360 Finance Inc (QFIN) - Total Liabilities

Latest as of March 2026: $29.73 Billion USD

Based on the latest financial reports, 360 Finance Inc (QFIN) has total liabilities worth $29.73 Billion USD as of March 2026. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities. Explore QFIN long-term investments to assets to see how much of total assets are deployed in long-term investments.

360 Finance Inc - Total Liabilities Trend (2016–2025)

This chart illustrates how 360 Finance Inc's total liabilities have evolved over time, based on quarterly financial data. For the complete balance sheet picture, see QFIN total asset value.

360 Finance Inc Competitors by Total Liabilities

The table below lists competitors of 360 Finance Inc ranked by their total liabilities.

Company Country Total Liabilities
LianChuang Electronic Technology Co Ltd
SHE:002036
China CN¥15.41 Billion
Kingenta Ecological Engineering Group Co Ltd
SHE:002470
China CN¥9.57 Billion
BLS International Services Limited
NSE:BLS
India Rs9.00 Billion
Poly Plastic Masterbatch Suzhou Co
SHE:300905
China CN¥285.28 Million
Hengtong Logistic Co Ltd
SHG:603223
China CN¥1.19 Billion
Hunan Warrant Pharmaceutical Co. Ltd. A
SHG:688799
China CN¥667.46 Million
Fiyta Holdings Ltd
SHE:000026
China CN¥351.90 Million
Aedas Homes SL
MC:AEDAS
Spain €1.23 Billion

Liability Composition Analysis (2016–2025)

This chart breaks down 360 Finance Inc's total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. See QFIN net asset quality index to measure how much of total assets are equity-financed.

Liquidity & Leverage Metrics

Key Metrics Explained

Metric Value Description
Current Ratio 0.54 Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities)
Quick Ratio N/A More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities)
Cash Ratio N/A Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities)
Debt to Equity 1.23 Measures financial leverage (Total Liabilities ÷ Shareholder Equity)
Debt to Assets 0.55 Portion of assets financed with debt (Total Liabilities ÷ Total Assets)

Liability Trends Comparison

This chart compares key liability metrics across different time periods, showing how 360 Finance Inc's debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.

Annual Total Liabilities for 360 Finance Inc (2016–2025)

The table below shows the annual total liabilities of 360 Finance Inc from 2016 to 2025.

Year Total Liabilities Change
2025-12-31 $32.79 Billion +37.29%
2024-12-31 $23.89 Billion +0.33%
2023-12-31 $23.81 Billion +11.19%
2022-12-31 $21.41 Billion +17.08%
2021-12-31 $18.29 Billion +22.69%
2020-12-31 $14.91 Billion +13.43%
2019-12-31 $13.14 Billion +351.65%
2018-12-31 $2.91 Billion +23.01%
2017-12-31 $2.37 Billion +2024.08%
2016-12-31 $111.35 Million --

About 360 Finance Inc

NASDAQ:QFIN USA Credit Services
Market Cap
$1.01 Billion
Market Cap Rank
#8871 Global
#2530 in USA
Share Price
$8.29
Change (1 day)
+1.34%
52-Week Range
$8.05 - $31.50
All Time High
$48.12
About

Qfin Holdings, Inc., together with its subsidiaries, operate AI- driven credit-tech platform under the Qifu Jietiao brand in the People's Republic of China. The company provides credit-driven services that match borrowers with financial institutions to conduct borrower acquisition, credit assessment, fund matching, and post-facilitation services; and platform services, including loan and post-fac… Read more