OFG Bancorp (OFG) — Cash Flow Reinvestment Rate
OFG Bancorp (OFG) has a Cash Flow Reinvestment Rate of 1.62x as of September 2025, reinvesting $64.06 Million (capex $3.99 Million plus investments $-60.08 Million) from operating cash flow of $39.50 Million. See OFG cash flow after capex ratio to measure how efficiently the company converts operating cash flow to free cash.
Reinvestment Rate
Total Reinvested
Operating Cash Flow
Capital Expenditures
OFG Bancorp Cash Flow Reinvestment Rate (1988–2024)
Historical reinvestment intensity for OFG Bancorp across 22 annual periods. For the full cash flow conversion analysis, see OFG Bancorp cash conversion from operations.
Annual Cash Flow Reinvestment Rate for OFG Bancorp (1988–2024)
Year-by-year capital reinvestment analysis for OFG Bancorp. See OFG FCF to total liabilities ratio to measure the company's free cash flow as a share of total liabilities.
| Year | Reinvestment Rate | Total Reinvested (USD) | Operating CF | Capex | YoY Change |
|---|---|---|---|---|---|
| 2024 | 1.50x | $377.69 Million | $252.50 Million | $41.71 Million | ▼ -24.8% |
| 2023 | 1.99x | $588.26 Million | $295.66 Million | $17.86 Million | ▼ -79.1% |
| 2022 | 9.53x | $1.57 Billion | $164.46 Million | $31.00 Million | ▲ +317.4% |
| 2021 | 2.28x | $228.47 Million | $100.04 Million | $23.05 Million | ▼ -66.4% |
| 2019 | 6.80x | $745.91 Million | $109.62 Million | $12.97 Million | ▲ +67.6% |
| 2018 | 4.06x | $541.49 Million | $133.35 Million | $11.49 Million | ▲ +262.3% |
| 2017 | 1.12x | $169.75 Million | $151.44 Million | $6.47 Million | ▼ -78.4% |
| 2016 | 5.19x | $407.22 Million | $78.51 Million | $5.30 Million | ▲ +2035.4% |
| 2015 | 0.24x | $23.58 Million | $97.08 Million | $5.28 Million | ▼ -88.0% |
| 2014 | 2.03x | $354.53 Million | $175.00 Million | $7.91 Million | ▼ -48.2% |
| 2013 | 3.91x | $680.07 Million | $173.82 Million | $9.12 Million | ▼ -91.5% |
| 2012 | 45.80x | $2.30 Billion | $50.24 Million | $1.93 Million | ▲ +18473.7% |
| 2005 | 0.25x | $2.78 Million | $11.27 Million | $2.78 Million | ▲ +66.4% |
| 2001 | 0.15x | $3.79 Million | $25.60 Million | $3.79 Million | ▲ +56.7% |
| 2000 | 0.09x | $3.66 Million | $38.74 Million | $3.66 Million | ▲ +173.5% |
| 1999 | 0.03x | $4.99 Million | $144.30 Million | $4.99 Million | ▼ -97.8% |
| 1998 | 1.59x | $2.70 Million | $1.70 Million | $2.70 Million | ▲ +614.7% |
| 1995 | 0.22x | $4.40 Million | $19.80 Million | $4.40 Million | ▲ +137.0% |
| 1991 | 0.09x | $600.00K | $6.40 Million | $600.00K | ▼ -82.3% |
| 1990 | 0.53x | $900.00K | $1.70 Million | $900.00K | ▲ +7.9% |
| 1989 | 0.49x | $2.60 Million | $5.30 Million | $2.60 Million | ▼ -65.4% |
| 1988 | 1.42x | $4.40 Million | $3.10 Million | $4.40 Million | — |