360 Finance Inc (QFIN) — Cash Flow Reinvestment Rate

Latest as of March 2026: 1.00x

360 Finance Inc (QFIN) has a Cash Flow Reinvestment Rate of 1.00x as of March 2026, reinvesting $3.08 Billion (capex $3.08 Billion ) from operating cash flow of $3.08 Billion. Explore 360 Finance Inc capital reinvestment ratio to see what proportion of operating cash flow is directed to capital expenditures.

Reinvestment Rate

1.00x
(Capex + Investments) / Operating CF

Total Reinvested

$3.08 Billion
Capex + Investments

Operating Cash Flow

$3.08 Billion
USD

Capital Expenditures

$3.08 Billion
USD

360 Finance Inc Cash Flow Reinvestment Rate (2018–2025)

Historical reinvestment intensity for 360 Finance Inc across 8 annual periods. Also explore QFIN total asset value for the complete picture of this company's asset base.

Annual Cash Flow Reinvestment Rate for 360 Finance Inc (2018–2025)

Year-by-year capital reinvestment analysis for 360 Finance Inc. For live market cap and broader valuation context, see 360 Finance Inc stock valuation.

Year Reinvestment Rate Total Reinvested (USD) Operating CF Capex YoY Change
2025 0.05x $578.05 Million $11.08 Billion $240.54 Million ▼ -94.0%
2024 0.87x $8.15 Billion $9.34 Billion $153.15 Million ▼ -43.7%
2023 1.55x $11.03 Billion $7.12 Billion $84.55 Million ▲ +24.3%
2022 1.25x $7.38 Billion $5.92 Billion $25.31 Million ▲ +18.5%
2021 1.05x $6.09 Billion $5.79 Billion $25.31 Million ▲ +516.9%
2020 0.17x $908.04 Million $5.33 Billion $15.27 Million ▼ -94.3%
2019 2.99x $8.89 Billion $2.97 Billion $25.56 Million ▲ +153.5%
2018 1.18x $336.20 Million $285.12 Million $8.55 Million
Cash Flow Reinvestment Rate = (ABS(Capex) + ABS(Investments)) / Operating Cash Flow