OFG Bancorp (OFG) — Cash Flow Reinvestment Rate
OFG Bancorp (OFG) has a Cash Flow Reinvestment Rate of 1.62x as of September 2025, reinvesting $64.06 Million (capex $3.99 Million plus investments $-60.08 Million) from operating cash flow of $39.50 Million. Explore OFG Bancorp capital reinvestment ratio to see what proportion of operating cash flow is directed to capital expenditures.
Reinvestment Rate
Total Reinvested
Operating Cash Flow
Capital Expenditures
OFG Bancorp Cash Flow Reinvestment Rate (1988–2024)
Historical reinvestment intensity for OFG Bancorp across 22 annual periods. Also explore OFG total asset value for the complete picture of this company's asset base.
Annual Cash Flow Reinvestment Rate for OFG Bancorp (1988–2024)
Year-by-year capital reinvestment analysis for OFG Bancorp. For live market cap and broader valuation context, see market value of OFG Bancorp.
| Year | Reinvestment Rate | Total Reinvested (USD) | Operating CF | Capex | YoY Change |
|---|---|---|---|---|---|
| 2024 | 1.50x | $377.69 Million | $252.50 Million | $41.71 Million | ▼ -24.8% |
| 2023 | 1.99x | $588.26 Million | $295.66 Million | $17.86 Million | ▼ -79.1% |
| 2022 | 9.53x | $1.57 Billion | $164.46 Million | $31.00 Million | ▲ +317.4% |
| 2021 | 2.28x | $228.47 Million | $100.04 Million | $23.05 Million | ▼ -66.4% |
| 2019 | 6.80x | $745.91 Million | $109.62 Million | $12.97 Million | ▲ +67.6% |
| 2018 | 4.06x | $541.49 Million | $133.35 Million | $11.49 Million | ▲ +262.3% |
| 2017 | 1.12x | $169.75 Million | $151.44 Million | $6.47 Million | ▼ -78.4% |
| 2016 | 5.19x | $407.22 Million | $78.51 Million | $5.30 Million | ▲ +2035.4% |
| 2015 | 0.24x | $23.58 Million | $97.08 Million | $5.28 Million | ▼ -88.0% |
| 2014 | 2.03x | $354.53 Million | $175.00 Million | $7.91 Million | ▼ -48.2% |
| 2013 | 3.91x | $680.07 Million | $173.82 Million | $9.12 Million | ▼ -91.5% |
| 2012 | 45.80x | $2.30 Billion | $50.24 Million | $1.93 Million | ▲ +18473.7% |
| 2005 | 0.25x | $2.78 Million | $11.27 Million | $2.78 Million | ▲ +66.4% |
| 2001 | 0.15x | $3.79 Million | $25.60 Million | $3.79 Million | ▲ +56.7% |
| 2000 | 0.09x | $3.66 Million | $38.74 Million | $3.66 Million | ▲ +173.5% |
| 1999 | 0.03x | $4.99 Million | $144.30 Million | $4.99 Million | ▼ -97.8% |
| 1998 | 1.59x | $2.70 Million | $1.70 Million | $2.70 Million | ▲ +614.7% |
| 1995 | 0.22x | $4.40 Million | $19.80 Million | $4.40 Million | ▲ +137.0% |
| 1991 | 0.09x | $600.00K | $6.40 Million | $600.00K | ▼ -82.3% |
| 1990 | 0.53x | $900.00K | $1.70 Million | $900.00K | ▲ +7.9% |
| 1989 | 0.49x | $2.60 Million | $5.30 Million | $2.60 Million | ▼ -65.4% |
| 1988 | 1.42x | $4.40 Million | $3.10 Million | $4.40 Million | — |