360 Finance Inc (QFIN) — Defensive Interval Ratio
360 Finance Inc (QFIN) has a Defensive Interval Ratio of 1050 days as of March 2026. Defensive assets of $6.40 Billion (cash $-, short-term investments $2.85 Billion, receivables $3.54 Billion) cover 1050 days of daily cash needs of $6.09 Million/day. Check 360 Finance Inc tangible equity quality to evaluate the tangible quality of the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
360 Finance Inc Defensive Interval Ratio (2016–2025)
This chart shows how 360 Finance Inc's Defensive Interval Ratio has evolved across 10 annual periods from 2016 to 2025. As of March 2026, the ratio stands at 1050 days, meaning defensive assets of $6.40 Billion can fund 1050 days of operations without new revenue. Also explore 360 Finance Inc (QFIN) equity growth momentum to track the company's year-over-year net asset growth rate.
Annual Defensive Interval Ratio for 360 Finance Inc (2016–2025)
The table below presents the year-by-year Defensive Interval Ratio for 360 Finance Inc from 2016 to 2025, covering 10 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see how much is 360 Finance Inc worth.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 1050 days | $6.40 Billion | $6.09 Million/day | $- | $2.85 Billion | ▲ +937 days |
| 2024 | 113 days | $5.64 Billion | $49.82 Million/day | $- | $3.39 Billion | ▲ +43 days |
| 2023 | 70 days | $3.07 Billion | $43.99 Million/day | $- | $15.00 Million | ▼ -16 days |
| 2022 | 85 days | $3.19 Billion | $37.30 Million/day | $- | $57.00 Million | ▼ -36 days |
| 2021 | 121 days | $3.32 Billion | $27.38 Million/day | $- | $0.00 | ▼ -4646 days |
| 2020 | 4767 days | $7.33 Billion | $1.54 Million/day | $- | $- | ▲ +1356 days |
| 2019 | 3411 days | $4.97 Billion | $1.46 Million/day | $- | $0.00 | ▼ -578 days |
| 2018 | 3988 days | $3.61 Billion | $905.69K/day | $- | $0.00 | ▼ -3140 days |
| 2017 | 7128 days | $834.92 Million | $117.13K/day | $- | $0.00 | ▲ +4075 days |
| 2016 | 3053 days | $68.17 Million | $22.33K/day | $- | $0.00 | — |