OFG Bancorp (OFG) — Capital Reinvestment Ratio
OFG Bancorp (OFG) has a Capital Reinvestment Ratio of 0.10x as of September 2025, meaning it reinvests 0% of its operating cash flow ($39.50 Million) in capital expenditures ($3.99 Million). See OFG Bancorp net asset quality index to measure how much of total assets are equity-financed.
Capital Reinvestment Ratio
Operating Cash Flow
Capital Expenditures
Data as of
OFG Bancorp Capital Reinvestment Ratio (1988–2024)
This chart tracks OFG Bancorp's Capital Reinvestment Ratio across 22 annual periods. Check total reinvestment intensity of OFG Bancorp to assess the company's total reinvestment commitment from operating cash flow.
Annual Capital Reinvestment Ratio for OFG Bancorp (1988–2024)
Year-by-year Capital Reinvestment Ratio for OFG Bancorp from 1988 to 2024. For live market cap and broader valuation context, see OFG stock market capitalisation.
| Year | Reinvestment Ratio | Operating CF (USD) | Capital Expenditures | YoY Change |
|---|---|---|---|---|
| 2024 | 0.17x | $252.50 Million | $41.71 Million | ▲ +173.5% |
| 2023 | 0.06x | $295.66 Million | $17.86 Million | ▼ -68.0% |
| 2022 | 0.19x | $164.46 Million | $31.00 Million | ▼ -18.2% |
| 2021 | 0.23x | $100.04 Million | $23.05 Million | ▲ +94.8% |
| 2019 | 0.12x | $109.62 Million | $12.97 Million | ▲ +37.3% |
| 2018 | 0.09x | $133.35 Million | $11.49 Million | ▲ +101.7% |
| 2017 | 0.04x | $151.44 Million | $6.47 Million | ▼ -36.7% |
| 2016 | 0.07x | $78.51 Million | $5.30 Million | ▲ +24.0% |
| 2015 | 0.05x | $97.08 Million | $5.28 Million | ▲ +20.4% |
| 2014 | 0.05x | $175.00 Million | $7.91 Million | ▼ -13.9% |
| 2013 | 0.05x | $173.82 Million | $9.12 Million | ▲ +36.8% |
| 2012 | 0.04x | $50.24 Million | $1.93 Million | ▼ -84.4% |
| 2005 | 0.25x | $11.27 Million | $2.78 Million | ▲ +66.4% |
| 2001 | 0.15x | $25.60 Million | $3.79 Million | ▲ +56.7% |
| 2000 | 0.09x | $38.74 Million | $3.66 Million | ▲ +173.5% |
| 1999 | 0.03x | $144.30 Million | $4.99 Million | ▼ -97.8% |
| 1998 | 1.59x | $1.70 Million | $2.70 Million | ▲ +614.7% |
| 1995 | 0.22x | $19.80 Million | $4.40 Million | ▲ +137.0% |
| 1991 | 0.09x | $6.40 Million | $600.00K | ▼ -82.3% |
| 1990 | 0.53x | $1.70 Million | $900.00K | ▲ +7.9% |
| 1989 | 0.49x | $5.30 Million | $2.60 Million | ▼ -65.4% |
| 1988 | 1.42x | $3.10 Million | $4.40 Million | — |