OFG Bancorp (OFG) — Cash Flow-to-Debt Ratio
OFG Bancorp (OFG) has a Cash Flow-to-Debt Ratio of 0.00x as of September 2025, meaning its operating cash flow of $39.50 Million could theoretically repay 0% of its total liabilities ($10.85 Billion) in one year. See OFG Bancorp (OFG) free cash flow to measure how efficiently the company converts operating cash flow to free cash.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
OFG Bancorp Cash Flow-to-Debt Ratio (1988–2024)
Historical debt coverage capacity for OFG Bancorp across 36 annual periods. Also explore OFG Bancorp annual equity growth to track the company's year-over-year net asset growth rate.
Annual Cash Flow-to-Debt Ratio for OFG Bancorp (1988–2024)
Year-by-year debt coverage analysis for OFG Bancorp. For market capitalisation and broader financial context, see OFG Bancorp stock valuation.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2024 | 0.02x | $252.50 Million | $10.25 Billion | ▼ -15.4% |
| 2023 | 0.03x | $295.66 Million | $10.15 Billion | ▲ +55.4% |
| 2022 | 0.02x | $164.46 Million | $8.78 Billion | ▲ +65.4% |
| 2021 | 0.01x | $100.04 Million | $8.83 Billion | ▲ +211.7% |
| 2020 | -0.01x | $-88.62 Million | $8.74 Billion | ▼ -101.4% |
| 2019 | 0.71x | $109.62 Million | $155.13 Million | ▲ +2858.6% |
| 2018 | 0.02x | $133.35 Million | $5.58 Billion | ▼ -17.3% |
| 2017 | 0.03x | $151.44 Million | $5.24 Billion | ▲ +105.3% |
| 2016 | 0.01x | $78.51 Million | $5.58 Billion | ▼ -10.1% |
| 2015 | 0.02x | $97.08 Million | $6.20 Billion | ▼ -41.8% |
| 2014 | 0.03x | $175.00 Million | $6.51 Billion | ▲ +12.3% |
| 2013 | 0.02x | $173.82 Million | $7.25 Billion | ▲ +297.3% |
| 2012 | 0.01x | $50.24 Million | $8.33 Billion | ▲ +191.1% |
| 2011 | -0.01x | $-39.73 Million | $6.00 Billion | ▼ -34.3% |
| 2010 | 0.00x | $-32.44 Million | $6.58 Billion | ▲ +30.3% |
| 2009 | -0.01x | $-43.99 Million | $6.22 Billion | ▼ -192.9% |
| 2008 | 0.00x | $-14.35 Million | $5.94 Billion | ▲ +65.0% |
| 2007 | -0.01x | $-38.87 Million | $5.64 Billion | ▲ +52.7% |
| 2006 | -0.01x | $-58.82 Million | $4.04 Billion | ▼ -642.1% |
| 2005 | 0.00x | $11.27 Million | $4.19 Billion | ▲ +119.7% |
| 2004 | -0.01x | $-42.52 Million | $3.12 Billion | ▲ +30.0% |
| 2003 | -0.02x | $-50.86 Million | $2.61 Billion | ▼ -206.8% |
| 2002 | -0.01x | $-14.74 Million | $2.32 Billion | ▼ -140.6% |
| 2001 | 0.02x | $25.60 Million | $1.64 Billion | ▼ -30.1% |
| 2000 | 0.02x | $38.74 Million | $1.73 Billion | ▼ -77.3% |
| 1999 | 0.10x | $144.30 Million | $1.46 Billion | ▲ +6287.6% |
| 1998 | 0.00x | $1.70 Million | $1.10 Billion | ▲ +111.2% |
| 1997 | -0.01x | $-13.50 Million | $979.20 Million | ▲ +20.1% |
| 1996 | -0.02x | $-16.90 Million | $979.20 Million | ▼ -169.5% |
| 1995 | 0.02x | $19.80 Million | $797.50 Million | ▲ +798.0% |
| 1994 | 0.00x | $-2.40 Million | $674.70 Million | ▲ +84.1% |
| 1992 | -0.02x | $-11.00 Million | $491.30 Million | ▼ -227.7% |
| 1991 | 0.02x | $6.40 Million | $365.10 Million | ▲ +201.2% |
| 1990 | 0.01x | $1.70 Million | $292.10 Million | ▼ -70.8% |
| 1989 | 0.02x | $5.30 Million | $265.80 Million | ▲ +49.5% |
| 1988 | 0.01x | $3.10 Million | $232.40 Million | — |