OppFi Inc (OPFI) — Net Asset Quality Index
OppFi Inc (OPFI) has a Net Asset Quality Index of 47.6% as of March 2026. This metric measures the proportion of total assets financed by shareholders' equity — total assets of $719.99 Million minus total liabilities of $377.00 Million yields net assets of $342.98 Million. A higher index indicates a stronger, lower-leverage balance sheet. Read OPFI liabilities breakdown for a breakdown of total debt and financial obligations.
Quality Index
Net Assets
Total Assets
Total Liabilities
OppFi Inc Net Asset Quality Index Over Time (2019–2025)
This chart shows how OppFi Inc's Net Asset Quality Index has evolved across 7 annual periods from 2019 to 2025. As of March 2026, the index stands at 47.6%, representing net assets of $342.98 Million against total assets of $719.99 Million USD. For live market cap and overall valuation, see OppFi Inc (OPFI) market capitalisation.
Annual Net Asset Quality Index for OppFi Inc (2019–2025)
The table below presents the year-by-year Net Asset Quality Index for OppFi Inc from 2019 to 2025, covering 7 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. Check OPFI capital-intensive asset ratio to assess the company's strategic physical and investment asset allocation.
| Year | Quality Index | Net Assets (USD) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 41.0% | $308.88 Million | $754.09 Million | $445.21 Million | ▲ +4.4 pp |
| 2024 | 36.5% | $234.21 Million | $641.17 Million | $406.96 Million | ▲ +4.3 pp |
| 2023 | 32.3% | $194.03 Million | $601.54 Million | $407.51 Million | ▲ +4.8 pp |
| 2022 | 27.4% | $159.15 Million | $579.84 Million | $420.69 Million | ▼ -4.0 pp |
| 2021 | 31.4% | $157.88 Million | $502.11 Million | $344.23 Million | ▼ -3.3 pp |
| 2020 | 34.8% | $99.33 Million | $285.84 Million | $186.51 Million | ▲ +21.7 pp |
| 2019 | 13.1% | $37.45 Million | $286.63 Million | $249.18 Million | — |