360 Finance Inc (QFIN) — Cash Flow Reinvestment Rate
360 Finance Inc (QFIN) has a Cash Flow Reinvestment Rate of 1.47x as of March 2026, reinvesting $3.08 Billion (capex $3.08 Billion ) from operating cash flow of $2.10 Billion. See QFIN free cash flow to operating cash ratio to measure how efficiently the company converts operating cash flow to free cash.
Reinvestment Rate
Total Reinvested
Operating Cash Flow
Capital Expenditures
360 Finance Inc Cash Flow Reinvestment Rate (2018–2025)
Historical reinvestment intensity for 360 Finance Inc across 8 annual periods. For the full cash flow conversion analysis, see 360 Finance Inc operating cash flow efficiency.
Annual Cash Flow Reinvestment Rate for 360 Finance Inc (2018–2025)
Year-by-year capital reinvestment analysis for 360 Finance Inc. See QFIN financial flexibility score to measure the company's free cash flow as a share of total liabilities.
| Year | Reinvestment Rate | Total Reinvested (USD) | Operating CF | Capex | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.05x | $578.05 Million | $11.08 Billion | $240.54 Million | ▼ -94.0% |
| 2024 | 0.87x | $8.15 Billion | $9.34 Billion | $153.15 Million | ▼ -43.7% |
| 2023 | 1.55x | $11.03 Billion | $7.12 Billion | $84.55 Million | ▲ +24.3% |
| 2022 | 1.25x | $7.38 Billion | $5.92 Billion | $25.31 Million | ▲ +18.5% |
| 2021 | 1.05x | $6.09 Billion | $5.79 Billion | $25.31 Million | ▲ +516.9% |
| 2020 | 0.17x | $908.04 Million | $5.33 Billion | $15.27 Million | ▼ -94.3% |
| 2019 | 2.99x | $8.89 Billion | $2.97 Billion | $25.56 Million | ▲ +153.5% |
| 2018 | 1.18x | $336.20 Million | $285.12 Million | $8.55 Million | — |