OFG Bancorp Net Asset Quality Index
OFG Bancorp net asset quality index. OFG Bancorp (OFG) has a Net Asset Quality Index of 11.2% as of December 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of $12.47 Billion minus total liabilities of $11.08 Billion yields net assets of $1.39 Billion. A higher index indicates a stronger, lower-leverage balance sheet. See OFG net asset value for net asset value and shareholders' equity analysis.
Quality Index
Net Assets
Total Assets
Total Liabilities
Net Asset Quality Index of OFG Bancorp (1988–2025)
Net asset quality index of OFG Bancorp from 1988 to 2025. This chart shows how OFG Bancorp's Net Asset Quality Index has evolved across 37 annual periods from 1988 to 2025. As of December 2025, the index stands at 11.2%, representing net assets of $1.39 Billion against total assets of $12.47 Billion USD. Check asset allocation strategy of OFG Bancorp to assess the company's strategic physical and investment asset allocation.
OFG Bancorp Net Asset Quality Index by Year (1988–2025)
OFG Bancorp net asset quality index by year from 1988 to 2025. The table below presents the year-by-year Net Asset Quality Index for OFG Bancorp from 1988 to 2025, covering 37 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For live market cap and overall valuation, see OFG Bancorp stock valuation.
| Year | Quality Index | Net Assets (USD) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 11.2% | $1.39 Billion | $12.47 Billion | $11.08 Billion | ▲ +0.2 pp |
| 2024 | 10.9% | $1.25 Billion | $11.50 Billion | $10.25 Billion | ▲ +0.4 pp |
| 2023 | 10.5% | $1.19 Billion | $11.34 Billion | $10.15 Billion | ▼ -0.1 pp |
| 2022 | 10.6% | $1.04 Billion | $9.82 Billion | $8.78 Billion | ▼ -0.2 pp |
| 2021 | 10.8% | $1.07 Billion | $9.90 Billion | $8.83 Billion | ▼ -0.3 pp |
| 2020 | 11.1% | $1.09 Billion | $9.83 Billion | $8.74 Billion | ▼ -87.3 pp |
| 2019 | 98.3% | $9.14 Billion | $9.30 Billion | $155.13 Million | ▲ +83.1 pp |
| 2018 | 15.2% | $999.88 Million | $6.58 Billion | $5.58 Billion | ▼ -0.1 pp |
| 2017 | 15.3% | $945.11 Million | $6.19 Billion | $5.24 Billion | ▲ +1.1 pp |
| 2016 | 14.2% | $920.41 Million | $6.50 Billion | $5.58 Billion | ▲ +1.5 pp |
| 2015 | 12.6% | $897.08 Million | $7.10 Billion | $6.20 Billion | ▼ 0.0 pp |
| 2014 | 12.6% | $942.20 Million | $7.45 Billion | $6.51 Billion | ▲ +1.8 pp |
| 2013 | 10.9% | $884.91 Million | $8.14 Billion | $7.25 Billion | ▲ +1.5 pp |
| 2012 | 9.4% | $863.61 Million | $9.19 Billion | $8.33 Billion | ▼ -1.0 pp |
| 2011 | 10.4% | $695.55 Million | $6.69 Billion | $6.00 Billion | ▲ +0.4 pp |
| 2010 | 10.0% | $732.33 Million | $7.31 Billion | $6.58 Billion | ▲ +5.0 pp |
| 2009 | 5.0% | $330.17 Million | $6.55 Billion | $6.22 Billion | ▲ +0.8 pp |
| 2008 | 4.2% | $261.32 Million | $6.21 Billion | $5.94 Billion | ▼ -1.8 pp |
| 2007 | 6.0% | $359.46 Million | $6.00 Billion | $5.64 Billion | ▼ -1.7 pp |
| 2006 | 7.7% | $336.43 Million | $4.37 Billion | $4.04 Billion | ▲ +0.2 pp |
| 2005 | 7.5% | $341.79 Million | $4.53 Billion | $4.19 Billion | ▲ +0.9 pp |
| 2004 | 6.7% | $223.52 Million | $3.34 Billion | $3.12 Billion | ▼ -0.2 pp |
| 2003 | 6.9% | $193.58 Million | $2.81 Billion | $2.61 Billion | ▲ +0.2 pp |
| 2002 | 6.7% | $166.43 Million | $2.49 Billion | $2.32 Billion | ▲ +0.4 pp |
| 2001 | 6.3% | $110.11 Million | $1.75 Billion | $1.64 Billion | ▼ -0.1 pp |
| 2000 | 6.4% | $117.87 Million | $1.85 Billion | $1.73 Billion | ▼ -1.4 pp |
| 1999 | 7.8% | $124.00 Million | $1.59 Billion | $1.46 Billion | ▼ -0.6 pp |
| 1998 | 8.4% | $101.30 Million | $1.20 Billion | $1.10 Billion | ▲ +0.1 pp |
| 1997 | 8.4% | $89.40 Million | $1.07 Billion | $979.20 Million | ▲ +0.0 pp |
| 1996 | 8.4% | $89.40 Million | $1.07 Billion | $979.20 Million | ▼ -0.7 pp |
| 1995 | 9.1% | $79.90 Million | $877.40 Million | $797.50 Million | ▼ -0.3 pp |
| 1994 | 9.4% | $69.70 Million | $744.40 Million | $674.70 Million | ▲ +3.4 pp |
| 1992 | 6.0% | $31.10 Million | $522.40 Million | $491.30 Million | ▼ -0.3 pp |
| 1991 | 6.3% | $24.40 Million | $389.50 Million | $365.10 Million | ▼ -0.8 pp |
| 1990 | 7.1% | $22.30 Million | $314.40 Million | $292.10 Million | ▼ -0.3 pp |
| 1989 | 7.4% | $21.30 Million | $287.10 Million | $265.80 Million | ▼ -0.2 pp |
| 1988 | 7.7% | $19.30 Million | $251.70 Million | $232.40 Million | — |