360 Finance Inc (QFIN) — Cash Flow-to-Debt Ratio
360 Finance Inc (QFIN) has a Cash Flow-to-Debt Ratio of 0.09x as of March 2026, meaning its operating cash flow of $3.08 Billion could theoretically repay 0% of its total liabilities ($32.81 Billion) in one year. See 360 Finance Inc (QFIN) free cash flow to measure how efficiently the company converts operating cash flow to free cash.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
360 Finance Inc Cash Flow-to-Debt Ratio (2016–2025)
Historical debt coverage capacity for 360 Finance Inc across 10 annual periods. Also explore 360 Finance Inc net asset momentum to track the company's year-over-year net asset growth rate.
Annual Cash Flow-to-Debt Ratio for 360 Finance Inc (2016–2025)
Year-by-year debt coverage analysis for 360 Finance Inc. For market capitalisation and broader financial context, see QFIN company net worth.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.34x | $11.08 Billion | $32.81 Billion | ▼ -13.6% |
| 2024 | 0.39x | $9.34 Billion | $23.89 Billion | ▲ +30.8% |
| 2023 | 0.30x | $7.12 Billion | $23.81 Billion | ▲ +8.1% |
| 2022 | 0.28x | $5.92 Billion | $21.41 Billion | ▼ -12.6% |
| 2021 | 0.32x | $5.79 Billion | $18.29 Billion | ▼ -11.4% |
| 2020 | 0.36x | $5.33 Billion | $14.91 Billion | ▲ +57.9% |
| 2019 | 0.23x | $2.97 Billion | $13.14 Billion | ▲ +130.9% |
| 2018 | 0.10x | $285.12 Million | $2.91 Billion | ▲ +308.9% |
| 2017 | -0.05x | $-110.97 Million | $2.37 Billion | ▲ +96.8% |
| 2016 | -1.48x | $-164.37 Million | $111.35 Million | — |