OppFi Inc Cash Flow Quality Index
OppFi Inc cash flow quality index. OppFi Inc (OPFI) has a Cash Flow Quality Index of 1.68x as of March 2026. Operating cash flow of $90.78 Million exceeds net income of $54.04 Million, indicating high earnings quality where cash backs reported profits. See OppFi Inc (OPFI) financial flexibility to measure the company's free cash flow as a share of total liabilities.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of OppFi Inc (2018–2025)
Cash flow quality index of OppFi Inc from 2018 to 2025. Historical Cash Flow Quality Index for OppFi Inc across 7 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore OppFi Inc debt service capacity to assess how comfortably operating cash covers total debt obligations.
OppFi Inc Cash Flow Quality Index by Year (2018–2025)
OppFi Inc cash flow quality index by year from 2018 to 2025. Year-by-year earnings quality comparison for OppFi Inc. For the full cash flow conversion analysis, see cash flow conversion of OppFi Inc.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 2.74x | $401.31 Million | $146.25 Million | ▼ -29.0% |
| 2024 | 3.86x | $323.81 Million | $83.84 Million | ▼ -94.7% |
| 2022 | 72.84x | $243.30 Million | $3.34 Million | ▲ +3808.7% |
| 2021 | 1.86x | $167.35 Million | $89.80 Million | ▼ -24.8% |
| 2020 | 2.48x | $192.11 Million | $77.52 Million | ▼ -45.1% |
| 2019 | 4.51x | $148.92 Million | $32.99 Million | ▼ -30.3% |
| 2018 | 6.48x | $63.03 Million | $9.73 Million | — |