360 Finance Inc (QFIN) — Free Cash Flow Generation Index
360 Finance Inc (QFIN) has a Free Cash Flow Generation Index of 2.00x as of March 2026. Free cash flow of $6.16 Billion represents 2% of operating cash flow ($3.08 Billion). See QFIN current assets to equity ratio to evaluate short-term liquidity relative to the company's equity base.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
360 Finance Inc Free Cash Flow Generation Index (2018–2025)
Historical FCF Generation Index trend for 360 Finance Inc across 8 annual periods. Explore how well can 360 Finance Inc service its debt to assess how comfortably operating cash covers total debt obligations.
Annual Free Cash Flow Generation for 360 Finance Inc (2018–2025)
Year-by-year Free Cash Flow Generation Index for 360 Finance Inc. For the full company profile including market capitalisation, see 360 Finance Inc market capitalisation.
| Year | FCG Index | Free Cash Flow (USD) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.98x | $10.84 Billion | $11.08 Billion | $240.54 Million | ▼ -0.5% |
| 2024 | 0.98x | $9.19 Billion | $9.34 Billion | $153.15 Million | ▼ -0.5% |
| 2023 | 0.99x | $7.03 Billion | $7.12 Billion | $84.55 Million | ▼ -0.8% |
| 2022 | 1.00x | $5.90 Billion | $5.92 Billion | $25.31 Million | ▲ +0.0% |
| 2021 | 1.00x | $5.76 Billion | $5.79 Billion | $25.31 Million | ▼ -0.2% |
| 2020 | 1.00x | $5.31 Billion | $5.33 Billion | $15.27 Million | ▲ +0.6% |
| 2019 | 0.99x | $2.95 Billion | $2.97 Billion | $25.56 Million | ▲ +2.2% |
| 2018 | 0.97x | $276.56 Million | $285.12 Million | $8.55 Million | — |