OFG Bancorp (OFG) — Tangible Net Worth Ratio
OFG Bancorp (OFG) has a Tangible Net Worth Ratio of 99.3% as of December 2025. This metric is calculated by deducting intangible assets ($9.86 Million) from net assets ($1.39 Billion) and expressing it as a percentage of total net assets. A higher ratio means that more of the company's equity is backed by tangible, balance-sheet-verifiable assets rather than goodwill, patents, or brand value. Also explore OFG Bancorp annual equity growth to track the company's year-over-year net asset growth rate.
Tangible NW Ratio
Net Assets (Equity)
Intangible Assets
Total Assets
OFG Bancorp Tangible Net Worth Ratio (1988–2025)
This chart shows how OFG Bancorp's Tangible Net Worth Ratio has changed across 37 annual periods from 1988 to 2025. As of December 2025, the ratio stands at 99.3%, reflecting net assets of $1.39 Billion with intangible assets of $9.86 Million USD. For live market cap and overall valuation, see OFG stock market capitalisation.
Annual Tangible Net Worth Ratio for OFG Bancorp (1988–2025)
The table below presents the year-by-year Tangible Net Worth Ratio for OFG Bancorp from 1988 to 2025, covering 37 annual filings. Each row shows net assets, intangible assets, total assets, the tangible net worth ratio, and the change in percentage points versus the prior year. Explore how much does OFG Bancorp reinvest in capital to see what proportion of operating cash flow is directed to capital expenditures.
| Year | Tangible NW Ratio | Net Assets (USD) | Intangible Assets | Total Assets | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 99.3% | $1.39 Billion | $9.86 Million | $12.47 Billion | ▲ +6.1 pp |
| 2024 | 93.2% | $1.25 Billion | $85.22 Million | $11.50 Billion | ▼ -0.9 pp |
| 2023 | 94.1% | $1.19 Billion | $70.21 Million | $11.34 Billion | ▲ +1.6 pp |
| 2022 | 92.5% | $1.04 Billion | $78.51 Million | $9.82 Billion | ▲ +0.4 pp |
| 2021 | 92.0% | $1.07 Billion | $85.07 Million | $9.90 Billion | ▲ +0.6 pp |
| 2020 | 91.4% | $1.09 Billion | $93.19 Million | $9.83 Billion | ▼ -7.4 pp |
| 2019 | 98.8% | $9.14 Billion | $107.74 Million | $9.30 Billion | ▲ +0.2 pp |
| 2018 | 98.6% | $999.88 Million | $14.09 Million | $6.58 Billion | ▲ +0.1 pp |
| 2017 | 98.5% | $945.11 Million | $14.51 Million | $6.19 Billion | ▲ +0.2 pp |
| 2016 | 98.3% | $920.41 Million | $16.02 Million | $6.50 Billion | ▼ 0.0 pp |
| 2015 | 98.3% | $897.08 Million | $15.29 Million | $7.10 Billion | ▲ +0.8 pp |
| 2014 | 97.5% | $942.20 Million | $23.73 Million | $7.45 Billion | ▲ +0.4 pp |
| 2013 | 97.1% | $884.91 Million | $25.71 Million | $8.14 Billion | ▲ +0.0 pp |
| 2012 | 97.1% | $863.61 Million | $25.29 Million | $9.19 Billion | ▼ -1.3 pp |
| 2011 | 98.3% | $695.55 Million | $11.64 Million | $6.69 Billion | ▲ +0.3 pp |
| 2010 | 98.0% | $732.33 Million | $14.69 Million | $7.31 Billion | ▲ +0.8 pp |
| 2009 | 97.2% | $330.17 Million | $9.13 Million | $6.55 Billion | ▼ -0.9 pp |
| 2008 | 98.2% | $261.32 Million | $4.83 Million | $6.21 Billion | ▼ -0.6 pp |
| 2007 | 98.7% | $359.46 Million | $4.53 Million | $6.00 Billion | ▼ -0.2 pp |
| 2006 | 99.0% | $336.43 Million | $3.51 Million | $4.37 Billion | ▼ -1.0 pp |
| 2005 | 100.0% | $341.79 Million | $0.00 | $4.53 Billion | ▲ +0.0 pp |
| 2004 | 100.0% | $223.52 Million | $0.00 | $3.34 Billion | ▲ +1.0 pp |
| 2003 | 99.0% | $193.58 Million | $2.02 Million | $2.81 Billion | ▲ +0.2 pp |
| 2002 | 98.8% | $166.43 Million | $2.01 Million | $2.49 Billion | ▼ -1.2 pp |
| 2001 | 100.0% | $110.11 Million | $0.00 | $1.75 Billion | ▲ +0.0 pp |
| 2000 | 100.0% | $117.87 Million | $0.00 | $1.85 Billion | ▲ +0.0 pp |
| 1999 | 100.0% | $124.00 Million | $0.00 | $1.59 Billion | ▲ +0.0 pp |
| 1998 | 100.0% | $101.30 Million | $0.00 | $1.20 Billion | ▲ +0.0 pp |
| 1997 | 100.0% | $89.40 Million | $0.00 | $1.07 Billion | ▲ +0.0 pp |
| 1996 | 100.0% | $89.40 Million | $0.00 | $1.07 Billion | ▲ +0.0 pp |
| 1995 | 100.0% | $79.90 Million | $0.00 | $877.40 Million | ▲ +0.0 pp |
| 1994 | 100.0% | $69.70 Million | $0.00 | $744.40 Million | ▲ +0.0 pp |
| 1992 | 100.0% | $31.10 Million | $0.00 | $522.40 Million | ▲ +0.0 pp |
| 1991 | 100.0% | $24.40 Million | $0.00 | $389.50 Million | ▲ +0.0 pp |
| 1990 | 100.0% | $22.30 Million | $0.00 | $314.40 Million | ▲ +0.0 pp |
| 1989 | 100.0% | $21.30 Million | $0.00 | $287.10 Million | ▲ +0.0 pp |
| 1988 | 100.0% | $19.30 Million | $0.00 | $251.70 Million | — |