OFG Bancorp (OFG) — Capital Reinvestment Ratio
OFG Bancorp (OFG) has a Capital Reinvestment Ratio of 0.10x as of September 2025, meaning it reinvests 0% of its operating cash flow ($39.50 Million) in capital expenditures ($3.99 Million). Check OFG Bancorp tangible equity quality to evaluate the tangible quality of the company's equity base.
Capital Reinvestment Ratio
Operating Cash Flow
Capital Expenditures
Data as of
OFG Bancorp Capital Reinvestment Ratio (1988–2024)
This chart tracks OFG Bancorp's Capital Reinvestment Ratio across 22 annual periods. For the full cash flow conversion analysis, see cash efficiency ratio of OFG Bancorp.
Annual Capital Reinvestment Ratio for OFG Bancorp (1988–2024)
Year-by-year Capital Reinvestment Ratio for OFG Bancorp from 1988 to 2024. See how much free cash does OFG Bancorp generate to measure how efficiently the company converts operating cash flow to free cash.
| Year | Reinvestment Ratio | Operating CF (USD) | Capital Expenditures | YoY Change |
|---|---|---|---|---|
| 2024 | 0.17x | $252.50 Million | $41.71 Million | ▲ +173.5% |
| 2023 | 0.06x | $295.66 Million | $17.86 Million | ▼ -68.0% |
| 2022 | 0.19x | $164.46 Million | $31.00 Million | ▼ -18.2% |
| 2021 | 0.23x | $100.04 Million | $23.05 Million | ▲ +94.8% |
| 2019 | 0.12x | $109.62 Million | $12.97 Million | ▲ +37.3% |
| 2018 | 0.09x | $133.35 Million | $11.49 Million | ▲ +101.7% |
| 2017 | 0.04x | $151.44 Million | $6.47 Million | ▼ -36.7% |
| 2016 | 0.07x | $78.51 Million | $5.30 Million | ▲ +24.0% |
| 2015 | 0.05x | $97.08 Million | $5.28 Million | ▲ +20.4% |
| 2014 | 0.05x | $175.00 Million | $7.91 Million | ▼ -13.9% |
| 2013 | 0.05x | $173.82 Million | $9.12 Million | ▲ +36.8% |
| 2012 | 0.04x | $50.24 Million | $1.93 Million | ▼ -84.4% |
| 2005 | 0.25x | $11.27 Million | $2.78 Million | ▲ +66.4% |
| 2001 | 0.15x | $25.60 Million | $3.79 Million | ▲ +56.7% |
| 2000 | 0.09x | $38.74 Million | $3.66 Million | ▲ +173.5% |
| 1999 | 0.03x | $144.30 Million | $4.99 Million | ▼ -97.8% |
| 1998 | 1.59x | $1.70 Million | $2.70 Million | ▲ +614.7% |
| 1995 | 0.22x | $19.80 Million | $4.40 Million | ▲ +137.0% |
| 1991 | 0.09x | $6.40 Million | $600.00K | ▼ -82.3% |
| 1990 | 0.53x | $1.70 Million | $900.00K | ▲ +7.9% |
| 1989 | 0.49x | $5.30 Million | $2.60 Million | ▼ -65.4% |
| 1988 | 1.42x | $3.10 Million | $4.40 Million | — |