OppFi Inc (OPFI) — Free Cash Flow Generation Index
Latest as of March 2026:
0.94x
OppFi Inc (OPFI) has a Free Cash Flow Generation Index of 0.94x as of March 2026. Free cash flow of $85.63 Million represents 1% of operating cash flow ($90.78 Million). Explore OppFi Inc (OPFI) reinvestment ratio to see what proportion of operating cash flow is directed to capital expenditures.
FCF Generation Index
0.94x
Free Cash Flow / Operating CF
Free Cash Flow
$85.63 Million
USD
Operating Cash Flow
$90.78 Million
USD
Capital Expenditures
$5.15 Million
USD
OppFi Inc Free Cash Flow Generation Index (2018–2025)
Historical FCF Generation Index trend for OppFi Inc across 8 annual periods. For the full cash flow conversion analysis, see OPFI cash flow metrics.
Annual Free Cash Flow Generation for OppFi Inc (2018–2025)
Year-by-year Free Cash Flow Generation Index for OppFi Inc. Check OPFI cash flow reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
| Year | FCG Index | Free Cash Flow (USD) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.95x | $382.19 Million | $401.31 Million | $19.11 Million | ▼ -0.8% |
| 2024 | 0.96x | $310.80 Million | $323.81 Million | $13.01 Million | ▼ -1.0% |
| 2023 | 0.97x | $287.15 Million | $296.15 Million | $8.99 Million | ▲ +2.5% |
| 2022 | 0.95x | $230.05 Million | $243.30 Million | $13.25 Million | ▲ +3.4% |
| 2021 | 0.91x | $152.97 Million | $167.35 Million | $14.37 Million | ▼ -3.2% |
| 2020 | 0.94x | $181.39 Million | $192.11 Million | $10.72 Million | ▼ -1.2% |
| 2019 | 0.96x | $142.28 Million | $148.92 Million | $6.64 Million | ▲ +2.2% |
| 2018 | 0.93x | $58.93 Million | $63.03 Million | $4.10 Million | — |
FCG Index = Free Cash Flow / Operating Cash Flow. FCF = Operating CF + Capital Expenditures (capex stored negative).