360 Finance Inc (QFIN) — Free Cash Flow Generation Index

Latest as of March 2026: 1.00x

360 Finance Inc (QFIN) has a Free Cash Flow Generation Index of 1.00x as of March 2026. Free cash flow of $2.10 Billion represents 1% of operating cash flow ($2.10 Billion). Explore 360 Finance Inc capital spending ratio to see what proportion of operating cash flow is directed to capital expenditures.

FCF Generation Index

1.00x
Free Cash Flow / Operating CF

Free Cash Flow

$2.10 Billion
USD

Operating Cash Flow

$2.10 Billion
USD

Capital Expenditures

$3.08 Billion
USD

360 Finance Inc Free Cash Flow Generation Index (2018–2025)

Historical FCF Generation Index trend for 360 Finance Inc across 8 annual periods. For the full cash flow conversion analysis, see how efficiently does 360 Finance Inc generate cash.

Annual Free Cash Flow Generation for 360 Finance Inc (2018–2025)

Year-by-year Free Cash Flow Generation Index for 360 Finance Inc. Check 360 Finance Inc (QFIN) reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.

Year FCG Index Free Cash Flow (USD) Operating CF Capital Expenditures YoY Change
2025 0.98x $10.84 Billion $11.08 Billion $240.54 Million ▼ -0.5%
2024 0.98x $9.19 Billion $9.34 Billion $153.15 Million ▼ -0.5%
2023 0.99x $7.03 Billion $7.12 Billion $84.55 Million ▼ -0.8%
2022 1.00x $5.90 Billion $5.92 Billion $25.31 Million ▲ +0.0%
2021 1.00x $5.76 Billion $5.79 Billion $25.31 Million ▼ -0.2%
2020 1.00x $5.31 Billion $5.33 Billion $15.27 Million ▲ +0.6%
2019 0.99x $2.95 Billion $2.97 Billion $25.56 Million ▲ +2.2%
2018 0.97x $276.56 Million $285.12 Million $8.55 Million
FCG Index = Free Cash Flow / Operating Cash Flow. FCF = Operating CF + Capital Expenditures (capex stored negative).