OFG Bancorp (OFG) — Cash Flow Reinvestment Rate
OFG Bancorp (OFG) has a Cash Flow Reinvestment Rate of 1.62x as of September 2025, reinvesting $64.06 Million (capex $3.99 Million plus investments $-60.08 Million) from operating cash flow of $39.50 Million. Check OFG cash to earnings ratio to evaluate the quality of earnings relative to operating cash generation.
Reinvestment Rate
Total Reinvested
Operating Cash Flow
Capital Expenditures
OFG Bancorp Cash Flow Reinvestment Rate (1988–2024)
Historical reinvestment intensity for OFG Bancorp across 22 annual periods. Explore OFG strategic capital deployment ratio to see how much of total assets are deployed in long-term investments.
Annual Cash Flow Reinvestment Rate for OFG Bancorp (1988–2024)
Year-by-year capital reinvestment analysis for OFG Bancorp. For live market cap and broader valuation context, see OFG stock market capitalisation.
| Year | Reinvestment Rate | Total Reinvested (USD) | Operating CF | Capex | YoY Change |
|---|---|---|---|---|---|
| 2024 | 1.50x | $377.69 Million | $252.50 Million | $41.71 Million | ▼ -24.8% |
| 2023 | 1.99x | $588.26 Million | $295.66 Million | $17.86 Million | ▼ -79.1% |
| 2022 | 9.53x | $1.57 Billion | $164.46 Million | $31.00 Million | ▲ +317.4% |
| 2021 | 2.28x | $228.47 Million | $100.04 Million | $23.05 Million | ▼ -66.4% |
| 2019 | 6.80x | $745.91 Million | $109.62 Million | $12.97 Million | ▲ +67.6% |
| 2018 | 4.06x | $541.49 Million | $133.35 Million | $11.49 Million | ▲ +262.3% |
| 2017 | 1.12x | $169.75 Million | $151.44 Million | $6.47 Million | ▼ -78.4% |
| 2016 | 5.19x | $407.22 Million | $78.51 Million | $5.30 Million | ▲ +2035.4% |
| 2015 | 0.24x | $23.58 Million | $97.08 Million | $5.28 Million | ▼ -88.0% |
| 2014 | 2.03x | $354.53 Million | $175.00 Million | $7.91 Million | ▼ -48.2% |
| 2013 | 3.91x | $680.07 Million | $173.82 Million | $9.12 Million | ▼ -91.5% |
| 2012 | 45.80x | $2.30 Billion | $50.24 Million | $1.93 Million | ▲ +18473.7% |
| 2005 | 0.25x | $2.78 Million | $11.27 Million | $2.78 Million | ▲ +66.4% |
| 2001 | 0.15x | $3.79 Million | $25.60 Million | $3.79 Million | ▲ +56.7% |
| 2000 | 0.09x | $3.66 Million | $38.74 Million | $3.66 Million | ▲ +173.5% |
| 1999 | 0.03x | $4.99 Million | $144.30 Million | $4.99 Million | ▼ -97.8% |
| 1998 | 1.59x | $2.70 Million | $1.70 Million | $2.70 Million | ▲ +614.7% |
| 1995 | 0.22x | $4.40 Million | $19.80 Million | $4.40 Million | ▲ +137.0% |
| 1991 | 0.09x | $600.00K | $6.40 Million | $600.00K | ▼ -82.3% |
| 1990 | 0.53x | $900.00K | $1.70 Million | $900.00K | ▲ +7.9% |
| 1989 | 0.49x | $2.60 Million | $5.30 Million | $2.60 Million | ▼ -65.4% |
| 1988 | 1.42x | $4.40 Million | $3.10 Million | $4.40 Million | — |