360 Finance Inc (QFIN) - Cash Flow Conversion Efficiency

Latest as of September 2025: 0.103x

Based on the latest financial reports, 360 Finance Inc (QFIN) has a cash flow conversion efficiency ratio of 0.103x as of September 2025. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow ($2.50 Billion) by net assets ($24.30 Billion). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations.

360 Finance Inc - Cash Flow Conversion Efficiency Trend (2016–2024)

This chart illustrates how 360 Finance Inc's cash flow conversion efficiency has evolved over time, based on yearly financial data. Read 360 Finance Inc balance sheet liabilities for a breakdown of total debt and financial obligations.

360 Finance Inc Competitors by Cash Flow Conversion Efficiency

The table below lists competitors of 360 Finance Inc ranked by their cash flow conversion efficiency.

Company Cash Flow Conversion Efficiency
Adecoagro S.A
F:ACD
0.021x
Minmetals Development Co Ltd
SHG:600058
0.187x
Elvalhalcor Hellenic Copper and Aluminium Industry S.A
AT:ELHA
0.104x
Okeanis Eco Tankers Corp
OL:OET
0.087x
Recursion Pharmaceuticals Inc
NASDAQ:RXRX
-0.112x
IMAX Corporation
F:IMA
0.155x
China National Accord Medicines Corp Ltd
SHE:000028
-0.020x
Vishay Intertechnology Inc
NYSE:VSH
0.013x

Annual Cash Flow Conversion Efficiency for 360 Finance Inc (2016–2024)

The table below shows the annual cash flow conversion efficiency of 360 Finance Inc from 2016 to 2024. For the full company profile with market capitalisation and key ratios, see 360 Finance Inc market capitalisation.

Year Net Assets Operating Cash Flow Cash Flow Conversion Efficiency Change
2024-12-31 $24.25 Billion $9.34 Billion 0.385x +19.15%
2023-12-31 $22.01 Billion $7.12 Billion 0.323x +3.38%
2022-12-31 $18.93 Billion $5.92 Billion 0.313x -17.78%
2021-12-31 $15.22 Billion $5.79 Billion 0.380x -32.27%
2020-12-31 $9.48 Billion $5.33 Billion 0.562x +36.31%
2019-12-31 $7.21 Billion $2.97 Billion 0.412x +541.75%
2018-12-31 $4.44 Billion $285.12 Million 0.064x +142.48%
2017-12-31 $734.15 Million $-110.97 Million -0.151x -102.01%
2016-12-31 $-21.83 Million $-164.37 Million 7.528x --

About 360 Finance Inc

NASDAQ:QFIN USA Credit Services
Market Cap
$1.74 Billion
Market Cap Rank
#6772 Global
#1987 in USA
Share Price
$13.39
Change (1 day)
+2.37%
52-Week Range
$12.36 - $46.05
All Time High
$48.12
About

Qfin Holdings, Inc., together with its subsidiaries, operate AI- driven credit-tech platform under the Qifu Jietiao brand in the People's Republic of China. The company provides credit-driven services that match borrowers with financial institutions to conduct borrower acquisition, credit assessment, fund matching, and post-facilitation services; and platform services, including loan facilitation… Read more