Zurich Insurance Group AG Cash Flow Quality Index
Zurich Insurance Group AG cash flow quality index. Zurich Insurance Group AG (ZURN) has a Cash Flow Quality Index of 4.84x as of June 2026. Operating cash flow of CHF16.51 Billion exceeds net income of CHF3.41 Billion, indicating high earnings quality where cash backs reported profits. Explore Zurich Insurance Group AG cash debt coverage ratio to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of Zurich Insurance Group AG (1999–2025)
Cash flow quality index of Zurich Insurance Group AG from 1999 to 2025. Historical Cash Flow Quality Index for Zurich Insurance Group AG across 25 annual periods. Values consistently above 1.0x indicate high-quality earnings. See ZURN net asset quality score to measure how much of total assets are equity-financed.
Zurich Insurance Group AG Cash Flow Quality Index by Year (1999–2025)
Zurich Insurance Group AG cash flow quality index by year from 1999 to 2025. Year-by-year earnings quality comparison for Zurich Insurance Group AG. For the full cash flow conversion analysis, see how efficiently does Zurich Insurance Group AG generate cash.
| Year | Quality Index | Operating CF (CHF) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 3.33x | CHF23.73 Billion | CHF7.12 Billion | ▲ +154.8% |
| 2024 | 1.31x | CHF7.60 Billion | CHF5.81 Billion | ▼ -22.5% |
| 2023 | 1.69x | CHF7.34 Billion | CHF4.35 Billion | ▲ +53.0% |
| 2022 | 1.10x | CHF5.08 Billion | CHF4.60 Billion | ▲ +81.2% |
| 2021 | 0.61x | CHF3.17 Billion | CHF5.20 Billion | ▼ -59.1% |
| 2020 | 1.49x | CHF5.70 Billion | CHF3.83 Billion | ▲ +26.3% |
| 2019 | 1.18x | CHF4.88 Billion | CHF4.15 Billion | ▼ -0.3% |
| 2018 | 1.18x | CHF4.39 Billion | CHF3.72 Billion | ▼ -31.9% |
| 2017 | 1.73x | CHF5.21 Billion | CHF3.00 Billion | ▲ +277.9% |
| 2016 | 0.46x | CHF1.47 Billion | CHF3.21 Billion | ▼ -83.8% |
| 2015 | 2.83x | CHF5.22 Billion | CHF1.84 Billion | ▲ +88.4% |
| 2014 | 1.50x | CHF5.86 Billion | CHF3.90 Billion | ▲ +320.0% |
| 2013 | 0.36x | CHF1.44 Billion | CHF4.03 Billion | ▼ -45.8% |
| 2012 | 0.66x | CHF2.56 Billion | CHF3.88 Billion | ▼ -35.5% |
| 2011 | 1.03x | CHF3.89 Billion | CHF3.79 Billion | ▲ +55.9% |
| 2010 | 0.66x | CHF2.31 Billion | CHF3.51 Billion | ▲ +186.1% |
| 2009 | -0.76x | CHF-2.47 Billion | CHF3.24 Billion | ▼ -133.7% |
| 2008 | 2.26x | CHF7.05 Billion | CHF3.12 Billion | ▲ +917.4% |
| 2007 | -0.28x | CHF-1.58 Billion | CHF5.71 Billion | ▼ -272.3% |
| 2006 | 0.16x | CHF743.00 Million | CHF4.62 Billion | ▼ -91.2% |
| 2005 | 1.82x | CHF6.05 Billion | CHF3.33 Billion | ▼ -43.5% |
| 2004 | 3.22x | CHF8.33 Billion | CHF2.59 Billion | ▼ -20.1% |
| 2003 | 4.03x | CHF8.55 Billion | CHF2.12 Billion | ▲ +148.6% |
| 2000 | 1.62x | CHF3.77 Billion | CHF2.33 Billion | ▲ +47.6% |
| 1999 | 1.10x | CHF3.59 Billion | CHF3.26 Billion | — |