360 Finance Inc (QFIN) - Cash Flow Conversion Efficiency

Latest as of March 2026: 0.126x

Based on the latest financial reports, 360 Finance Inc (QFIN) has a cash flow conversion efficiency ratio of 0.126x as of March 2026. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow ($3.08 Billion) by net assets ($24.40 Billion). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. See defensive interval ratio of 360 Finance Inc to measure how many days the company can operate on defensive assets alone.

360 Finance Inc - Cash Flow Conversion Efficiency Trend (2016–2025)

This chart illustrates how 360 Finance Inc's cash flow conversion efficiency has evolved over time, based on yearly financial data.

360 Finance Inc Competitors by Cash Flow Conversion Efficiency

The table below lists competitors of 360 Finance Inc ranked by their cash flow conversion efficiency.

Company Cash Flow Conversion Efficiency
REMEGEN CO. LTD YC 1
F:REG
N/A
Burckhardt Compression
SW:BCHN
0.100x
Intapp Inc
NASDAQ:INTA
0.028x
Emlak Konut Gayrimenkul Yatirim Ortakligi AS
IS:EKGYO
-0.270x
Sunshine Global Circuits Co Ltd Class A
SHE:300739
0.049x
LandBridge Company LLC
NYSE:LB
0.051x
Datang Telecom Technology Co Ltd
SHG:600198
0.015x
BIEM.L .FDLKK Garment Co Ltd
SHE:002832
0.029x

Annual Cash Flow Conversion Efficiency for 360 Finance Inc (2016–2025)

The table below shows the annual cash flow conversion efficiency of 360 Finance Inc from 2016 to 2025. For the full company profile with market capitalisation and key ratios, see 360 Finance Inc market capitalisation.

Year Net Assets Operating Cash Flow Cash Flow Conversion Efficiency Change
2025-12-31 $24.16 Billion $11.08 Billion 0.459x +19.07%
2024-12-31 $24.25 Billion $9.34 Billion 0.385x +19.15%
2023-12-31 $22.01 Billion $7.12 Billion 0.323x +3.38%
2022-12-31 $18.93 Billion $5.92 Billion 0.313x -17.78%
2021-12-31 $15.22 Billion $5.79 Billion 0.380x -32.27%
2020-12-31 $9.48 Billion $5.33 Billion 0.562x +36.31%
2019-12-31 $7.21 Billion $2.97 Billion 0.412x +541.75%
2018-12-31 $4.44 Billion $285.12 Million 0.064x +142.48%
2017-12-31 $734.15 Million $-110.97 Million -0.151x -102.01%
2016-12-31 $-21.83 Million $-164.37 Million 7.528x --

About 360 Finance Inc

NASDAQ:QFIN USA Credit Services
Market Cap
$1.83 Billion
Market Cap Rank
#6707 Global
#2022 in USA
Share Price
$15.03
Change (1 day)
-0.27%
52-Week Range
$11.65 - $45.80
All Time High
$48.12
About

Qfin Holdings, Inc., together with its subsidiaries, operate AI- driven credit-tech platform under the Qifu Jietiao brand in the People's Republic of China. The company provides credit-driven services that match borrowers with financial institutions to conduct borrower acquisition, credit assessment, fund matching, and post-facilitation services; and platform services, including loan and post-fac… Read more