Zurich Insurance Group AG (ZURN) — Cash Flow-to-Debt Ratio
Zurich Insurance Group AG (ZURN) has a Cash Flow-to-Debt Ratio of 0.03x as of December 2025, meaning its operating cash flow of CHF14.72 Billion could theoretically repay 0% of its total liabilities (CHF424.67 Billion) in one year. Explore Zurich Insurance Group AG long-term investment intensity to see how much of total assets are deployed in long-term investments.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Zurich Insurance Group AG Cash Flow-to-Debt Ratio (1999–2025)
Historical debt coverage capacity for Zurich Insurance Group AG across 27 annual periods. Also explore Zurich Insurance Group AG (ZURN) total assets for the complete picture of this company's asset base.
Annual Cash Flow-to-Debt Ratio for Zurich Insurance Group AG (1999–2025)
Year-by-year debt coverage analysis for Zurich Insurance Group AG. For market capitalisation and broader financial context, see ZURN stock market capitalisation.
| Year | CF-to-Debt Ratio | Operating CF (CHF) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.06x | CHF23.73 Billion | CHF377.05 Billion | ▲ +174.1% |
| 2024 | 0.02x | CHF7.60 Billion | CHF331.07 Billion | ▲ +4.8% |
| 2023 | 0.02x | CHF7.34 Billion | CHF335.10 Billion | ▲ +33.1% |
| 2022 | 0.02x | CHF5.08 Billion | CHF308.48 Billion | ▲ +106.2% |
| 2021 | 0.01x | CHF3.17 Billion | CHF396.66 Billion | ▼ -44.1% |
| 2020 | 0.01x | CHF5.70 Billion | CHF399.45 Billion | ▲ +7.6% |
| 2019 | 0.01x | CHF4.88 Billion | CHF368.14 Billion | ▲ +9.9% |
| 2018 | 0.01x | CHF4.39 Billion | CHF363.54 Billion | ▼ -10.3% |
| 2017 | 0.01x | CHF5.21 Billion | CHF387.17 Billion | ▲ +219.7% |
| 2016 | 0.00x | CHF1.47 Billion | CHF350.21 Billion | ▼ -71.9% |
| 2015 | 0.01x | CHF5.22 Billion | CHF349.07 Billion | ▼ -5.6% |
| 2014 | 0.02x | CHF5.86 Billion | CHF369.70 Billion | ▲ +317.8% |
| 2013 | 0.00x | CHF1.44 Billion | CHF380.32 Billion | ▼ -44.9% |
| 2012 | 0.01x | CHF2.56 Billion | CHF372.40 Billion | ▼ -37.7% |
| 2011 | 0.01x | CHF3.89 Billion | CHF351.85 Billion | ▲ +63.8% |
| 2010 | 0.01x | CHF2.31 Billion | CHF342.34 Billion | ▲ +192.2% |
| 2009 | -0.01x | CHF-2.47 Billion | CHF337.44 Billion | ▼ -131.6% |
| 2008 | 0.02x | CHF7.05 Billion | CHF304.16 Billion | ▲ +628.4% |
| 2007 | 0.00x | CHF-1.58 Billion | CHF360.17 Billion | ▼ -304.8% |
| 2006 | 0.00x | CHF743.00 Million | CHF346.80 Billion | ▼ -88.8% |
| 2005 | 0.02x | CHF6.05 Billion | CHF316.37 Billion | ▼ -25.8% |
| 2004 | 0.03x | CHF8.33 Billion | CHF323.06 Billion | ▼ -10.2% |
| 2003 | 0.03x | CHF8.55 Billion | CHF297.52 Billion | ▲ +36.7% |
| 2002 | 0.02x | CHF5.63 Billion | CHF267.84 Billion | ▲ +378.8% |
| 2001 | -0.01x | CHF-1.61 Billion | CHF213.86 Billion | ▼ -141.5% |
| 2000 | 0.02x | CHF3.77 Billion | CHF208.07 Billion | ▲ +2.5% |
| 1999 | 0.02x | CHF3.59 Billion | CHF202.71 Billion | — |