OFG Bancorp (OFG) — Free Cash Flow Generation Index
OFG Bancorp (OFG) has a Free Cash Flow Generation Index of 0.90x as of September 2025. Free cash flow of $35.52 Million represents 1% of operating cash flow ($39.50 Million). Explore OFG Bancorp (OFG) reinvestment ratio to see what proportion of operating cash flow is directed to capital expenditures.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
OFG Bancorp Free Cash Flow Generation Index (1988–2024)
Historical FCF Generation Index trend for OFG Bancorp across 22 annual periods. For the full cash flow conversion analysis, see OFG Bancorp cash flow conversion.
Annual Free Cash Flow Generation for OFG Bancorp (1988–2024)
Year-by-year Free Cash Flow Generation Index for OFG Bancorp. Check total reinvestment intensity of OFG Bancorp to assess the company's total reinvestment commitment from operating cash flow.
| Year | FCG Index | Free Cash Flow (USD) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.83x | $210.79 Million | $252.50 Million | $41.71 Million | ▼ -11.2% |
| 2023 | 0.94x | $277.80 Million | $295.66 Million | $17.86 Million | ▲ +15.8% |
| 2022 | 0.81x | $133.46 Million | $164.46 Million | $31.00 Million | ▲ +5.4% |
| 2021 | 0.77x | $76.99 Million | $100.04 Million | $23.05 Million | ▼ -12.7% |
| 2019 | 0.88x | $96.65 Million | $109.62 Million | $12.97 Million | ▼ -3.5% |
| 2018 | 0.91x | $121.86 Million | $133.35 Million | $11.49 Million | ▼ -4.5% |
| 2017 | 0.96x | $144.97 Million | $151.44 Million | $6.47 Million | ▲ +2.7% |
| 2016 | 0.93x | $73.22 Million | $78.51 Million | $5.30 Million | ▼ -1.4% |
| 2015 | 0.95x | $91.80 Million | $97.08 Million | $5.28 Million | ▼ -1.0% |
| 2014 | 0.95x | $167.09 Million | $175.00 Million | $7.91 Million | ▲ +0.8% |
| 2013 | 0.95x | $164.70 Million | $173.82 Million | $9.12 Million | ▼ -1.5% |
| 2012 | 0.96x | $48.31 Million | $50.24 Million | $1.93 Million | ▲ +27.6% |
| 2005 | 0.75x | $8.49 Million | $11.27 Million | $2.78 Million | ▼ -11.6% |
| 2001 | 0.85x | $21.81 Million | $25.60 Million | $3.79 Million | ▼ -5.9% |
| 2000 | 0.91x | $35.07 Million | $38.74 Million | $3.66 Million | ▼ -6.2% |
| 1999 | 0.97x | $139.31 Million | $144.30 Million | $4.99 Million | ▲ +264.1% |
| 1998 | -0.59x | $-1.00 Million | $1.70 Million | $2.70 Million | ▼ -175.6% |
| 1995 | 0.78x | $15.40 Million | $19.80 Million | $4.40 Million | ▼ -14.2% |
| 1991 | 0.91x | $5.80 Million | $6.40 Million | $600.00K | ▲ +92.6% |
| 1990 | 0.47x | $800.00K | $1.70 Million | $900.00K | ▼ -7.6% |
| 1989 | 0.51x | $2.70 Million | $5.30 Million | $2.60 Million | ▲ +221.5% |
| 1988 | -0.42x | $-1.30 Million | $3.10 Million | $4.40 Million | — |