360 Finance Inc (QFIN) — Net Asset Quality Index
360 Finance Inc (QFIN) has a Net Asset Quality Index of 42.4% as of March 2026. This metric measures the proportion of total assets financed by shareholders' equity — total assets of $56.99 Billion minus total liabilities of $32.81 Billion yields net assets of $24.17 Billion. A higher index indicates a stronger, lower-leverage balance sheet. Check 360 Finance Inc asset resilience ratio to evaluate the company's liquid asset resilience ratio.
Quality Index
Net Assets
Total Assets
Total Liabilities
360 Finance Inc Net Asset Quality Index Over Time (2016–2025)
This chart shows how 360 Finance Inc's Net Asset Quality Index has evolved across 10 annual periods from 2016 to 2025. As of March 2026, the index stands at 42.4%, representing net assets of $24.17 Billion against total assets of $56.99 Billion USD. See 360 Finance Inc short-term liquidity ratio to evaluate short-term liquidity relative to the company's equity base.
Annual Net Asset Quality Index for 360 Finance Inc (2016–2025)
The table below presents the year-by-year Net Asset Quality Index for 360 Finance Inc from 2016 to 2025, covering 10 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For market capitalisation and the full company profile, see market cap of 360 Finance Inc.
| Year | Quality Index | Net Assets (USD) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 42.4% | $24.17 Billion | $56.99 Billion | $32.81 Billion | ▼ -8.0 pp |
| 2024 | 50.4% | $24.25 Billion | $48.13 Billion | $23.89 Billion | ▲ +2.3 pp |
| 2023 | 48.0% | $22.01 Billion | $45.82 Billion | $23.81 Billion | ▲ +1.1 pp |
| 2022 | 46.9% | $18.93 Billion | $40.34 Billion | $21.41 Billion | ▲ +1.5 pp |
| 2021 | 45.4% | $15.22 Billion | $33.50 Billion | $18.29 Billion | ▲ +6.5 pp |
| 2020 | 38.9% | $9.48 Billion | $24.39 Billion | $14.91 Billion | ▲ +3.4 pp |
| 2019 | 35.4% | $7.21 Billion | $20.36 Billion | $13.14 Billion | ▼ -25.0 pp |
| 2018 | 60.4% | $4.44 Billion | $7.35 Billion | $2.91 Billion | ▲ +36.7 pp |
| 2017 | 23.7% | $734.15 Million | $3.10 Billion | $2.37 Billion | ▲ +48.1 pp |
| 2016 | -24.4% | $-21.83 Million | $89.52 Million | $111.35 Million | — |