OFG Bancorp (OFG) — Free Cash Flow Generation Index
OFG Bancorp (OFG) has a Free Cash Flow Generation Index of 0.90x as of September 2025. Free cash flow of $35.52 Million represents 1% of operating cash flow ($39.50 Million). See OFG Bancorp working capital to net assets to evaluate short-term liquidity relative to the company's equity base.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
OFG Bancorp Free Cash Flow Generation Index (1988–2024)
Historical FCF Generation Index trend for OFG Bancorp across 22 annual periods. Explore OFG Bancorp debt service capacity to assess how comfortably operating cash covers total debt obligations.
Annual Free Cash Flow Generation for OFG Bancorp (1988–2024)
Year-by-year Free Cash Flow Generation Index for OFG Bancorp. For the full company profile including market capitalisation, see OFG Bancorp (OFG) total market value.
| Year | FCG Index | Free Cash Flow (USD) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.83x | $210.79 Million | $252.50 Million | $41.71 Million | ▼ -11.2% |
| 2023 | 0.94x | $277.80 Million | $295.66 Million | $17.86 Million | ▲ +15.8% |
| 2022 | 0.81x | $133.46 Million | $164.46 Million | $31.00 Million | ▲ +5.4% |
| 2021 | 0.77x | $76.99 Million | $100.04 Million | $23.05 Million | ▼ -12.7% |
| 2019 | 0.88x | $96.65 Million | $109.62 Million | $12.97 Million | ▼ -3.5% |
| 2018 | 0.91x | $121.86 Million | $133.35 Million | $11.49 Million | ▼ -4.5% |
| 2017 | 0.96x | $144.97 Million | $151.44 Million | $6.47 Million | ▲ +2.7% |
| 2016 | 0.93x | $73.22 Million | $78.51 Million | $5.30 Million | ▼ -1.4% |
| 2015 | 0.95x | $91.80 Million | $97.08 Million | $5.28 Million | ▼ -1.0% |
| 2014 | 0.95x | $167.09 Million | $175.00 Million | $7.91 Million | ▲ +0.8% |
| 2013 | 0.95x | $164.70 Million | $173.82 Million | $9.12 Million | ▼ -1.5% |
| 2012 | 0.96x | $48.31 Million | $50.24 Million | $1.93 Million | ▲ +27.6% |
| 2005 | 0.75x | $8.49 Million | $11.27 Million | $2.78 Million | ▼ -11.6% |
| 2001 | 0.85x | $21.81 Million | $25.60 Million | $3.79 Million | ▼ -5.9% |
| 2000 | 0.91x | $35.07 Million | $38.74 Million | $3.66 Million | ▼ -6.2% |
| 1999 | 0.97x | $139.31 Million | $144.30 Million | $4.99 Million | ▲ +264.1% |
| 1998 | -0.59x | $-1.00 Million | $1.70 Million | $2.70 Million | ▼ -175.6% |
| 1995 | 0.78x | $15.40 Million | $19.80 Million | $4.40 Million | ▼ -14.2% |
| 1991 | 0.91x | $5.80 Million | $6.40 Million | $600.00K | ▲ +92.6% |
| 1990 | 0.47x | $800.00K | $1.70 Million | $900.00K | ▼ -7.6% |
| 1989 | 0.51x | $2.70 Million | $5.30 Million | $2.60 Million | ▲ +221.5% |
| 1988 | -0.42x | $-1.30 Million | $3.10 Million | $4.40 Million | — |