OppFi Inc Defensive Interval Ratio
OppFi Inc defensive interval ratio. OppFi Inc (OPFI) has a Defensive Interval Ratio of 3265 days as of March 2026. Defensive assets of $502.56 Million (cash $-, short-term investments $-, receivables $502.56 Million) cover 3265 days of daily cash needs of $153.93K/day. See OppFi Inc short-term liquidity ratio to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Defensive Interval Ratio of OppFi Inc (2019–2025)
Defensive interval ratio of OppFi Inc from 2019 to 2025. This chart shows how OppFi Inc's Defensive Interval Ratio has evolved across 7 annual periods from 2019 to 2025. As of March 2026, the ratio stands at 3265 days, meaning defensive assets of $502.56 Million can fund 3265 days of operations without new revenue. Check OppFi Inc asset resilience ratio to evaluate the company's liquid asset resilience ratio.
OppFi Inc Defensive Interval Ratio by Year (2019–2025)
OppFi Inc defensive interval ratio by year from 2019 to 2025. The table below presents the year-by-year Defensive Interval Ratio for OppFi Inc from 2019 to 2025, covering 7 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For the complete balance sheet picture, see OPFI asset base.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 2529 days | $595.69 Million | $235.57K/day | $49.45 Million | $- | ▼ -750 days |
| 2024 | 3278 days | $537.08 Million | $163.83K/day | $61.34 Million | $- | ▼ -546 days |
| 2023 | 3824 days | $539.28 Million | $141.02K/day | $31.79 Million | $42.15 Million | ▲ +453 days |
| 2022 | 3371 days | $509.61 Million | $151.19K/day | $49.67 Million | $- | ▲ +777 days |
| 2021 | 2594 days | $413.17 Million | $159.28K/day | $25.06 Million | $- | ▲ +556 days |
| 2020 | 2038 days | $248.09 Million | $121.73K/day | $25.60 Million | $243.38K | ▼ -3995 days |
| 2019 | 6034 days | $253.80 Million | $42.07K/day | $16.79 Million | $- | — |