OFG Bancorp Financial Flexibility Index
OFG Bancorp financial flexibility index. OFG Bancorp (OFG) has a Financial Flexibility Index of 0.00x as of September 2025. Free cash flow of $43.49 Million (operating CF $39.50 Million minus capex $3.99 Million) represents 0% of total liabilities ($10.85 Billion). See cash generation quality of OFG Bancorp to measure how efficiently the company converts operating cash flow to free cash.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of OFG Bancorp (1988–2024)
Financial flexibility index of OFG Bancorp from 1988 to 2024. Historical Financial Flexibility Index trend for OFG Bancorp across 36 annual periods. Check earnings quality score of OFG Bancorp to evaluate the quality of earnings relative to operating cash generation.
OFG Bancorp Financial Flexibility Index by Year (1988–2024)
OFG Bancorp financial flexibility index by year from 1988 to 2024. Year-by-year free cash flow to debt coverage for OFG Bancorp. For the full cash flow conversion analysis, see OFG cash flow conversion.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.03x | $294.21 Million | $252.50 Million | $10.25 Billion | ▼ -7.0% |
| 2023 | 0.03x | $313.51 Million | $295.66 Million | $10.15 Billion | ▲ +38.7% |
| 2022 | 0.02x | $195.46 Million | $164.46 Million | $8.78 Billion | ▲ +59.8% |
| 2021 | 0.01x | $123.10 Million | $100.04 Million | $8.83 Billion | ▲ +266.1% |
| 2020 | -0.01x | $-73.36 Million | $-88.62 Million | $8.74 Billion | ▼ -101.1% |
| 2019 | 0.79x | $122.58 Million | $109.62 Million | $155.13 Million | ▲ +2946.1% |
| 2018 | 0.03x | $144.85 Million | $133.35 Million | $5.58 Billion | ▼ -13.9% |
| 2017 | 0.03x | $157.91 Million | $151.44 Million | $5.24 Billion | ▲ +100.5% |
| 2016 | 0.02x | $83.81 Million | $78.51 Million | $5.58 Billion | ▼ -9.0% |
| 2015 | 0.02x | $102.36 Million | $97.08 Million | $6.20 Billion | ▼ -41.3% |
| 2014 | 0.03x | $182.91 Million | $175.00 Million | $6.51 Billion | ▲ +11.5% |
| 2013 | 0.03x | $182.94 Million | $173.82 Million | $7.25 Billion | ▲ +302.7% |
| 2012 | 0.01x | $52.17 Million | $50.24 Million | $8.33 Billion | ▲ +203.4% |
| 2011 | -0.01x | $-36.34 Million | $-39.73 Million | $6.00 Billion | ▼ -77.4% |
| 2010 | 0.00x | $-22.47 Million | $-32.44 Million | $6.58 Billion | ▲ +46.0% |
| 2009 | -0.01x | $-39.36 Million | $-43.99 Million | $6.22 Billion | ▼ -296.3% |
| 2008 | 0.00x | $-9.49 Million | $-14.35 Million | $5.94 Billion | ▲ +71.7% |
| 2007 | -0.01x | $-31.84 Million | $-38.87 Million | $5.64 Billion | ▲ +52.8% |
| 2006 | -0.01x | $-48.27 Million | $-58.82 Million | $4.04 Billion | ▼ -456.8% |
| 2005 | 0.00x | $14.05 Million | $11.27 Million | $4.19 Billion | ▲ +129.7% |
| 2004 | -0.01x | $-35.16 Million | $-42.52 Million | $3.12 Billion | ▲ +38.7% |
| 2003 | -0.02x | $-47.99 Million | $-50.86 Million | $2.61 Billion | ▼ -416.1% |
| 2002 | 0.00x | $-8.27 Million | $-14.74 Million | $2.32 Billion | ▼ -119.8% |
| 2001 | 0.02x | $29.39 Million | $25.60 Million | $1.64 Billion | ▼ -26.7% |
| 2000 | 0.02x | $42.40 Million | $38.74 Million | $1.73 Billion | ▼ -76.0% |
| 1999 | 0.10x | $149.29 Million | $144.30 Million | $1.46 Billion | ▲ +2453.3% |
| 1998 | 0.00x | $4.40 Million | $1.70 Million | $1.10 Billion | ▲ +139.9% |
| 1997 | -0.01x | $-9.80 Million | $-13.50 Million | $979.20 Million | ▲ +25.8% |
| 1996 | -0.01x | $-13.20 Million | $-16.90 Million | $979.20 Million | ▼ -144.4% |
| 1995 | 0.03x | $24.20 Million | $19.80 Million | $797.50 Million | ▲ +2459.2% |
| 1994 | 0.00x | $800.00K | $-2.40 Million | $674.70 Million | ▲ +106.3% |
| 1992 | -0.02x | $-9.30 Million | $-11.00 Million | $491.30 Million | ▼ -198.7% |
| 1991 | 0.02x | $7.00 Million | $6.40 Million | $365.10 Million | ▲ +115.4% |
| 1990 | 0.01x | $2.60 Million | $1.70 Million | $292.10 Million | ▼ -70.1% |
| 1989 | 0.03x | $7.90 Million | $5.30 Million | $265.80 Million | ▼ -7.9% |
| 1988 | 0.03x | $7.50 Million | $3.10 Million | $232.40 Million | — |