Cash Flow (CHF) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.06x | CHF24.24 Billion | CHF23.73 Billion | CHF377.05 Billion | ▲ +166.9% |
| 2024 | 0.02x | CHF7.97 Billion | CHF7.60 Billion | CHF331.07 Billion | ▲ +4.0% |
| 2023 | 0.02x | CHF7.76 Billion | CHF7.34 Billion | CHF335.10 Billion | ▲ +26.5% |
| 2022 | 0.02x | CHF5.65 Billion | CHF5.08 Billion | CHF308.48 Billion | ▲ +94.1% |
| 2021 | 0.01x | CHF3.74 Billion | CHF3.17 Billion | CHF396.66 Billion | ▼ -39.7% |
| 2020 | 0.02x | CHF6.25 Billion | CHF5.70 Billion | CHF399.45 Billion | ▲ +2.3% |
| 2019 | 0.02x | CHF5.64 Billion | CHF4.88 Billion | CHF368.14 Billion | ▲ +0.5% |
| 2018 | 0.02x | CHF5.54 Billion | CHF4.39 Billion | CHF363.54 Billion | ▲ +2.8% |
| 2017 | 0.01x | CHF5.74 Billion | CHF5.21 Billion | CHF387.17 Billion | ▲ +137.2% |
| 2016 | 0.01x | CHF2.19 Billion | CHF1.47 Billion | CHF350.21 Billion | ▼ -63.0% |
| 2015 | 0.02x | CHF5.90 Billion | CHF5.22 Billion | CHF349.07 Billion | ▼ -13.7% |
| 2014 | 0.02x | CHF7.24 Billion | CHF5.86 Billion | CHF369.70 Billion | ▲ +331.8% |
| 2013 | 0.00x | CHF1.73 Billion | CHF1.44 Billion | CHF380.32 Billion | ▼ -39.4% |
| 2012 | 0.01x | CHF2.79 Billion | CHF2.56 Billion | CHF372.40 Billion | ▼ -35.5% |
| 2011 | 0.01x | CHF4.09 Billion | CHF3.89 Billion | CHF351.85 Billion | ▲ +59.6% |
| 2010 | 0.01x | CHF2.49 Billion | CHF2.31 Billion | CHF342.34 Billion | ▲ +216.4% |
| 2009 | -0.01x | CHF-2.11 Billion | CHF-2.47 Billion | CHF337.44 Billion | ▼ -125.4% |
| 2008 | 0.02x | CHF7.49 Billion | CHF7.05 Billion | CHF304.16 Billion | ▲ +814.5% |
| 2007 | 0.00x | CHF-1.24 Billion | CHF-1.58 Billion | CHF360.17 Billion | ▼ -216.9% |
| 2006 | 0.00x | CHF1.02 Billion | CHF743.00 Million | CHF346.80 Billion | ▼ -84.6% |
| 2005 | 0.02x | CHF6.05 Billion | CHF6.05 Billion | CHF316.37 Billion | ▼ -25.9% |
| 2004 | 0.03x | CHF8.35 Billion | CHF8.33 Billion | CHF323.06 Billion | ▼ -10.2% |
| 2003 | 0.03x | CHF8.56 Billion | CHF8.55 Billion | CHF297.52 Billion | ▲ +36.6% |
| 2002 | 0.02x | CHF5.64 Billion | CHF5.63 Billion | CHF267.84 Billion | ▲ +2065.8% |
| 2001 | 0.00x | CHF-229.00 Million | CHF-1.61 Billion | CHF213.86 Billion | ▼ -105.1% |
| 2000 | 0.02x | CHF4.34 Billion | CHF3.77 Billion | CHF208.07 Billion | ▲ +0.5% |
| 1999 | 0.02x | CHF4.21 Billion | CHF3.59 Billion | CHF202.71 Billion | — |