Zurich Insurance Group AG Cash Flow Conversion Efficiency

Latest as of June 2026: 0.498x

Zurich Insurance Group AG cash flow conversion efficiency. Based on the latest financial reports, Zurich Insurance Group AG (ZURN) has a cash flow conversion efficiency ratio of 0.498x as of June 2026. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow (CHF16.51 Billion ≈ $20.88 Billion USD) by net assets (CHF33.18 Billion ≈ $41.94 Billion USD). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations.

Cash Flow Conversion Efficiency of Zurich Insurance Group AG (1999–2025)

Cash flow conversion efficiency of Zurich Insurance Group AG from 1999 to 2025. This chart illustrates how Zurich Insurance Group AG's cash flow conversion efficiency has evolved over time, based on yearly financial data. View Zurich Insurance Group AG (ZURN) stock price for real-time trading data and today's change.

Zurich Insurance Group AG Cash Flow Conversion Ratio Explained

Zurich Insurance Group AG cash flow conversion ratio divides operating cash flow by net assets, so a higher ratio means more cash generated from each unit of shareholder equity.

Zurich Insurance Group AG Competitors by Cash Flow Conversion Efficiency

The table below lists competitors of Zurich Insurance Group AG ranked by their cash flow conversion efficiency. Also see market value of Zurich Insurance Group AG for the company's overall valuation and market capitalisation.

Company	Cash Flow Conversion Efficiency
Freeport-McMoran Copper & Gold Inc NYSE:FCX	0.064x
American Tower Corp NYSE:AMT	0.135x
Trane Technologies plc F:2IS	0.135x
Prosus N.V. AS:PRX	0.024x
PNC Financial Services Group Inc NYSE:PNC	0.030x
ANZ Group Holdings Ltd AU:ANZ	0.014x
National Grid PLC ADR NYSE:NGG	0.088x
Intuit Inc NASDAQ:INTU	0.070x

Annual Cash Flow Conversion Efficiency for Zurich Insurance Group AG (1999–2025)

The table below shows the annual cash flow conversion efficiency of Zurich Insurance Group AG from 1999 to 2025. Review ZURN cash flow after capex ratio to assess how much free cash flow the company generates relative to operating cash flow.

Year	Net Assets	Operating Cash Flow	Cash Flow Conversion Efficiency	Change
2025-12-31	CHF30.17 Billion ≈ $38.14 Billion	CHF23.73 Billion ≈ $30.00 Billion	0.787x	+178.75%
2024-12-31	CHF26.94 Billion ≈ $34.06 Billion	CHF7.60 Billion ≈ $9.61 Billion	0.282x	+0.98%
2023-12-31	CHF26.28 Billion ≈ $33.23 Billion	CHF7.34 Billion ≈ $9.29 Billion	0.279x	+48.19%
2022-12-31	CHF26.93 Billion ≈ $34.05 Billion	CHF5.08 Billion ≈ $6.42 Billion	0.189x	+133.26%
2021-12-31	CHF39.17 Billion ≈ $49.52 Billion	CHF3.17 Billion ≈ $4.00 Billion	0.081x	-43.49%
2020-12-31	CHF39.85 Billion ≈ $50.38 Billion	CHF5.70 Billion ≈ $7.21 Billion	0.143x	+7.07%
2019-12-31	CHF36.55 Billion ≈ $46.21 Billion	CHF4.88 Billion ≈ $6.17 Billion	0.134x	-3.15%
2018-12-31	CHF31.80 Billion ≈ $40.21 Billion	CHF4.39 Billion ≈ $5.55 Billion	0.138x	-7.54%
2017-12-31	CHF34.89 Billion ≈ $44.11 Billion	CHF5.21 Billion ≈ $6.58 Billion	0.149x	+228.98%
2016-12-31	CHF32.47 Billion ≈ $41.05 Billion	CHF1.47 Billion ≈ $1.86 Billion	0.045x	-71.42%
2015-12-31	CHF32.90 Billion ≈ $41.60 Billion	CHF5.22 Billion ≈ $6.60 Billion	0.159x	-0.25%
2014-12-31	CHF36.83 Billion ≈ $46.56 Billion	CHF5.86 Billion ≈ $7.41 Billion	0.159x	+282.99%
2013-12-31	CHF34.73 Billion ≈ $43.91 Billion	CHF1.44 Billion ≈ $1.82 Billion	0.042x	-40.25%
2012-12-31	CHF36.86 Billion ≈ $46.60 Billion	CHF2.56 Billion ≈ $3.24 Billion	0.070x	-39.17%
2011-12-31	CHF34.02 Billion ≈ $43.01 Billion	CHF3.89 Billion ≈ $4.92 Billion	0.114x	+64.87%
2010-12-31	CHF33.32 Billion ≈ $42.13 Billion	CHF2.31 Billion ≈ $2.92 Billion	0.069x	+188.35%
2009-12-31	CHF31.48 Billion ≈ $39.80 Billion	CHF-2.47 Billion ≈ $-3.12 Billion	-0.078x	-126.47%
2008-12-31	CHF23.78 Billion ≈ $30.07 Billion	CHF7.05 Billion ≈ $8.91 Billion	0.296x	+647.45%
2007-12-31	CHF29.18 Billion ≈ $36.89 Billion	CHF-1.58 Billion ≈ $-2.00 Billion	-0.054x	-297.19%
2006-12-31	CHF27.06 Billion ≈ $34.21 Billion	CHF743.00 Million ≈ $939.35 Million	0.027x	-89.83%
2005-12-31	CHF22.43 Billion ≈ $28.35 Billion	CHF6.05 Billion ≈ $7.66 Billion	0.270x	-28.11%
2004-12-31	CHF22.18 Billion ≈ $28.04 Billion	CHF8.33 Billion ≈ $10.53 Billion	0.376x	-14.82%
2003-12-31	CHF19.38 Billion ≈ $24.51 Billion	CHF8.55 Billion ≈ $10.80 Billion	0.441x	+31.62%
2002-12-31	CHF16.80 Billion ≈ $21.25 Billion	CHF5.63 Billion ≈ $7.12 Billion	0.335x	+468.66%
2001-12-31	CHF17.74 Billion ≈ $22.43 Billion	CHF-1.61 Billion ≈ $-2.04 Billion	-0.091x	-149.76%
2000-12-31	CHF20.67 Billion ≈ $26.14 Billion	CHF3.77 Billion ≈ $4.77 Billion	0.183x	+10.85%
1999-12-31	CHF21.78 Billion ≈ $27.53 Billion	CHF3.59 Billion ≈ $4.53 Billion	0.165x	--

About Zurich Insurance Group AG

SW:ZURN Switzerland Insurance - Diversified

Market Cap

$118.14 Billion

CHF93.45 Billion CHF

Market Cap Rank

#309 Global

#8 in Switzerland

Share Price

CHF625.60

Change (1 day)

+0.68%

52-Week Range

CHF529.60 - CHF625.60

All Time High

CHF625.60