OFG Bancorp Tangible Net Worth Ratio
OFG Bancorp tangible net worth ratio. OFG Bancorp (OFG) has a Tangible Net Worth Ratio of 99.3% as of December 2025. This metric is calculated by deducting intangible assets ($9.86 Million) from net assets ($1.39 Billion) and expressing it as a percentage of total net assets. A higher ratio means that more of the company's equity is backed by tangible, balance-sheet-verifiable assets rather than goodwill, patents, or brand value. Check OFG Bancorp PP&E and investment ratio to assess the company's strategic physical and investment asset allocation.
Tangible NW Ratio
Net Assets (Equity)
Intangible Assets
Total Assets
Tangible Net Worth Ratio of OFG Bancorp (1988–2025)
Tangible net worth ratio of OFG Bancorp from 1988 to 2025. This chart shows how OFG Bancorp's Tangible Net Worth Ratio has changed across 37 annual periods from 1988 to 2025. As of December 2025, the ratio stands at 99.3%, reflecting net assets of $1.39 Billion with intangible assets of $9.86 Million USD. See how liquid is OFG Bancorp's working capital to evaluate short-term liquidity relative to the company's equity base.
OFG Bancorp Tangible Net Worth Ratio by Year (1988–2025)
OFG Bancorp tangible net worth ratio by year from 1988 to 2025. The table below presents the year-by-year Tangible Net Worth Ratio for OFG Bancorp from 1988 to 2025, covering 37 annual filings. Each row shows net assets, intangible assets, total assets, the tangible net worth ratio, and the change in percentage points versus the prior year. For live market cap and overall valuation, see OFG market cap.
| Year | Tangible NW Ratio | Net Assets (USD) | Intangible Assets | Total Assets | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 99.3% | $1.39 Billion | $9.86 Million | $12.47 Billion | ▲ +6.1 pp |
| 2024 | 93.2% | $1.25 Billion | $85.22 Million | $11.50 Billion | ▼ -0.9 pp |
| 2023 | 94.1% | $1.19 Billion | $70.21 Million | $11.34 Billion | ▲ +1.6 pp |
| 2022 | 92.5% | $1.04 Billion | $78.51 Million | $9.82 Billion | ▲ +0.4 pp |
| 2021 | 92.0% | $1.07 Billion | $85.07 Million | $9.90 Billion | ▲ +0.6 pp |
| 2020 | 91.4% | $1.09 Billion | $93.19 Million | $9.83 Billion | ▼ -7.4 pp |
| 2019 | 98.8% | $9.14 Billion | $107.74 Million | $9.30 Billion | ▲ +0.2 pp |
| 2018 | 98.6% | $999.88 Million | $14.09 Million | $6.58 Billion | ▲ +0.1 pp |
| 2017 | 98.5% | $945.11 Million | $14.51 Million | $6.19 Billion | ▲ +0.2 pp |
| 2016 | 98.3% | $920.41 Million | $16.02 Million | $6.50 Billion | ▼ 0.0 pp |
| 2015 | 98.3% | $897.08 Million | $15.29 Million | $7.10 Billion | ▲ +0.8 pp |
| 2014 | 97.5% | $942.20 Million | $23.73 Million | $7.45 Billion | ▲ +0.4 pp |
| 2013 | 97.1% | $884.91 Million | $25.71 Million | $8.14 Billion | ▲ +0.0 pp |
| 2012 | 97.1% | $863.61 Million | $25.29 Million | $9.19 Billion | ▼ -1.3 pp |
| 2011 | 98.3% | $695.55 Million | $11.64 Million | $6.69 Billion | ▲ +0.3 pp |
| 2010 | 98.0% | $732.33 Million | $14.69 Million | $7.31 Billion | ▲ +0.8 pp |
| 2009 | 97.2% | $330.17 Million | $9.13 Million | $6.55 Billion | ▼ -0.9 pp |
| 2008 | 98.2% | $261.32 Million | $4.83 Million | $6.21 Billion | ▼ -0.6 pp |
| 2007 | 98.7% | $359.46 Million | $4.53 Million | $6.00 Billion | ▼ -0.2 pp |
| 2006 | 99.0% | $336.43 Million | $3.51 Million | $4.37 Billion | ▼ -1.0 pp |
| 2005 | 100.0% | $341.79 Million | $0.00 | $4.53 Billion | ▲ +0.0 pp |
| 2004 | 100.0% | $223.52 Million | $0.00 | $3.34 Billion | ▲ +1.0 pp |
| 2003 | 99.0% | $193.58 Million | $2.02 Million | $2.81 Billion | ▲ +0.2 pp |
| 2002 | 98.8% | $166.43 Million | $2.01 Million | $2.49 Billion | ▼ -1.2 pp |
| 2001 | 100.0% | $110.11 Million | $0.00 | $1.75 Billion | ▲ +0.0 pp |
| 2000 | 100.0% | $117.87 Million | $0.00 | $1.85 Billion | ▲ +0.0 pp |
| 1999 | 100.0% | $124.00 Million | $0.00 | $1.59 Billion | ▲ +0.0 pp |
| 1998 | 100.0% | $101.30 Million | $0.00 | $1.20 Billion | ▲ +0.0 pp |
| 1997 | 100.0% | $89.40 Million | $0.00 | $1.07 Billion | ▲ +0.0 pp |
| 1996 | 100.0% | $89.40 Million | $0.00 | $1.07 Billion | ▲ +0.0 pp |
| 1995 | 100.0% | $79.90 Million | $0.00 | $877.40 Million | ▲ +0.0 pp |
| 1994 | 100.0% | $69.70 Million | $0.00 | $744.40 Million | ▲ +0.0 pp |
| 1992 | 100.0% | $31.10 Million | $0.00 | $522.40 Million | ▲ +0.0 pp |
| 1991 | 100.0% | $24.40 Million | $0.00 | $389.50 Million | ▲ +0.0 pp |
| 1990 | 100.0% | $22.30 Million | $0.00 | $314.40 Million | ▲ +0.0 pp |
| 1989 | 100.0% | $21.30 Million | $0.00 | $287.10 Million | ▲ +0.0 pp |
| 1988 | 100.0% | $19.30 Million | $0.00 | $251.70 Million | — |