360 Finance Inc (QFIN) - Total Assets
Based on the latest financial reports, 360 Finance Inc (QFIN) holds total assets worth $61.45 Billion USD as of September 2025. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. See QFIN book value for net asset value and shareholders' equity analysis.
360 Finance Inc - Total Assets Trend (2016–2024)
This chart illustrates how 360 Finance Inc's total assets have evolved over time, based on quarterly financial data.
360 Finance Inc - Asset Composition Analysis
Current Asset Composition (December 2024)
360 Finance Inc's total assets of $61.45 Billion consist of 88.9% current assets and 11.1% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 9.3% |
| Accounts Receivable | $2.22 Billion | 4.6% |
| Inventory | $1.30 Billion | 2.7% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $968.56 Million | 2.0% |
| Goodwill | $42.41 Million | 0.1% |
Asset Composition Trend (2016–2024)
This chart illustrates how 360 Finance Inc's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. For live market cap, price, and company overview, see market value of 360 Finance Inc.
Key Asset Composition Facts
- Current vs. Non-Current Assets: 360 Finance Inc's current assets represent 88.9% of total assets in 2024, an increase from 88.3% in 2016.
- Cash Position: Cash and equivalents constituted 9.3% of total assets in 2024, up from 6.9% in 2016.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 2.0% of total assets, an increase from 0.0% in 2016.
- Asset Diversification: The largest asset category is accounts receivable at 4.6% of total assets.
360 Finance Inc Competitors by Total Assets
Key competitors of 360 Finance Inc based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Upstart Holdings Inc
NASDAQ:UPST
|
USA | $2.97 Billion |
|
Beijing Cuiwei Tower Co Ltd
SHG:603123
|
China | CN¥6.48 Billion |
|
Peninsula Group Ltd
TA:PEN
|
Israel | ILA1.78 Billion |
|
Pioneer Credit Ltd
AU:PNC
|
Australia | AU$396.51 Million |
|
Wisr Ltd
AU:WZR
|
Australia | AU$1.02 Billion |
|
Blender Financial Technologies Ltd
TA:BLND
|
Israel | ILA170.07 Million |
|
Intan Baruprana Finance Tbk
JK:IBFN
|
Indonesia | Rp500.61 Billion |
|
Fast Finance SA
WAR:FFI
|
Poland | zł1.67 Million |
360 Finance Inc - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 2.94 | 39.93 | 54.55 |
| Quick Ratio | 2.94 | 39.93 | 124.09 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $36.62 Billion | $40.62 Billion | $11.53 Billion |
360 Finance Inc - Advanced Valuation Insights
This section examines the relationship between 360 Finance Inc's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 0.65 |
| Latest Market Cap to Assets Ratio | 0.04 |
| Asset Growth Rate (YoY) | 5.1% |
| Total Assets | $48.13 Billion |
| Market Capitalization | $1.74 Billion USD |
Valuation Analysis
Below Book Valuation: The market values 360 Finance Inc's assets below their book value (0.04x), which may indicate investor concerns about asset quality or future growth.
Positive Asset Growth: 360 Finance Inc's assets grew by 5.1% over the past year, showing continued investment in the company's operational capacity.
Annual Total Assets for 360 Finance Inc (2016–2024)
The table below shows the annual total assets of 360 Finance Inc from 2016 to 2024.
| Year | Total Assets | Change |
|---|---|---|
| 2024-12-31 | $48.13 Billion | +5.05% |
| 2023-12-31 | $45.82 Billion | +13.57% |
| 2022-12-31 | $40.34 Billion | +20.41% |
| 2021-12-31 | $33.50 Billion | +37.39% |
| 2020-12-31 | $24.39 Billion | +19.81% |
| 2019-12-31 | $20.36 Billion | +176.96% |
| 2018-12-31 | $7.35 Billion | +137.14% |
| 2017-12-31 | $3.10 Billion | +3362.23% |
| 2016-12-31 | $89.52 Million | -- |
About 360 Finance Inc
Qfin Holdings, Inc., together with its subsidiaries, operate AI- driven credit-tech platform under the Qifu Jietiao brand in the People's Republic of China. The company provides credit-driven services that match borrowers with financial institutions to conduct borrower acquisition, credit assessment, fund matching, and post-facilitation services; and platform services, including loan facilitation… Read more