360 Finance Inc (QFIN) — Free Cash Flow Generation Index

Latest as of March 2026: 0.68x

360 Finance Inc (QFIN) has a Free Cash Flow Generation Index of 0.68x as of March 2026. Free cash flow of $2.10 Billion represents 1% of operating cash flow ($3.08 Billion). Read QFIN current and long-term liabilities for a breakdown of total debt and financial obligations.

FCF Generation Index

0.68x
Free Cash Flow / Operating CF

Free Cash Flow

$2.10 Billion
USD

Operating Cash Flow

$3.08 Billion
USD

Capital Expenditures

$3.08 Billion
USD

360 Finance Inc Free Cash Flow Generation Index (2018–2025)

Historical FCF Generation Index trend for 360 Finance Inc across 8 annual periods. Explore QFIN capital expenditure intensity to see what proportion of operating cash flow is directed to capital expenditures.

Annual Free Cash Flow Generation for 360 Finance Inc (2018–2025)

Year-by-year Free Cash Flow Generation Index for 360 Finance Inc. For the full company profile including market capitalisation, see 360 Finance Inc market cap and net worth.

Year FCG Index Free Cash Flow (USD) Operating CF Capital Expenditures YoY Change
2025 0.98x $10.84 Billion $11.08 Billion $240.54 Million ▼ -0.5%
2024 0.98x $9.19 Billion $9.34 Billion $153.15 Million ▼ -0.5%
2023 0.99x $7.03 Billion $7.12 Billion $84.55 Million ▼ -0.8%
2022 1.00x $5.90 Billion $5.92 Billion $25.31 Million ▲ +0.0%
2021 1.00x $5.76 Billion $5.79 Billion $25.31 Million ▼ -0.2%
2020 1.00x $5.31 Billion $5.33 Billion $15.27 Million ▲ +0.6%
2019 0.99x $2.95 Billion $2.97 Billion $25.56 Million ▲ +2.2%
2018 0.97x $276.56 Million $285.12 Million $8.55 Million
FCG Index = Free Cash Flow / Operating Cash Flow. FCF = Operating CF + Capital Expenditures (capex stored negative).