360 Finance Inc (QFIN) - Cash Flow Conversion Efficiency
Based on the latest financial reports, 360 Finance Inc (QFIN) has a cash flow conversion efficiency ratio of 0.126x as of March 2026. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow ($3.08 Billion) by net assets ($24.40 Billion). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. See 360 Finance Inc (QFIN) net asset quality to measure how much of total assets are equity-financed.
360 Finance Inc - Cash Flow Conversion Efficiency Trend (2016–2025)
This chart illustrates how 360 Finance Inc's cash flow conversion efficiency has evolved over time, based on yearly financial data. Check 360 Finance Inc cash earnings quality to evaluate the quality of earnings relative to operating cash generation.
360 Finance Inc Competitors by Cash Flow Conversion Efficiency
The table below lists competitors of 360 Finance Inc ranked by their cash flow conversion efficiency.
| Company | Cash Flow Conversion Efficiency |
|---|---|
|
Fibra Terrafina
MX:TERRA13
|
0.027x |
|
BCO LATINOAMER.D.COM.EX.E
F:D8Q
|
0.125x |
|
Xiamen Leading Optics Co Ltd
SHG:605118
|
0.047x |
|
Walker & Dunlop Inc
NYSE:WD
|
-0.533x |
|
Attendo AB (publ)
ST:ATT
|
0.115x |
|
Hubei TKD Crystal Electn
SHG:603738
|
0.015x |
|
Nanjing Yunhai Special Metals Co Ltd
SHE:002182
|
-0.014x |
|
Parex Resources Inc
TO:PXT
|
0.012x |
Annual Cash Flow Conversion Efficiency for 360 Finance Inc (2016–2025)
The table below shows the annual cash flow conversion efficiency of 360 Finance Inc from 2016 to 2025. For the full company profile with market capitalisation and key ratios, see market cap of 360 Finance Inc.
| Year | Net Assets | Operating Cash Flow | Cash Flow Conversion Efficiency | Change |
|---|---|---|---|---|
| 2025-12-31 | $24.16 Billion | $11.08 Billion | 0.459x | +19.07% |
| 2024-12-31 | $24.25 Billion | $9.34 Billion | 0.385x | +19.15% |
| 2023-12-31 | $22.01 Billion | $7.12 Billion | 0.323x | +3.38% |
| 2022-12-31 | $18.93 Billion | $5.92 Billion | 0.313x | -17.78% |
| 2021-12-31 | $15.22 Billion | $5.79 Billion | 0.380x | -32.27% |
| 2020-12-31 | $9.48 Billion | $5.33 Billion | 0.562x | +36.31% |
| 2019-12-31 | $7.21 Billion | $2.97 Billion | 0.412x | +541.75% |
| 2018-12-31 | $4.44 Billion | $285.12 Million | 0.064x | +142.48% |
| 2017-12-31 | $734.15 Million | $-110.97 Million | -0.151x | -102.01% |
| 2016-12-31 | $-21.83 Million | $-164.37 Million | 7.528x | -- |
About 360 Finance Inc
Qfin Holdings, Inc., together with its subsidiaries, operate AI- driven credit-tech platform under the Qifu Jietiao brand in the People's Republic of China. The company provides credit-driven services that match borrowers with financial institutions to conduct borrower acquisition, credit assessment, fund matching, and post-facilitation services; and platform services, including loan and post-fac… Read more