OFG Bancorp Cash Flow Reinvestment Rate
OFG Bancorp cash flow reinvestment rate. OFG Bancorp (OFG) has a Cash Flow Reinvestment Rate of 1.62x as of September 2025, reinvesting $64.06 Million (capex $3.99 Million plus investments $-60.08 Million) from operating cash flow of $39.50 Million. Explore OFG debt coverage from operations to assess how comfortably operating cash covers total debt obligations.
Reinvestment Rate
Total Reinvested
Operating Cash Flow
Capital Expenditures
Cash Flow Reinvestment Rate of OFG Bancorp (1988–2024)
Cash flow reinvestment rate of OFG Bancorp from 1988 to 2024. Historical reinvestment intensity for OFG Bancorp across 22 annual periods. Explore OFG Bancorp capital spending ratio to see what proportion of operating cash flow is directed to capital expenditures.
OFG Bancorp Cash Flow Reinvestment Rate by Year (1988–2024)
OFG Bancorp cash flow reinvestment rate by year from 1988 to 2024. Year-by-year capital reinvestment analysis for OFG Bancorp. For the full cash flow conversion analysis, see OFG Bancorp cash conversion from operations.
| Year | Reinvestment Rate | Total Reinvested (USD) | Operating CF | Capex | YoY Change |
|---|---|---|---|---|---|
| 2024 | 1.50x | $377.69 Million | $252.50 Million | $41.71 Million | ▼ -24.8% |
| 2023 | 1.99x | $588.26 Million | $295.66 Million | $17.86 Million | ▼ -79.1% |
| 2022 | 9.53x | $1.57 Billion | $164.46 Million | $31.00 Million | ▲ +317.4% |
| 2021 | 2.28x | $228.47 Million | $100.04 Million | $23.05 Million | ▼ -66.4% |
| 2019 | 6.80x | $745.91 Million | $109.62 Million | $12.97 Million | ▲ +67.6% |
| 2018 | 4.06x | $541.49 Million | $133.35 Million | $11.49 Million | ▲ +262.3% |
| 2017 | 1.12x | $169.75 Million | $151.44 Million | $6.47 Million | ▼ -78.4% |
| 2016 | 5.19x | $407.22 Million | $78.51 Million | $5.30 Million | ▲ +2035.4% |
| 2015 | 0.24x | $23.58 Million | $97.08 Million | $5.28 Million | ▼ -88.0% |
| 2014 | 2.03x | $354.53 Million | $175.00 Million | $7.91 Million | ▼ -48.2% |
| 2013 | 3.91x | $680.07 Million | $173.82 Million | $9.12 Million | ▼ -91.5% |
| 2012 | 45.80x | $2.30 Billion | $50.24 Million | $1.93 Million | ▲ +18473.7% |
| 2005 | 0.25x | $2.78 Million | $11.27 Million | $2.78 Million | ▲ +66.4% |
| 2001 | 0.15x | $3.79 Million | $25.60 Million | $3.79 Million | ▲ +56.7% |
| 2000 | 0.09x | $3.66 Million | $38.74 Million | $3.66 Million | ▲ +173.5% |
| 1999 | 0.03x | $4.99 Million | $144.30 Million | $4.99 Million | ▼ -97.8% |
| 1998 | 1.59x | $2.70 Million | $1.70 Million | $2.70 Million | ▲ +614.7% |
| 1995 | 0.22x | $4.40 Million | $19.80 Million | $4.40 Million | ▲ +137.0% |
| 1991 | 0.09x | $600.00K | $6.40 Million | $600.00K | ▼ -82.3% |
| 1990 | 0.53x | $900.00K | $1.70 Million | $900.00K | ▲ +7.9% |
| 1989 | 0.49x | $2.60 Million | $5.30 Million | $2.60 Million | ▼ -65.4% |
| 1988 | 1.42x | $4.40 Million | $3.10 Million | $4.40 Million | — |