360 Finance Inc (QFIN) — Financial Flexibility Index
360 Finance Inc (QFIN) has a Financial Flexibility Index of 0.19x as of March 2026. Free cash flow of $6.16 Billion (operating CF $3.08 Billion minus capex $3.08 Billion) represents 0% of total liabilities ($32.81 Billion). Also explore 360 Finance Inc net asset momentum to track the company's year-over-year net asset growth rate.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
360 Finance Inc Financial Flexibility Index (2016–2025)
Historical Financial Flexibility Index trend for 360 Finance Inc across 10 annual periods. Check strategic asset allocation of 360 Finance Inc to assess the company's strategic physical and investment asset allocation.
Annual Financial Flexibility Index for 360 Finance Inc (2016–2025)
Year-by-year free cash flow to debt coverage for 360 Finance Inc. For the full company profile including market capitalisation, see 360 Finance Inc market capitalisation.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.35x | $11.32 Billion | $11.08 Billion | $32.81 Billion | ▼ -13.2% |
| 2024 | 0.40x | $9.50 Billion | $9.34 Billion | $23.89 Billion | ▲ +31.4% |
| 2023 | 0.30x | $7.20 Billion | $7.12 Billion | $23.81 Billion | ▲ +8.9% |
| 2022 | 0.28x | $5.95 Billion | $5.92 Billion | $21.41 Billion | ▼ -12.6% |
| 2021 | 0.32x | $5.82 Billion | $5.79 Billion | $18.29 Billion | ▼ -11.3% |
| 2020 | 0.36x | $5.34 Billion | $5.33 Billion | $14.91 Billion | ▲ +57.0% |
| 2019 | 0.23x | $3.00 Billion | $2.97 Billion | $13.14 Billion | ▲ +126.1% |
| 2018 | 0.10x | $293.67 Million | $285.12 Million | $2.91 Billion | ▲ +329.8% |
| 2017 | -0.04x | $-103.86 Million | $-110.97 Million | $2.37 Billion | ▲ +96.9% |
| 2016 | -1.42x | $-158.63 Million | $-164.37 Million | $111.35 Million | — |