Zurich Insurance Group AG (ZURN) — Defensive Interval Ratio

Latest as of December 2023: 78274 days

Zurich Insurance Group AG (ZURN) has a Defensive Interval Ratio of 78274 days as of December 2023. Defensive assets of CHF107.22 Billion (cash CHF-, short-term investments CHF92.97 Billion, receivables CHF14.26 Billion) cover 78274 days of daily cash needs of CHF1.37 Million/day.

Defensive Interval Ratio

78274 days
Days of operational coverage

Defensive Assets

CHF107.22 Billion
Cash + ST Investments + Receivables

Daily Cash Need

CHF1.37 Million
Current Liabilities ÷ 365

Current Liabilities

CHF500.00 Million
CHF

Zurich Insurance Group AG Defensive Interval Ratio (2010–2025)

This chart shows how Zurich Insurance Group AG's Defensive Interval Ratio has evolved across 16 annual periods from 2010 to 2025. As of December 2023, the ratio stands at 78274 days, meaning defensive assets of CHF107.22 Billion can fund 78274 days of operations without new revenue. For the complete balance sheet picture, see Zurich Insurance Group AG assets under control.

Annual Defensive Interval Ratio for Zurich Insurance Group AG (2010–2025)

The table below presents the year-by-year Defensive Interval Ratio for Zurich Insurance Group AG from 2010 to 2025, covering 16 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See Zurich Insurance Group AG (ZURN) liquidity to equity ratio to evaluate short-term liquidity relative to the company's equity base.

Year DIR (days) Defensive Assets (CHF) Daily Cash Need Cash ST Investments Change (days)
2025 2608 days CHF149.43 Billion CHF57.29 Million/day CHF7.09 Billion CHF117.21 Billion ▲ +341 days
2024 2267 days CHF116.42 Billion CHF51.35 Million/day CHF6.77 Billion CHF105.88 Billion ▲ +1268 days
2023 999 days CHF114.50 Billion CHF114.58 Million/day CHF7.28 Billion CHF92.97 Billion ▼ -234 days
2022 1233 days CHF128.60 Billion CHF104.30 Million/day CHF7.56 Billion CHF106.87 Billion ▼ -905 days
2021 2138 days CHF174.00 Billion CHF81.40 Million/day CHF8.70 Billion CHF151.91 Billion ▲ +1572 days
2020 566 days CHF34.35 Billion CHF60.72 Million/day CHF11.11 Billion CHF14.90 Billion ▲ +32 days
2019 534 days CHF30.04 Billion CHF56.26 Million/day CHF7.88 Billion CHF13.90 Billion ▲ +388 days
2018 145 days CHF16.65 Billion CHF114.49 Million/day CHF8.65 Billion CHF47.00 Million ▲ +28 days
2017 117 days CHF15.95 Billion CHF136.00 Million/day CHF8.23 Billion CHF153.00 Million ▼ -150 days
2016 267 days CHF15.19 Billion CHF56.84 Million/day CHF7.20 Billion CHF970.00 Million ▲ +113 days
2015 154 days CHF8.62 Billion CHF55.89 Million/day CHF1.67 Billion CHF193.00 Million ▲ +132 days
2014 22 days CHF1.39 Billion CHF62.38 Million/day CHF1.39 Billion CHF- ▲ +2 days
2013 20 days CHF1.33 Billion CHF65.50 Million/day CHF1.33 Billion CHF- ▼ -114 days
2012 134 days CHF9.10 Billion CHF67.79 Million/day CHF9.10 Billion CHF- ▲ +50 days
2011 84 days CHF8.77 Billion CHF104.22 Million/day CHF8.77 Billion CHF- ▼ -32 days
2010 116 days CHF8.56 Billion CHF73.54 Million/day CHF8.56 Billion CHF- —
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)