360 Finance Inc (QFIN) — Cash Flow-to-Debt Ratio
360 Finance Inc (QFIN) has a Cash Flow-to-Debt Ratio of 0.10x as of March 2026, meaning its operating cash flow of $3.08 Billion could theoretically repay 0% of its total liabilities ($29.73 Billion) in one year. Explore QFIN strategic capital deployment ratio to see how much of total assets are deployed in long-term investments.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
360 Finance Inc Cash Flow-to-Debt Ratio (2016–2025)
Historical debt coverage capacity for 360 Finance Inc across 10 annual periods. Also explore how large is 360 Finance Inc's balance sheet for the complete picture of this company's asset base.
Annual Cash Flow-to-Debt Ratio for 360 Finance Inc (2016–2025)
Year-by-year debt coverage analysis for 360 Finance Inc. For market capitalisation and broader financial context, see 360 Finance Inc stock valuation.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.34x | $11.08 Billion | $32.79 Billion | ▼ -13.6% |
| 2024 | 0.39x | $9.34 Billion | $23.89 Billion | ▲ +30.8% |
| 2023 | 0.30x | $7.12 Billion | $23.81 Billion | ▲ +8.1% |
| 2022 | 0.28x | $5.92 Billion | $21.41 Billion | ▼ -12.6% |
| 2021 | 0.32x | $5.79 Billion | $18.29 Billion | ▼ -11.4% |
| 2020 | 0.36x | $5.33 Billion | $14.91 Billion | ▲ +57.9% |
| 2019 | 0.23x | $2.97 Billion | $13.14 Billion | ▲ +130.9% |
| 2018 | 0.10x | $285.12 Million | $2.91 Billion | ▲ +308.9% |
| 2017 | -0.05x | $-110.97 Million | $2.37 Billion | ▲ +96.8% |
| 2016 | -1.48x | $-164.37 Million | $111.35 Million | — |