Zurich Insurance Group AG Cash Flow-to-Debt Ratio
Zurich Insurance Group AG cash flow-to-debt ratio. Zurich Insurance Group AG (ZURN) has a Cash Flow-to-Debt Ratio of 0.04x as of June 2026, meaning its operating cash flow of CHF16.51 Billion could theoretically repay 0% of its total liabilities (CHF388.17 Billion) in one year. Check ZURN operating cash flow to net income to evaluate the quality of earnings relative to operating cash generation.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Cash Flow-to-Debt Ratio of Zurich Insurance Group AG (1999–2025)
Cash flow-to-debt ratio of Zurich Insurance Group AG from 1999 to 2025. Historical debt coverage capacity for Zurich Insurance Group AG across 27 annual periods. Check Zurich Insurance Group AG (ZURN) reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Zurich Insurance Group AG Cash Flow-to-Debt Ratio by Year (1999–2025)
Zurich Insurance Group AG cash flow-to-debt ratio by year from 1999 to 2025. Year-by-year debt coverage analysis for Zurich Insurance Group AG. For the full cash flow conversion analysis, see ZURN operating cash flow.
| Year | CF-to-Debt Ratio | Operating CF (CHF) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.06x | CHF23.73 Billion | CHF377.05 Billion | ▲ +174.1% |
| 2024 | 0.02x | CHF7.60 Billion | CHF331.07 Billion | ▲ +4.8% |
| 2023 | 0.02x | CHF7.34 Billion | CHF335.10 Billion | ▲ +33.1% |
| 2022 | 0.02x | CHF5.08 Billion | CHF308.48 Billion | ▲ +106.2% |
| 2021 | 0.01x | CHF3.17 Billion | CHF396.66 Billion | ▼ -44.1% |
| 2020 | 0.01x | CHF5.70 Billion | CHF399.45 Billion | ▲ +7.6% |
| 2019 | 0.01x | CHF4.88 Billion | CHF368.14 Billion | ▲ +9.9% |
| 2018 | 0.01x | CHF4.39 Billion | CHF363.54 Billion | ▼ -10.3% |
| 2017 | 0.01x | CHF5.21 Billion | CHF387.17 Billion | ▲ +219.7% |
| 2016 | 0.00x | CHF1.47 Billion | CHF350.21 Billion | ▼ -71.9% |
| 2015 | 0.01x | CHF5.22 Billion | CHF349.07 Billion | ▼ -5.6% |
| 2014 | 0.02x | CHF5.86 Billion | CHF369.70 Billion | ▲ +317.8% |
| 2013 | 0.00x | CHF1.44 Billion | CHF380.32 Billion | ▼ -44.9% |
| 2012 | 0.01x | CHF2.56 Billion | CHF372.40 Billion | ▼ -37.7% |
| 2011 | 0.01x | CHF3.89 Billion | CHF351.85 Billion | ▲ +63.8% |
| 2010 | 0.01x | CHF2.31 Billion | CHF342.34 Billion | ▲ +192.2% |
| 2009 | -0.01x | CHF-2.47 Billion | CHF337.44 Billion | ▼ -131.6% |
| 2008 | 0.02x | CHF7.05 Billion | CHF304.16 Billion | ▲ +628.4% |
| 2007 | 0.00x | CHF-1.58 Billion | CHF360.17 Billion | ▼ -304.8% |
| 2006 | 0.00x | CHF743.00 Million | CHF346.80 Billion | ▼ -88.8% |
| 2005 | 0.02x | CHF6.05 Billion | CHF316.37 Billion | ▼ -25.8% |
| 2004 | 0.03x | CHF8.33 Billion | CHF323.06 Billion | ▼ -10.2% |
| 2003 | 0.03x | CHF8.55 Billion | CHF297.52 Billion | ▲ +36.7% |
| 2002 | 0.02x | CHF5.63 Billion | CHF267.84 Billion | ▲ +378.8% |
| 2001 | -0.01x | CHF-1.61 Billion | CHF213.86 Billion | ▼ -141.5% |
| 2000 | 0.02x | CHF3.77 Billion | CHF208.07 Billion | ▲ +2.5% |
| 1999 | 0.02x | CHF3.59 Billion | CHF202.71 Billion | — |