Zurich Insurance Group AG (ZURN) - Cash Flow Conversion Efficiency

Latest as of December 2025: 0.488x

Based on the latest financial reports, Zurich Insurance Group AG (ZURN) has a cash flow conversion efficiency ratio of 0.488x as of December 2025. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow (CHF14.72 Billion ≈ $18.62 Billion USD) by net assets (CHF30.15 Billion ≈ $38.11 Billion USD). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. See ZURN days of operational coverage to measure how many days the company can operate on defensive assets alone.

Zurich Insurance Group AG - Cash Flow Conversion Efficiency Trend (1999–2025)

This chart illustrates how Zurich Insurance Group AG's cash flow conversion efficiency has evolved over time, based on yearly financial data.

Zurich Insurance Group AG Competitors by Cash Flow Conversion Efficiency

The table below lists competitors of Zurich Insurance Group AG ranked by their cash flow conversion efficiency.

Company	Cash Flow Conversion Efficiency
Howmet Aerospace Inc NYSE:HWM	0.103x
Monolithic Power Systems Inc NASDAQ:MPWR	0.068x
Blackstone Group Inc NYSE:BX	0.046x
American Tower Corp NYSE:AMT	0.135x
HCA Holdings Inc NYSE:HCA	-0.676x
KKR & Co LP NYSE:KKR	0.022x
National Australia Bank Ltd AU:NAB	0.165x
Enterprise Products Partners LP NYSE:EPD	0.048x

Annual Cash Flow Conversion Efficiency for Zurich Insurance Group AG (1999–2025)

The table below shows the annual cash flow conversion efficiency of Zurich Insurance Group AG from 1999 to 2025. For the full company profile with market capitalisation and key ratios, see market value of Zurich Insurance Group AG.

Year	Net Assets	Operating Cash Flow	Cash Flow Conversion Efficiency	Change
2025-12-31	CHF30.15 Billion ≈ $38.11 Billion	CHF23.73 Billion ≈ $30.00 Billion	0.787x	+178.93%
2024-12-31	CHF26.94 Billion ≈ $34.06 Billion	CHF7.60 Billion ≈ $9.61 Billion	0.282x	+0.98%
2023-12-31	CHF26.28 Billion ≈ $33.22 Billion	CHF7.34 Billion ≈ $9.29 Billion	0.280x	+48.20%
2022-12-31	CHF26.93 Billion ≈ $34.05 Billion	CHF5.08 Billion ≈ $6.42 Billion	0.189x	+133.26%
2021-12-31	CHF39.17 Billion ≈ $49.52 Billion	CHF3.17 Billion ≈ $4.00 Billion	0.081x	-43.49%
2020-12-31	CHF39.85 Billion ≈ $50.38 Billion	CHF5.70 Billion ≈ $7.21 Billion	0.143x	+7.07%
2019-12-31	CHF36.55 Billion ≈ $46.21 Billion	CHF4.88 Billion ≈ $6.17 Billion	0.134x	-3.15%
2018-12-31	CHF31.80 Billion ≈ $40.21 Billion	CHF4.39 Billion ≈ $5.55 Billion	0.138x	-7.54%
2017-12-31	CHF34.89 Billion ≈ $44.11 Billion	CHF5.21 Billion ≈ $6.58 Billion	0.149x	+228.98%
2016-12-31	CHF32.47 Billion ≈ $41.05 Billion	CHF1.47 Billion ≈ $1.86 Billion	0.045x	-71.42%
2015-12-31	CHF32.90 Billion ≈ $41.60 Billion	CHF5.22 Billion ≈ $6.60 Billion	0.159x	-0.25%
2014-12-31	CHF36.83 Billion ≈ $46.56 Billion	CHF5.86 Billion ≈ $7.41 Billion	0.159x	+282.99%
2013-12-31	CHF34.73 Billion ≈ $43.91 Billion	CHF1.44 Billion ≈ $1.82 Billion	0.042x	-40.25%
2012-12-31	CHF36.86 Billion ≈ $46.60 Billion	CHF2.56 Billion ≈ $3.24 Billion	0.070x	-39.17%
2011-12-31	CHF34.02 Billion ≈ $43.01 Billion	CHF3.89 Billion ≈ $4.92 Billion	0.114x	+64.87%
2010-12-31	CHF33.32 Billion ≈ $42.13 Billion	CHF2.31 Billion ≈ $2.92 Billion	0.069x	+188.35%
2009-12-31	CHF31.48 Billion ≈ $39.80 Billion	CHF-2.47 Billion ≈ $-3.12 Billion	-0.078x	-126.47%
2008-12-31	CHF23.78 Billion ≈ $30.07 Billion	CHF7.05 Billion ≈ $8.91 Billion	0.296x	+647.45%
2007-12-31	CHF29.18 Billion ≈ $36.89 Billion	CHF-1.58 Billion ≈ $-2.00 Billion	-0.054x	-297.19%
2006-12-31	CHF27.06 Billion ≈ $34.21 Billion	CHF743.00 Million ≈ $939.35 Million	0.027x	-89.83%
2005-12-31	CHF22.43 Billion ≈ $28.35 Billion	CHF6.05 Billion ≈ $7.66 Billion	0.270x	-28.11%
2004-12-31	CHF22.18 Billion ≈ $28.04 Billion	CHF8.33 Billion ≈ $10.53 Billion	0.376x	-14.82%
2003-12-31	CHF19.38 Billion ≈ $24.51 Billion	CHF8.55 Billion ≈ $10.80 Billion	0.441x	+31.62%
2002-12-31	CHF16.80 Billion ≈ $21.25 Billion	CHF5.63 Billion ≈ $7.12 Billion	0.335x	+468.66%
2001-12-31	CHF17.74 Billion ≈ $22.43 Billion	CHF-1.61 Billion ≈ $-2.04 Billion	-0.091x	-149.76%
2000-12-31	CHF20.67 Billion ≈ $26.14 Billion	CHF3.77 Billion ≈ $4.77 Billion	0.183x	+10.85%
1999-12-31	CHF21.78 Billion ≈ $27.53 Billion	CHF3.59 Billion ≈ $4.53 Billion	0.165x	--

About Zurich Insurance Group AG

SW:ZURN Switzerland Insurance - Diversified

Market Cap

$103.07 Billion

CHF81.53 Billion CHF

Market Cap Rank

#318 Global

#8 in Switzerland

Share Price

CHF545.80

Change (1 day)

-1.44%

52-Week Range

CHF529.60 - CHF605.60

All Time High

CHF623.40