OFG Bancorp (OFG) — Free Cash Flow Generation Index
Latest as of September 2025:
0.90x
OFG Bancorp (OFG) has a Free Cash Flow Generation Index of 0.90x as of September 2025. Free cash flow of $35.52 Million represents 1% of operating cash flow ($39.50 Million). Read OFG total liabilities for a breakdown of total debt and financial obligations.
FCF Generation Index
0.90x
Free Cash Flow / Operating CF
Free Cash Flow
$35.52 Million
USD
Operating Cash Flow
$39.50 Million
USD
Capital Expenditures
$3.99 Million
USD
OFG Bancorp Free Cash Flow Generation Index (1988–2024)
Historical FCF Generation Index trend for OFG Bancorp across 22 annual periods. Explore OFG capex to operating cash flow ratio to see what proportion of operating cash flow is directed to capital expenditures.
Annual Free Cash Flow Generation for OFG Bancorp (1988–2024)
Year-by-year Free Cash Flow Generation Index for OFG Bancorp. For the full company profile including market capitalisation, see OFG Bancorp (OFG) total market value.
| Year | FCG Index | Free Cash Flow (USD) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.83x | $210.79 Million | $252.50 Million | $41.71 Million | ▼ -11.2% |
| 2023 | 0.94x | $277.80 Million | $295.66 Million | $17.86 Million | ▲ +15.8% |
| 2022 | 0.81x | $133.46 Million | $164.46 Million | $31.00 Million | ▲ +5.4% |
| 2021 | 0.77x | $76.99 Million | $100.04 Million | $23.05 Million | ▼ -12.7% |
| 2019 | 0.88x | $96.65 Million | $109.62 Million | $12.97 Million | ▼ -3.5% |
| 2018 | 0.91x | $121.86 Million | $133.35 Million | $11.49 Million | ▼ -4.5% |
| 2017 | 0.96x | $144.97 Million | $151.44 Million | $6.47 Million | ▲ +2.7% |
| 2016 | 0.93x | $73.22 Million | $78.51 Million | $5.30 Million | ▼ -1.4% |
| 2015 | 0.95x | $91.80 Million | $97.08 Million | $5.28 Million | ▼ -1.0% |
| 2014 | 0.95x | $167.09 Million | $175.00 Million | $7.91 Million | ▲ +0.8% |
| 2013 | 0.95x | $164.70 Million | $173.82 Million | $9.12 Million | ▼ -1.5% |
| 2012 | 0.96x | $48.31 Million | $50.24 Million | $1.93 Million | ▲ +27.6% |
| 2005 | 0.75x | $8.49 Million | $11.27 Million | $2.78 Million | ▼ -11.6% |
| 2001 | 0.85x | $21.81 Million | $25.60 Million | $3.79 Million | ▼ -5.9% |
| 2000 | 0.91x | $35.07 Million | $38.74 Million | $3.66 Million | ▼ -6.2% |
| 1999 | 0.97x | $139.31 Million | $144.30 Million | $4.99 Million | ▲ +264.1% |
| 1998 | -0.59x | $-1.00 Million | $1.70 Million | $2.70 Million | ▼ -175.6% |
| 1995 | 0.78x | $15.40 Million | $19.80 Million | $4.40 Million | ▼ -14.2% |
| 1991 | 0.91x | $5.80 Million | $6.40 Million | $600.00K | ▲ +92.6% |
| 1990 | 0.47x | $800.00K | $1.70 Million | $900.00K | ▼ -7.6% |
| 1989 | 0.51x | $2.70 Million | $5.30 Million | $2.60 Million | ▲ +221.5% |
| 1988 | -0.42x | $-1.30 Million | $3.10 Million | $4.40 Million | — |
FCG Index = Free Cash Flow / Operating Cash Flow. FCF = Operating CF + Capital Expenditures (capex stored negative).