OFG Bancorp Working Capital to Net Assets Ratio
OFG Bancorp working capital to net assets ratio. OFG Bancorp (OFG) has a Working Capital to Net Assets ratio of -674.3% as of December 2025. Working capital of $-9.37 Billion (current assets of $1.22 Billion minus current liabilities of $10.60 Billion) is measured against net assets of $1.39 Billion. A higher ratio indicates strong short-term liquidity financed by the equity base. Check OFG intangible-adjusted equity ratio to evaluate the tangible quality of the company's equity base.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
Working Capital to Net Assets Ratio of OFG Bancorp (1988–2025)
Working capital to net assets ratio of OFG Bancorp from 1988 to 2025. This chart shows how OFG Bancorp's Working Capital to Net Assets ratio has evolved across 37 annual periods from 1988 to 2025. As of December 2025, the ratio stands at -674.3%, reflecting working capital of $-9.37 Billion against net assets of $1.39 Billion USD. See OFG Bancorp (OFG) defensive interval to measure how many days the company can operate on defensive assets alone.
OFG Bancorp Working Capital to Net Assets Ratio by Year (1988–2025)
OFG Bancorp working capital to net assets ratio by year from 1988 to 2025. The table below presents the year-by-year Working Capital to Net Assets ratio for OFG Bancorp from 1988 to 2025, covering 37 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. For the complete balance sheet picture, see OFG Bancorp assets under control.
| Year | WC/NA Ratio | Working Capital (USD) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2025 | -674.3% | $-9.37 Billion | $1.39 Billion | $1.22 Billion | $10.60 Billion | ▼ -147.6 pp |
| 2024 | -526.7% | $-6.61 Billion | $1.25 Billion | $3.07 Billion | $9.68 Billion | ▲ +41.4 pp |
| 2023 | -568.1% | $-6.78 Billion | $1.19 Billion | $2.98 Billion | $9.76 Billion | ▲ +66.3 pp |
| 2022 | -634.4% | $-6.61 Billion | $1.04 Billion | $2.08 Billion | $8.69 Billion | ▼ -68.8 pp |
| 2021 | -565.6% | $-6.05 Billion | $1.07 Billion | $2.65 Billion | $8.70 Billion | ▼ -27.6 pp |
| 2020 | -538.0% | $-5.84 Billion | $1.09 Billion | $2.73 Billion | $8.57 Billion | ▼ -519.1 pp |
| 2019 | -18.9% | $-1.73 Billion | $9.14 Billion | $2.07 Billion | $3.80 Billion | ▼ -287.6 pp |
| 2018 | 268.7% | $2.69 Billion | $999.88 Million | $5.15 Billion | $2.46 Billion | ▼ -9.3 pp |
| 2017 | 277.9% | $2.63 Billion | $945.11 Million | $4.87 Billion | $2.24 Billion | ▼ -6.8 pp |
| 2016 | 284.7% | $2.62 Billion | $920.41 Million | $4.98 Billion | $2.36 Billion | ▲ +752.3 pp |
| 2015 | -467.6% | $-4.19 Billion | $897.08 Million | $1.55 Billion | $5.74 Billion | ▼ -23.0 pp |
| 2014 | -444.6% | $-4.19 Billion | $942.20 Million | $1.85 Billion | $6.04 Billion | ▲ +68.7 pp |
| 2013 | -513.4% | $-4.54 Billion | $884.91 Million | $2.25 Billion | $6.80 Billion | ▲ +4.9 pp |
| 2012 | -518.2% | $-4.48 Billion | $863.61 Million | $3.12 Billion | $7.60 Billion | ▼ -242.7 pp |
| 2011 | -275.5% | $-1.92 Billion | $695.55 Million | $3.61 Billion | $5.52 Billion | ▲ +519.1 pp |
| 2010 | -794.6% | $-5.82 Billion | $732.33 Million | $477.66 Million | $6.30 Billion | ▲ +784.8 pp |
| 2009 | -1579.4% | $-5.21 Billion | $330.17 Million | $310.93 Million | $5.53 Billion | ▲ +520.8 pp |
| 2008 | -2100.2% | $-5.49 Billion | $261.32 Million | $58.28 Million | $5.55 Billion | ▼ -600.2 pp |
| 2007 | -1500.0% | $-5.39 Billion | $359.46 Million | $75.17 Million | $5.47 Billion | ▼ -390.1 pp |
| 2006 | -1110.0% | $-3.73 Billion | $336.43 Million | $48.28 Million | $3.78 Billion | ▼ -294.0 pp |
| 2005 | -816.0% | $-2.79 Billion | $341.79 Million | $118.91 Million | $2.91 Billion | ▲ +505.7 pp |
| 2004 | -1321.6% | $-2.95 Billion | $223.52 Million | $30.63 Million | $2.98 Billion | ▼ -44.9 pp |
| 2003 | -1276.7% | $-2.47 Billion | $193.58 Million | $28.76 Million | $2.50 Billion | ▲ +48.3 pp |
| 2002 | -1325.0% | $-2.21 Billion | $166.43 Million | $24.98 Million | $2.23 Billion | ▲ +29.5 pp |
| 2001 | -1354.4% | $-1.49 Billion | $110.11 Million | $22.18 Million | $1.51 Billion | ▼ -8.6 pp |
| 2000 | -1345.9% | $-1.59 Billion | $117.87 Million | $23.81 Million | $1.61 Billion | ▼ -300.0 pp |
| 1999 | -1045.9% | $-1.30 Billion | $124.00 Million | $23.56 Million | $1.32 Billion | ▼ -120.9 pp |
| 1998 | -925.0% | $-937.00 Million | $101.30 Million | $29.00 Million | $966.00 Million | ▼ -33.7 pp |
| 1997 | -891.3% | $-796.80 Million | $89.40 Million | $38.40 Million | $835.20 Million | ▲ +61.5 pp |
| 1996 | -952.8% | $-851.80 Million | $89.40 Million | $12.40 Million | $864.20 Million | ▼ -146.9 pp |
| 1995 | -805.9% | $-643.90 Million | $79.90 Million | $27.00 Million | $670.90 Million | ▼ -31.6 pp |
| 1994 | -774.3% | $-539.70 Million | $69.70 Million | $35.70 Million | $575.40 Million | ▲ +509.6 pp |
| 1992 | -1283.9% | $-399.30 Million | $31.10 Million | $28.20 Million | $427.50 Million | ▼ -107.7 pp |
| 1991 | -1176.2% | $-287.00 Million | $24.40 Million | $19.90 Million | $306.90 Million | ▼ -2.7 pp |
| 1990 | -1173.5% | $-261.70 Million | $22.30 Million | $12.10 Million | $273.80 Million | ▼ -110.2 pp |
| 1989 | -1063.4% | $-226.50 Million | $21.30 Million | $20.80 Million | $247.30 Million | ▼ -80.0 pp |
| 1988 | -983.4% | $-189.80 Million | $19.30 Million | $11.10 Million | $200.90 Million | — |