Zurich Insurance Group AG (ZURN) - Cash Flow Conversion Efficiency

Latest as of December 2025: 0.488x

Based on the latest financial reports, Zurich Insurance Group AG (ZURN) has a cash flow conversion efficiency ratio of 0.488x as of December 2025. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow (CHF14.72 Billion ≈ $18.62 Billion USD) by net assets (CHF30.15 Billion ≈ $38.11 Billion USD). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. See Zurich Insurance Group AG (ZURN) balance sheet quality index to measure how much of total assets are equity-financed.

Zurich Insurance Group AG - Cash Flow Conversion Efficiency Trend (1999–2025)

This chart illustrates how Zurich Insurance Group AG's cash flow conversion efficiency has evolved over time, based on yearly financial data. Check ZURN cash to earnings ratio to evaluate the quality of earnings relative to operating cash generation.

Zurich Insurance Group AG Competitors by Cash Flow Conversion Efficiency

The table below lists competitors of Zurich Insurance Group AG ranked by their cash flow conversion efficiency.

Company	Cash Flow Conversion Efficiency
CHRISTIAN DIOR ADR1/4/EO2 F:DIO0	N/A
Blackstone Group Inc NYSE:BX	0.046x
Sandisk Corp NASDAQ:SNDK	0.100x
Snowflake Inc. NYSE:SNOW	0.125x
Cummins Inc NYSE:CMI	0.023x
Zijin Mining Group Co Ltd Class A SHG:601899	0.106x
Compagnie Financière Richemont SA SW:CFR	0.084x
Automatic Data Processing Inc NASDAQ:ADP	0.352x

Annual Cash Flow Conversion Efficiency for Zurich Insurance Group AG (1999–2025)

The table below shows the annual cash flow conversion efficiency of Zurich Insurance Group AG from 1999 to 2025. For the full company profile with market capitalisation and key ratios, see Zurich Insurance Group AG (ZURN) total market value.

Year	Net Assets	Operating Cash Flow	Cash Flow Conversion Efficiency	Change
2025-12-31	CHF30.17 Billion ≈ $38.14 Billion	CHF23.73 Billion ≈ $30.00 Billion	0.787x	+178.75%
2024-12-31	CHF26.94 Billion ≈ $34.06 Billion	CHF7.60 Billion ≈ $9.61 Billion	0.282x	+0.98%
2023-12-31	CHF26.28 Billion ≈ $33.23 Billion	CHF7.34 Billion ≈ $9.29 Billion	0.279x	+48.19%
2022-12-31	CHF26.93 Billion ≈ $34.05 Billion	CHF5.08 Billion ≈ $6.42 Billion	0.189x	+133.26%
2021-12-31	CHF39.17 Billion ≈ $49.52 Billion	CHF3.17 Billion ≈ $4.00 Billion	0.081x	-43.49%
2020-12-31	CHF39.85 Billion ≈ $50.38 Billion	CHF5.70 Billion ≈ $7.21 Billion	0.143x	+7.07%
2019-12-31	CHF36.55 Billion ≈ $46.21 Billion	CHF4.88 Billion ≈ $6.17 Billion	0.134x	-3.15%
2018-12-31	CHF31.80 Billion ≈ $40.21 Billion	CHF4.39 Billion ≈ $5.55 Billion	0.138x	-7.54%
2017-12-31	CHF34.89 Billion ≈ $44.11 Billion	CHF5.21 Billion ≈ $6.58 Billion	0.149x	+228.98%
2016-12-31	CHF32.47 Billion ≈ $41.05 Billion	CHF1.47 Billion ≈ $1.86 Billion	0.045x	-71.42%
2015-12-31	CHF32.90 Billion ≈ $41.60 Billion	CHF5.22 Billion ≈ $6.60 Billion	0.159x	-0.25%
2014-12-31	CHF36.83 Billion ≈ $46.56 Billion	CHF5.86 Billion ≈ $7.41 Billion	0.159x	+282.99%
2013-12-31	CHF34.73 Billion ≈ $43.91 Billion	CHF1.44 Billion ≈ $1.82 Billion	0.042x	-40.25%
2012-12-31	CHF36.86 Billion ≈ $46.60 Billion	CHF2.56 Billion ≈ $3.24 Billion	0.070x	-39.17%
2011-12-31	CHF34.02 Billion ≈ $43.01 Billion	CHF3.89 Billion ≈ $4.92 Billion	0.114x	+64.87%
2010-12-31	CHF33.32 Billion ≈ $42.13 Billion	CHF2.31 Billion ≈ $2.92 Billion	0.069x	+188.35%
2009-12-31	CHF31.48 Billion ≈ $39.80 Billion	CHF-2.47 Billion ≈ $-3.12 Billion	-0.078x	-126.47%
2008-12-31	CHF23.78 Billion ≈ $30.07 Billion	CHF7.05 Billion ≈ $8.91 Billion	0.296x	+647.45%
2007-12-31	CHF29.18 Billion ≈ $36.89 Billion	CHF-1.58 Billion ≈ $-2.00 Billion	-0.054x	-297.19%
2006-12-31	CHF27.06 Billion ≈ $34.21 Billion	CHF743.00 Million ≈ $939.35 Million	0.027x	-89.83%
2005-12-31	CHF22.43 Billion ≈ $28.35 Billion	CHF6.05 Billion ≈ $7.66 Billion	0.270x	-28.11%
2004-12-31	CHF22.18 Billion ≈ $28.04 Billion	CHF8.33 Billion ≈ $10.53 Billion	0.376x	-14.82%
2003-12-31	CHF19.38 Billion ≈ $24.51 Billion	CHF8.55 Billion ≈ $10.80 Billion	0.441x	+31.62%
2002-12-31	CHF16.80 Billion ≈ $21.25 Billion	CHF5.63 Billion ≈ $7.12 Billion	0.335x	+468.66%
2001-12-31	CHF17.74 Billion ≈ $22.43 Billion	CHF-1.61 Billion ≈ $-2.04 Billion	-0.091x	-149.76%
2000-12-31	CHF20.67 Billion ≈ $26.14 Billion	CHF3.77 Billion ≈ $4.77 Billion	0.183x	+10.85%
1999-12-31	CHF21.78 Billion ≈ $27.53 Billion	CHF3.59 Billion ≈ $4.53 Billion	0.165x	--

About Zurich Insurance Group AG

SW:ZURN Switzerland Insurance - Diversified

Market Cap

$116.25 Billion

CHF91.95 Billion CHF

Market Cap Rank

#279 Global

#7 in Switzerland

Share Price

CHF615.60

Change (1 day)

-0.68%

52-Week Range

CHF529.60 - CHF624.40

All Time High

CHF624.40