360 Finance Inc (QFIN) - Total Assets
Based on the latest financial reports, 360 Finance Inc (QFIN) holds total assets worth $54.13 Billion USD as of March 2026. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. Explore 360 Finance Inc (QFIN) debt coverage ratio to assess how comfortably operating cash covers total debt obligations.
360 Finance Inc - Total Assets Trend (2016–2025)
This chart illustrates how 360 Finance Inc's total assets have evolved over time, based on quarterly financial data. See shareholders equity of 360 Finance Inc for net asset value and shareholders' equity analysis.
360 Finance Inc - Asset Composition Analysis
Current Asset Composition (December 2025)
360 Finance Inc's total assets of $54.13 Billion consist of 20.5% current assets and 79.5% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 8.3% |
| Accounts Receivable | $972.26 Million | 1.7% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $977.25 Million | 1.7% |
| Goodwill | $45.20 Million | 0.1% |
Asset Composition Trend (2016–2025)
This chart illustrates how 360 Finance Inc's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. For live market cap, price, and company overview, see QFIN stock market capitalisation.
Key Asset Composition Facts
- Current vs. Non-Current Assets: 360 Finance Inc's current assets represent 20.5% of total assets in 2025, a decrease from 88.3% in 2016.
- Cash Position: Cash and equivalents constituted 8.3% of total assets in 2025, up from 6.9% in 2016.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 1.0% of total assets, an increase from 0.0% in 2016.
- Asset Diversification: The largest asset category is intangible assets at 1.7% of total assets.
360 Finance Inc Competitors by Total Assets
Key competitors of 360 Finance Inc based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
SLM Corp
NASDAQ:SLM
|
USA | $29.41 Billion |
|
Beijing Cuiwei Tower Co Ltd
SHG:603123
|
China | CN¥6.14 Billion |
|
Oportun Financial Corp
NASDAQ:OPRT
|
USA | $3.17 Billion |
|
Humm Group Ltd
AU:HUM
|
Australia | AU$5.36 Billion |
|
FSA Group Ltd
AU:FSA
|
Australia | AU$1.06 Billion |
|
Hexa Tradex Limited
NSE:HEXATRADEX
|
India | Rs55.63 Billion |
|
EN Shoham Business Ltd
TA:SHOM
|
Israel | ILA1.08 Billion |
|
creditshelf Aktiengesellschaft
F:CSQ
|
Germany | €8.03 Million |
360 Finance Inc - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 0.54 | 0.85 | 9.70 |
| Quick Ratio | 0.54 | 0.85 | 20.49 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $-9.72 Billion | $-2.86 Billion | $13.21 Billion |
360 Finance Inc - Advanced Valuation Insights
This section examines the relationship between 360 Finance Inc's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 0.49 |
| Latest Market Cap to Assets Ratio | 0.03 |
| Asset Growth Rate (YoY) | 18.3% |
| Total Assets | $56.95 Billion |
| Market Capitalization | $1.69 Billion USD |
Valuation Analysis
Below Book Valuation: The market values 360 Finance Inc's assets below their book value (0.03x), which may indicate investor concerns about asset quality or future growth.
Rapid Asset Growth: 360 Finance Inc's assets grew by 18.3% over the past year, indicating significant expansion of the company's resource base.
Annual Total Assets for 360 Finance Inc (2016–2025)
The table below shows the annual total assets of 360 Finance Inc from 2016 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | $56.95 Billion | +18.32% |
| 2024-12-31 | $48.13 Billion | +5.05% |
| 2023-12-31 | $45.82 Billion | +13.57% |
| 2022-12-31 | $40.34 Billion | +20.41% |
| 2021-12-31 | $33.50 Billion | +37.39% |
| 2020-12-31 | $24.39 Billion | +19.81% |
| 2019-12-31 | $20.36 Billion | +176.96% |
| 2018-12-31 | $7.35 Billion | +137.14% |
| 2017-12-31 | $3.10 Billion | +3362.23% |
| 2016-12-31 | $89.52 Million | -- |
About 360 Finance Inc
Qfin Holdings, Inc., together with its subsidiaries, operate AI- driven credit-tech platform under the Qifu Jietiao brand in the People's Republic of China. The company provides credit-driven services that match borrowers with financial institutions to conduct borrower acquisition, credit assessment, fund matching, and post-facilitation services; and platform services, including loan and post-fac… Read more