OppFi Inc (OPFI) — Free Cash Flow Generation Index
Latest as of March 2026:
2.00x
OppFi Inc (OPFI) has a Free Cash Flow Generation Index of 2.00x as of March 2026. Free cash flow of $181.56 Million represents 2% of operating cash flow ($90.78 Million). Read total liabilities of OppFi Inc for a breakdown of total debt and financial obligations.
FCF Generation Index
2.00x
Free Cash Flow / Operating CF
Free Cash Flow
$181.56 Million
USD
Operating Cash Flow
$90.78 Million
USD
Capital Expenditures
$90.78 Million
USD
OppFi Inc Free Cash Flow Generation Index (2018–2025)
Historical FCF Generation Index trend for OppFi Inc across 8 annual periods. Explore OppFi Inc (OPFI) capital reinvestment to see what proportion of operating cash flow is directed to capital expenditures.
Annual Free Cash Flow Generation for OppFi Inc (2018–2025)
Year-by-year Free Cash Flow Generation Index for OppFi Inc. For the full company profile including market capitalisation, see market cap of OppFi Inc.
| Year | FCG Index | Free Cash Flow (USD) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.95x | $382.19 Million | $401.31 Million | $19.11 Million | ▼ -0.8% |
| 2024 | 0.96x | $310.80 Million | $323.81 Million | $13.01 Million | ▼ -1.0% |
| 2023 | 0.97x | $287.15 Million | $296.15 Million | $8.99 Million | ▲ +2.5% |
| 2022 | 0.95x | $230.05 Million | $243.30 Million | $13.25 Million | ▲ +3.4% |
| 2021 | 0.91x | $152.97 Million | $167.35 Million | $14.37 Million | ▼ -3.2% |
| 2020 | 0.94x | $181.39 Million | $192.11 Million | $10.72 Million | ▼ -1.2% |
| 2019 | 0.96x | $142.28 Million | $148.92 Million | $6.64 Million | ▲ +2.2% |
| 2018 | 0.93x | $58.93 Million | $63.03 Million | $4.10 Million | — |
FCG Index = Free Cash Flow / Operating Cash Flow. FCF = Operating CF + Capital Expenditures (capex stored negative).