OppFi Inc (OPFI) — Working Capital to Net Assets Ratio
OppFi Inc (OPFI) has a Working Capital to Net Assets ratio of 2.2% as of March 2026. Working capital of $7.68 Million (current assets of $63.87 Million minus current liabilities of $56.18 Million) is measured against net assets of $342.98 Million. A higher ratio indicates strong short-term liquidity financed by the equity base. See OPFI cash and liquid assets coverage to measure how many days the company can operate on defensive assets alone.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
OppFi Inc Working Capital to Net Assets (2019–2025)
This chart shows how OppFi Inc's Working Capital to Net Assets ratio has evolved across 7 annual periods from 2019 to 2025. As of March 2026, the ratio stands at 2.2%, reflecting working capital of $7.68 Million against net assets of $342.98 Million USD. For the complete balance sheet picture, see OppFi Inc asset portfolio.
Annual Working Capital to Net Assets for OppFi Inc (2019–2025)
The table below presents the year-by-year Working Capital to Net Assets ratio for OppFi Inc from 2019 to 2025, covering 7 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. Check OPFI financial resilience to evaluate the company's liquid asset resilience ratio.
| Year | WC/NA Ratio | Working Capital (USD) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2025 | 179.2% | $553.52 Million | $308.88 Million | $639.50 Million | $85.98 Million | ▼ -36.1 pp |
| 2024 | 215.3% | $504.22 Million | $234.21 Million | $564.02 Million | $59.80 Million | ▼ -36.1 pp |
| 2023 | 251.4% | $487.80 Million | $194.03 Million | $539.28 Million | $51.47 Million | ▼ -34.5 pp |
| 2022 | 285.9% | $454.98 Million | $159.15 Million | $510.16 Million | $55.18 Million | ▲ +37.4 pp |
| 2021 | 248.5% | $392.33 Million | $157.88 Million | $450.47 Million | $58.14 Million | ▲ +23.5 pp |
| 2020 | 225.0% | $223.47 Million | $99.33 Million | $267.90 Million | $44.43 Million | ▲ +221.1 pp |
| 2019 | 3.8% | $1.43 Million | $37.45 Million | $16.79 Million | $15.35 Million | — |