360 Finance Inc (QFIN) — Tangible Net Worth Ratio
360 Finance Inc (QFIN) has a Tangible Net Worth Ratio of 96.0% as of March 2026. This metric is calculated by deducting intangible assets ($971.53 Million) from net assets ($24.40 Billion) and expressing it as a percentage of total net assets. A higher ratio means that more of the company's equity is backed by tangible, balance-sheet-verifiable assets rather than goodwill, patents, or brand value. See QFIN book value for net asset value and shareholders' equity analysis.
Tangible NW Ratio
Net Assets (Equity)
Intangible Assets
Total Assets
360 Finance Inc Tangible Net Worth Ratio (2017–2025)
This chart shows how 360 Finance Inc's Tangible Net Worth Ratio has changed across 9 annual periods from 2017 to 2025. As of March 2026, the ratio stands at 96.0%, reflecting net assets of $24.40 Billion with intangible assets of $971.53 Million USD. Also explore QFIN net asset momentum to track the company's year-over-year net asset growth rate.
Annual Tangible Net Worth Ratio for 360 Finance Inc (2017–2025)
The table below presents the year-by-year Tangible Net Worth Ratio for 360 Finance Inc from 2017 to 2025, covering 9 annual filings. Each row shows net assets, intangible assets, total assets, the tangible net worth ratio, and the change in percentage points versus the prior year. For the full company profile including market capitalisation, see 360 Finance Inc stock valuation.
| Year | Tangible NW Ratio | Net Assets (USD) | Intangible Assets | Total Assets | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 96.0% | $24.16 Billion | $977.25 Million | $56.95 Billion | ▼ -0.1 pp |
| 2024 | 96.0% | $24.25 Billion | $968.56 Million | $48.13 Billion | ▲ +0.5 pp |
| 2023 | 95.5% | $22.01 Billion | $990.90 Million | $45.82 Billion | ▲ +0.8 pp |
| 2022 | 94.7% | $18.93 Billion | $1.00 Billion | $40.34 Billion | ▲ +1.4 pp |
| 2021 | 93.3% | $15.22 Billion | $1.02 Billion | $33.50 Billion | ▼ -6.7 pp |
| 2020 | 100.0% | $9.48 Billion | $3.40 Million | $24.39 Billion | ▲ +0.0 pp |
| 2019 | 100.0% | $7.21 Billion | $3.51 Million | $20.36 Billion | ▼ 0.0 pp |
| 2018 | 100.0% | $4.44 Billion | $847.00K | $7.35 Billion | ▲ +0.0 pp |
| 2017 | 100.0% | $734.15 Million | $262.00K | $3.10 Billion | — |