360 Finance Inc (QFIN) — Tangible Net Worth Ratio
360 Finance Inc (QFIN) has a Tangible Net Worth Ratio of 96.0% as of March 2026. This metric is calculated by deducting intangible assets ($971.53 Million) from net assets ($24.40 Billion) and expressing it as a percentage of total net assets. A higher ratio means that more of the company's equity is backed by tangible, balance-sheet-verifiable assets rather than goodwill, patents, or brand value. Also explore 360 Finance Inc equity growth rate to track the company's year-over-year net asset growth rate.
Tangible NW Ratio
Net Assets (Equity)
Intangible Assets
Total Assets
360 Finance Inc Tangible Net Worth Ratio (2017–2025)
This chart shows how 360 Finance Inc's Tangible Net Worth Ratio has changed across 9 annual periods from 2017 to 2025. As of March 2026, the ratio stands at 96.0%, reflecting net assets of $24.40 Billion with intangible assets of $971.53 Million USD. For live market cap and overall valuation, see market cap of 360 Finance Inc.
Annual Tangible Net Worth Ratio for 360 Finance Inc (2017–2025)
The table below presents the year-by-year Tangible Net Worth Ratio for 360 Finance Inc from 2017 to 2025, covering 9 annual filings. Each row shows net assets, intangible assets, total assets, the tangible net worth ratio, and the change in percentage points versus the prior year. Explore QFIN capital reinvestment ratio to see what proportion of operating cash flow is directed to capital expenditures.
| Year | Tangible NW Ratio | Net Assets (USD) | Intangible Assets | Total Assets | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 96.0% | $24.16 Billion | $977.25 Million | $56.95 Billion | ▼ -0.1 pp |
| 2024 | 96.0% | $24.25 Billion | $968.56 Million | $48.13 Billion | ▲ +0.5 pp |
| 2023 | 95.5% | $22.01 Billion | $990.90 Million | $45.82 Billion | ▲ +0.8 pp |
| 2022 | 94.7% | $18.93 Billion | $1.00 Billion | $40.34 Billion | ▲ +1.4 pp |
| 2021 | 93.3% | $15.22 Billion | $1.02 Billion | $33.50 Billion | ▼ -6.7 pp |
| 2020 | 100.0% | $9.48 Billion | $3.40 Million | $24.39 Billion | ▲ +0.0 pp |
| 2019 | 100.0% | $7.21 Billion | $3.51 Million | $20.36 Billion | ▼ 0.0 pp |
| 2018 | 100.0% | $4.44 Billion | $847.00K | $7.35 Billion | ▲ +0.0 pp |
| 2017 | 100.0% | $734.15 Million | $262.00K | $3.10 Billion | — |