360 Finance Inc (QFIN) — Cash Flow Quality Index
360 Finance Inc (QFIN) has a Cash Flow Quality Index of 3.06x as of March 2026. Operating cash flow of $3.08 Billion exceeds net income of $1.01 Billion, indicating high earnings quality where cash backs reported profits. Explore QFIN strategic capital deployment ratio to see how much of total assets are deployed in long-term investments.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
360 Finance Inc Cash Flow Quality Index (2017–2025)
Historical Cash Flow Quality Index for 360 Finance Inc across 9 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check 360 Finance Inc (QFIN) tangible net worth to evaluate the tangible quality of the company's equity base.
Annual Cash Flow Quality Index for 360 Finance Inc (2017–2025)
Year-by-year earnings quality comparison for 360 Finance Inc. For live market cap and the full company financial profile, see market cap of 360 Finance Inc.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.85x | $11.08 Billion | $5.98 Billion | ▲ +24.4% |
| 2024 | 1.49x | $9.34 Billion | $6.26 Billion | ▼ -10.6% |
| 2023 | 1.67x | $7.12 Billion | $4.27 Billion | ▲ +62.3% |
| 2022 | 1.03x | $5.92 Billion | $5.76 Billion | ▲ +2.3% |
| 2021 | 1.00x | $5.79 Billion | $5.76 Billion | ▼ -34.1% |
| 2020 | 1.52x | $5.33 Billion | $3.50 Billion | ▲ +28.2% |
| 2019 | 1.19x | $2.97 Billion | $2.50 Billion | ▲ +397.5% |
| 2018 | 0.24x | $285.12 Million | $1.19 Billion | ▲ +135.5% |
| 2017 | -0.67x | $-110.97 Million | $164.87 Million | — |