360 Finance Inc (QFIN) — Cash Flow Quality Index
360 Finance Inc (QFIN) has a Cash Flow Quality Index of 3.06x as of March 2026. Operating cash flow of $3.08 Billion exceeds net income of $1.01 Billion, indicating high earnings quality where cash backs reported profits. Explore QFIN cash flow metrics to assess how effectively this company generates cash.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
360 Finance Inc Cash Flow Quality Index (2017–2025)
Historical Cash Flow Quality Index for 360 Finance Inc across 9 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check QFIN cash flow reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Annual Cash Flow Quality Index for 360 Finance Inc (2017–2025)
Year-by-year earnings quality comparison for 360 Finance Inc. For live market cap and the full company financial profile, see 360 Finance Inc market cap and net worth.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.85x | $11.08 Billion | $5.98 Billion | ▲ +24.4% |
| 2024 | 1.49x | $9.34 Billion | $6.26 Billion | ▼ -10.6% |
| 2023 | 1.67x | $7.12 Billion | $4.27 Billion | ▲ +62.3% |
| 2022 | 1.03x | $5.92 Billion | $5.76 Billion | ▲ +2.3% |
| 2021 | 1.00x | $5.79 Billion | $5.76 Billion | ▼ -34.1% |
| 2020 | 1.52x | $5.33 Billion | $3.50 Billion | ▲ +28.2% |
| 2019 | 1.19x | $2.97 Billion | $2.50 Billion | ▲ +397.5% |
| 2018 | 0.24x | $285.12 Million | $1.19 Billion | ▲ +135.5% |
| 2017 | -0.67x | $-110.97 Million | $164.87 Million | — |