OppFi Inc (OPFI) — Cash Flow-to-Debt Ratio
Latest as of March 2026:
0.24x
OppFi Inc (OPFI) has a Cash Flow-to-Debt Ratio of 0.24x as of March 2026, meaning its operating cash flow of $90.78 Million could theoretically repay 0% of its total liabilities ($377.00 Million) in one year. Explore OPFI long-term investments to assets to see how much of total assets are deployed in long-term investments.
CF-to-Debt Ratio
0.24x
Operating CF / Total Liabilities
Operating Cash Flow
$90.78 Million
USD
Total Liabilities
$377.00 Million
USD
Data as of
Mar 2026
Most recent filing
OppFi Inc Cash Flow-to-Debt Ratio (2019–2025)
Historical debt coverage capacity for OppFi Inc across 7 annual periods. Also explore OPFI current and non-current assets for the complete picture of this company's asset base.
Annual Cash Flow-to-Debt Ratio for OppFi Inc (2019–2025)
Year-by-year debt coverage analysis for OppFi Inc. For market capitalisation and broader financial context, see how much is OppFi Inc worth.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.90x | $401.31 Million | $445.21 Million | ▲ +13.3% |
| 2024 | 0.80x | $323.81 Million | $406.96 Million | ▲ +9.5% |
| 2023 | 0.73x | $296.15 Million | $407.51 Million | ▲ +25.7% |
| 2022 | 0.58x | $243.30 Million | $420.69 Million | ▲ +19.0% |
| 2021 | 0.49x | $167.35 Million | $344.23 Million | ▼ -52.8% |
| 2020 | 1.03x | $192.11 Million | $186.51 Million | ▲ +72.4% |
| 2019 | 0.60x | $148.92 Million | $249.18 Million | — |
Cash Flow-to-Debt Ratio = Operating Cash Flow / Total Liabilities. Higher is better for debt service capacity.