OppFi Inc (OPFI) — Cash Flow Quality Index
OppFi Inc (OPFI) has a Cash Flow Quality Index of 3.20x as of March 2026. Operating cash flow of $90.78 Million exceeds net income of $28.40 Million, indicating high earnings quality where cash backs reported profits. Explore OPFI long-term investment intensity to see how much of total assets are deployed in long-term investments.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
OppFi Inc Cash Flow Quality Index (2018–2025)
Historical Cash Flow Quality Index for OppFi Inc across 7 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check OppFi Inc (OPFI) tangible equity ratio to evaluate the tangible quality of the company's equity base.
Annual Cash Flow Quality Index for OppFi Inc (2018–2025)
Year-by-year earnings quality comparison for OppFi Inc. For live market cap and the full company financial profile, see OPFI market cap.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 2.74x | $401.31 Million | $146.25 Million | ▼ -29.0% |
| 2024 | 3.86x | $323.81 Million | $83.84 Million | ▼ -94.7% |
| 2022 | 72.84x | $243.30 Million | $3.34 Million | ▲ +3808.7% |
| 2021 | 1.86x | $167.35 Million | $89.80 Million | ▼ -24.8% |
| 2020 | 2.48x | $192.11 Million | $77.52 Million | ▼ -45.1% |
| 2019 | 4.51x | $148.92 Million | $32.99 Million | ▼ -30.3% |
| 2018 | 6.48x | $63.03 Million | $9.73 Million | — |