360 Finance Inc (QFIN) - Cash Flow Conversion Efficiency
Based on the latest financial reports, 360 Finance Inc (QFIN) has a cash flow conversion efficiency ratio of 0.086x as of March 2026. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow ($2.10 Billion) by net assets ($24.40 Billion). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. Also see 360 Finance Inc (QFIN) market capitalisation for the company's overall valuation and market capitalisation.
360 Finance Inc - Cash Flow Conversion Efficiency Trend (2016–2025)
This chart illustrates how 360 Finance Inc's cash flow conversion efficiency has evolved over time, based on yearly financial data.
360 Finance Inc Competitors by Cash Flow Conversion Efficiency
The table below lists competitors of 360 Finance Inc ranked by their cash flow conversion efficiency. Explore how high is 360 Finance Inc's earnings quality to measure how well operating cash flow supports reported net income.
| Company | Cash Flow Conversion Efficiency |
|---|---|
|
NB Bancorp, Inc. Common Stock
NASDAQ:NBBK
|
0.041x |
|
Ningbo Exciton Technology Co Ltd
SHE:300566
|
0.052x |
|
Monex S.A.B. de C.V
MX:MONEXB
|
-1.308x |
|
Caisse Régionale de Crédit Agricole Mutuel de Paris et d-Ile-de-France
PA:CAF
|
0.025x |
|
Jiangsu Kanion Pharmaceutical Co Ltd
SHG:600557
|
0.041x |
|
Lancy Co Ltd
SHE:002612
|
0.018x |
|
SDIC Zhonglu Fruit Juice Co Ltd
SHG:600962
|
-0.574x |
|
Vivenio Residencial SOCIMI S.A.
MC:YVIV
|
0.018x |
Annual Cash Flow Conversion Efficiency for 360 Finance Inc (2016–2025)
The table below shows the annual cash flow conversion efficiency of 360 Finance Inc from 2016 to 2025. View 360 Finance Inc (QFIN) stock price for real-time trading data and today's change.
| Year | Net Assets | Operating Cash Flow | Cash Flow Conversion Efficiency | Change |
|---|---|---|---|---|
| 2025-12-31 | $24.16 Billion | $11.08 Billion | 0.459x | +19.07% |
| 2024-12-31 | $24.25 Billion | $9.34 Billion | 0.385x | +19.15% |
| 2023-12-31 | $22.01 Billion | $7.12 Billion | 0.323x | +3.38% |
| 2022-12-31 | $18.93 Billion | $5.92 Billion | 0.313x | -17.78% |
| 2021-12-31 | $15.22 Billion | $5.79 Billion | 0.380x | -32.27% |
| 2020-12-31 | $9.48 Billion | $5.33 Billion | 0.562x | +36.31% |
| 2019-12-31 | $7.21 Billion | $2.97 Billion | 0.412x | +541.75% |
| 2018-12-31 | $4.44 Billion | $285.12 Million | 0.064x | +142.48% |
| 2017-12-31 | $734.15 Million | $-110.97 Million | -0.151x | -102.01% |
| 2016-12-31 | $-21.83 Million | $-164.37 Million | 7.528x | -- |
About 360 Finance Inc
Qfin Holdings, Inc., together with its subsidiaries, operate AI- driven credit-tech platform under the Qifu Jietiao brand in the People's Republic of China. The company provides credit-driven services that match borrowers with financial institutions to conduct borrower acquisition, credit assessment, fund matching, and post-facilitation services; and platform services, including loan and post-fac… Read more